![\"\"](\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2026\/09\/fp260925.png\")
<\/a><\/p>\n**\u591a\u4f26\u591a\u623f\u4ef7\u8f83\u9ad8\u5cf0\u8dcc\u7ea630%<\/p>\n
\u5bf9\u4e8e\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u800c\u8a00\uff0c\u76ee\u524d\u7684\u5e02\u573a\u8868\u73b0\u4e0e\u8fc7\u53bb\u5341\u591a\u5e74\u7684\u5f3a\u52b2\u4e0a\u6da8\u5f62\u6210\u9c9c\u660e\u5bf9\u6bd4\u3002<\/p>\n
\u745e\u94f6\u6570\u636e\u663e\u793a\uff0c2014\u5e74\u81f32022\u5e74\u671f\u95f4\uff0c\u591a\u4f26\u591a\u66fe\u662f\u5176\u6240\u5206\u6790\u57ce\u5e02\u4e2d\u8868\u73b0\u6700\u5f3a\u52b2\u7684\u623f\u5730\u4ea7\u5e02\u573a\u4e4b\u4e00\u3002\u4f46\u5230\u4e862026\u5e74\uff0c\u591a\u4f26\u591a\u8dcc\u81f3\u699c\u5355\u672b\u7aef\uff0c\u623f\u4ef7\u8f83\u6b64\u524d\u9ad8\u5cf0\u4e0b\u964d\u7ea630%\u3002<\/p>\n
\u6e29\u54e5\u534e\u7684\u623f\u4ef7\u4e5f\u660e\u663e\u56de\u843d\uff0c\u81ea2022\u5e74\u8fbe\u5230\u5cf0\u503c\u4ee5\u6765\u7d2f\u8ba1\u4e0b\u964d\u7ea620%\u3002<\/p>\n
\u4e0d\u8fc7\uff0c\u5373\u4fbf\u7ecf\u5386\u4e86\u8fd9\u8f6e\u8c03\u6574\uff0c\u4e24\u5ea7\u57ce\u5e02\u7684\u623f\u4ef7\u6309\u7167\u56fd\u9645\u6807\u51c6\u8861\u91cf\u4ecd\u7136\u504f\u9ad8\u3002<\/p>\n
\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u548c\u4f4f\u623f\u516c\u53f8\uff08CMHC\uff09\u526f\u9996\u5e2d\u7ecf\u6d4e\u5b66\u5bb6Aled ab Iorweth\u8868\u793a\uff0c\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u8fd1\u5e74\u6765\u623f\u4ef7\u867d\u7136\u5feb\u901f\u4e0b\u8dcc\uff0c\u4f46\u4e0e\u56fd\u9645\u5176\u4ed6\u4e3b\u8981\u57ce\u5e02\u76f8\u6bd4\uff0c\u4f4f\u623f\u4ef7\u683c\u4f9d\u7136\u5904\u4e8e\u8f83\u9ad8\u6c34\u5e73\u3002<\/p>\n
\u591a\u4f26\u591a\u5730\u533a\u623f\u5730\u4ea7\u59d4\u5458\u4f1a\uff08TRREB\uff09\u7684\u6700\u65b0\u6570\u636e\u663e\u793a\uff0c\u4eca\u5e743\u6708\u4ee5\u6765\uff0c\u5927\u591a\u4f26\u591a\u5730\u533a\u57fa\u51c6\u623f\u4ef7\u4e00\u76f4\u5728\u7ea693\u4e07\u52a0\u5143\u9644\u8fd1\u5f98\u5f8a\u3002<\/p>\n
\u6e29\u54e5\u534e\u65b9\u9762\uff0c\u5927\u6e29\u54e5\u534e\u623f\u5730\u4ea7\u7ecf\u7eaa\u4eba\u534f\u4f1a\u6570\u636e\u663e\u793a\uff0c\u4eca\u5e748\u6708\u5927\u6e29\u5730\u533a\u57fa\u51c6\u623f\u4ef7\u7ea6\u4e3a108\u4e07\u52a0\u5143\u3002<\/p>\n
\u745e\u94f6\u7684\u5168\u7403\u623f\u4ef7\u6536\u5165\u6bd4\u5206\u6790\u4e5f\u663e\u793a\uff0c\u4ee5\u4e00\u5957\u7ea6650\u5e73\u65b9\u82f1\u5c3a\uff08\u7ea660\u5e73\u65b9\u7c73\uff09\u7684\u516c\u5bd3\u8ba1\u7b97\uff0c\u591a\u4f26\u591a\u7684\u8d2d\u623f\u8d1f\u62c5\u4ecd\u7136\u8f83\u91cd\uff1b\u6e29\u54e5\u534e\u5219\u5927\u7ea6\u9700\u8981\u76f8\u5f53\u4e8e\u4e94\u5e74\u7684\u5e73\u5747\u6536\u5165\u3002<\/p>\n
\u4e0d\u8fc7\uff0c\u4e0e\u5df4\u9ece\u7b49\u90e8\u5206\u56fd\u9645\u5927\u57ce\u5e02\u76f8\u6bd4\uff0c\u52a0\u62ff\u5927\u4e24\u5927\u57ce\u5e02\u7684\u4f4f\u623f\u4ef7\u683c\u4ecd\u76f8\u5bf9\u5177\u6709\u53ef\u8d1f\u62c5\u6027\u3002\u4f8b\u5982\uff0c\u5728\u5df4\u9ece\uff0c\u8d2d\u4e70\u4e00\u5957\u516c\u5bd3\u5e73\u5747\u9700\u8981\u8d85\u8fc710\u5e74\u7684\u6536\u5165\u3002<\/p>\n
**\u4ece\u201c\u5168\u7403\u5f3a\u52bf\u5e02\u573a\u201d\u5230\u660e\u663e\u964d\u6e29<\/p>\n
ab Iorweth\u8868\u793a\uff0c\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u7684\u623f\u4ef7\u957f\u671f\u4e0a\u6da8\u4e0e\u7ecf\u6d4e\u53ca\u4eba\u53e3\u589e\u957f\u6709\u5173\uff0c\u4e24\u5ea7\u57ce\u5e02\u540c\u65f6\u5438\u5f15\u4e86\u5927\u91cf\u9ad8\u79d1\u6280\u4ea7\u4e1a\uff0c\u4f7f\u5e02\u4e2d\u5fc3\u623f\u5730\u4ea7\u4ef7\u683c\u6da8\u5e45\u660e\u663e\u8d85\u8fc7\u5176\u4ed6\u5730\u533a\u3002<\/p>\n
\u201c\u4ece2006\u5e74\u5f00\u59cb\uff0c\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u7684\u623f\u4ef7\u5c31\u4e00\u8def\u4e0a\u6da8\uff0c\u201d\u4ed6\u8bf4\uff0c\u5e76\u6307\u51fa\u4e24\u5ea7\u57ce\u5e02\u540e\u6765\u53d8\u5f97\u201c\u975e\u5e38\u96be\u4ee5\u8d1f\u62c5\u201d\u3002<\/p>\n
\u75ab\u60c5\u671f\u95f4\u7684\u8d2d\u623f\u70ed\u6f6e\u7ed3\u675f\u540e\uff0c\u4e24\u5730\u623f\u5730\u4ea7\u5e02\u573a\u5f00\u59cb\u660e\u663e\u964d\u6e29\u3002<\/p>\n
\u4e0e\u6b64\u540c\u65f6\uff0c\u968f\u7740\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u623f\u4ef7\u6301\u7eed\u4e0a\u6da8\uff0c\u4e00\u4e9b\u5c45\u6c11\u5f00\u59cb\u8fc1\u5f80\u5176\u4ed6\u57ce\u5e02\uff0c\u63a8\u52a8\u6e25\u592a\u534e\u3001\u8499\u7279\u5229\u5c14\u7b49\u5927\u57ce\u5e02\u7684\u623f\u5730\u4ea7\u5e02\u573a\u51fa\u73b0\u4e0a\u6da8\u3002<\/p>\n
\u8fc7\u53bb\u4e00\u5e74\uff0c\u6574\u4f53\u7ecf\u6d4e\u73af\u5883\u7684\u4e0d\u786e\u5b9a\u6027\u4e5f\u4ee4\u6d88\u8d39\u8005\u66f4\u52a0\u8c28\u614e\uff0c\u51cf\u5c11\u4e86\u5305\u62ec\u8d2d\u623f\u5728\u5185\u7684\u5927\u989d\u8d44\u672c\u6295\u8d44\u3002<\/p>\n
ab Iorweth\u7279\u522b\u6307\u51fa\uff0c\u591a\u4f26\u591a\u516c\u5bd3\u5e02\u573a\u7684\u4e0b\u6ed1\u4e5f\u662f\u5f71\u54cd\u5f53\u5730\u623f\u5730\u4ea7\u5e02\u573a\u7684\u91cd\u8981\u56e0\u7d20\u4e4b\u4e00\u3002<\/p>\n
\u6839\u636e\u591a\u4f26\u591a\u9053\u660e\u7ecf\u6d4e\u7814\u7a76\u6240\u4eca\u5e745\u6708\u53d1\u5e03\u7684\u4e00\u4efd\u62a5\u544a\uff0c2026\u5e74\u7b2c\u4e00\u5b63\u5ea6\uff0c\u5927\u591a\u4f26\u591a\u5730\u533a\u8f6c\u552e\u516c\u5bd3\u57fa\u51c6\u4ef7\u683c\u540c\u6bd4\u4e0b\u964d10%\u3002\u8be5\u884c\u9884\u8ba1\uff0c\u591a\u4f26\u591a\u516c\u5bd3\u4ef7\u683c\u8981\u52302028\u5e74\u624d\u53ef\u80fd\u91cd\u65b0\u5f00\u59cb\u4e0a\u6da8\uff1b\u5c4a\u65f6\u4ef7\u683c\u9884\u8ba1\u4ecd\u4f1a\u6bd42022\u5e74\u521d\u7684\u5cf0\u503c\u4f4e25%\u81f330%\u3002<\/p>\n
**\u591a\u4f26\u591a\u3001\u6e29\u54e5\u534e\u6ce1\u6cab\u98ce\u9669\u5df2\u964d\u81f3\u201c\u4e2d\u7b49\u201d<\/p>\n
\u745e\u94f6\u6b64\u6b21\u62a5\u544a\u540c\u65f6\u8bc4\u4f30\u4e86\u5404\u5927\u57ce\u5e02\u672a\u6765\u51fa\u73b0\u5927\u5e45\u623f\u4ef7\u8c03\u6574\u7684\u98ce\u9669\u3002<\/p>\n
\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u76ee\u524d\u5747\u88ab\u5217\u4e3a\u201c\u4e2d\u7b49\u201d\u6ce1\u6cab\u98ce\u9669\uff0c\u8f832024\u5e74\u7684\u8f83\u9ad8\u98ce\u9669\u6c34\u5e73\u6709\u6240\u4e0b\u964d\u3002<\/p>\n
\u745e\u94f6\u7f8e\u56fd\u623f\u5730\u4ea7\u7b56\u7565\u5e08Jonathan Woloshin\u8868\u793a\uff0c\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u8fc7\u53bb\u7684\u623f\u5730\u4ea7\u5e02\u573a\u786e\u5b9e\u8f83\u4e3a\u201c\u8fc7\u70ed\u201d\uff0c\u5c24\u5176\u662f\u4e0e\u5176\u4ed6\u5e02\u573a\u76f8\u6bd4\uff0c\u4f46\u76ee\u524d\u5df2\u7ecf\u51fa\u73b0\u660e\u663e\u56de\u8c03\u3002<\/p>\n
\u4ed6\u8ba4\u4e3a\uff0c\u591a\u4f26\u591a\u8fd1\u5e74\u6765\u4f4f\u5b85\u5efa\u8bbe\u589e\u52a0\uff0c\u4e5f\u5e2e\u52a9\u5e02\u573a\u51cf\u5c11\u4e86\u4e00\u90e8\u5206\u6295\u673a\u6027\u6210\u5206\uff0c\u8fd9\u4e5f\u662f\u7ecf\u8fc7\u901a\u80c0\u8c03\u6574\u540e\u623f\u4ef7\u660e\u663e\u4e0b\u964d\u7684\u539f\u56e0\u4e4b\u4e00\u3002<\/p>\n
\u5728\u5168\u7403\u8303\u56f4\u5185\uff0c\u745e\u94f6\u76ee\u524d\u4ec5\u5c06\u82cf\u9ece\u4e16\u548c\u4e1c\u4eac\u5217\u4e3a\u9ad8\u623f\u5730\u4ea7\u6ce1\u6cab\u98ce\u9669\u57ce\u5e02\u3002\u4e0d\u8fc7\uff0cWoloshin\u4e5f\u5f3a\u8c03\uff0c\u88ab\u5217\u5165\u9ad8\u98ce\u9669\u5e76\u4e0d\u610f\u5473\u7740\u8fd9\u4e9b\u57ce\u5e02\u5373\u5c06\u53d1\u751f\u7c7b\u4f3c2008\u5e74\u7f8e\u56fd\u623f\u5730\u4ea7\u5371\u673a\u7684\u5927\u89c4\u6a21\u5d29\u76d8\u3002<\/p>\n
**\u591a\u4f26\u591a\u6700\u5927\u9690\u5fe7\uff1a\u4f4f\u623f\u4f9b\u5e94\u4e0d\u8db3<\/p>\n
\u5c55\u671b\u672a\u6765\uff0cCMHC\u526f\u9996\u5e2d\u7ecf\u6d4e\u5b66\u5bb6ab Iorweth\u5e76\u4e0d\u9884\u8ba1\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u623f\u4ef7\u4f1a\u51fa\u73b0\u5927\u5e45\u5ea6\u4e0b\u8dcc\uff0c\u4f46\u672a\u6765\u8d70\u52bf\u4ecd\u53d6\u51b3\u4e8e\u56fd\u9645\u7ecf\u6d4e\u73af\u5883\uff0c\u4ee5\u53ca\u6f5c\u5728\u7684\u8d38\u6613\u6216\u80fd\u6e90\u51b2\u51fb\u3002<\/p>\n
\u4ed6\u540c\u65f6\u6307\u51fa\uff0c\u77ed\u671f\u5185\u4e24\u5ea7\u57ce\u5e02\u51fa\u73b0\u9ad8\u623f\u5730\u4ea7\u6ce1\u6cab\u98ce\u9669\u7684\u53ef\u80fd\u6027\u5e76\u4e0d\u9ad8\uff0c\u4f46\u591a\u4f26\u591a\u7684\u4f4f\u623f\u4f9b\u5e94\u6b63\u5728\u6210\u4e3a\u4e00\u4e2a\u503c\u5f97\u5173\u6ce8\u7684\u95ee\u9898\u3002<\/p>\n
CMHC\u79cb\u5b63\u4f4f\u623f\u4f9b\u5e94\u62a5\u544a\u6307\u51fa\uff0c\u5982\u679c\u591a\u4f26\u591a\u5e0c\u671b\u8ba9\u4f4f\u623f\u8d1f\u62c5\u80fd\u529b\u6062\u590d\u5230\u75ab\u60c5\u524d\u6c34\u5e73\uff0c\u672a\u676510\u5e74\u6bcf\u5e74\u7684\u4f4f\u623f\u5f00\u5de5\u91cf\u81f3\u5c11\u9700\u8981\u63d0\u9ad850%\u3002<\/p>\n
\u7136\u800c\uff0c2026\u5e74\u4e0a\u534a\u5e74\uff0c\u591a\u4f26\u591a\u6309\u4eba\u53e3\u8ba1\u7b97\u7684\u4f4f\u623f\u5f00\u5de5\u91cf\u5df2\u7ecf\u964d\u81f31996\u5e74\u4ee5\u6765\u6700\u4f4e\u6c34\u5e73\u4e4b\u4e00\uff082025\u5e74\u9664\u5916\uff09\u3002<\/p>\n
ab Iorweth\u8868\u793a\uff0c\u5982\u679c\u672a\u6765\u4e09\u5e74\u7ecf\u6d4e\u51fa\u73b0\u5f3a\u52b2\u590d\u82cf\uff0c\u800c\u4f4f\u623f\u4f9b\u5e94\u5374\u6ca1\u6709\u540c\u6b65\u589e\u52a0\uff0c\u5e02\u573a\u53ef\u80fd\u518d\u6b21\u9762\u4e34\u4f9b\u9700\u5931\u8861\u3002<\/p>\n
\u4ed6\u8bf4\uff0c\u5982\u679c\u4f4f\u623f\u5efa\u8bbe\u4e0d\u80fd\u6301\u7eed\u63a8\u8fdb\uff0c\u90a3\u4e48\u51e0\u5e74\u540e\u623f\u5730\u4ea7\u5e02\u573a\u53ef\u80fd\u91cd\u65b0\u8fdb\u5165\u6ce1\u6cab\u72b6\u6001\u3002<\/p>\n
\u8fd9\u4e5f\u610f\u5473\u7740\uff0c\u5bf9\u4e8e\u591a\u4f26\u591a\u623f\u5730\u4ea7\u5e02\u573a\u800c\u8a00\uff0c\u773c\u4e0b\u7684\u623f\u4ef7\u56de\u8c03\u53ea\u662f\u5e02\u573a\u53d8\u5316\u7684\u4e00\u90e8\u5206\uff1b\u672a\u6765\u4f4f\u623f\u4f9b\u5e94\u80fd\u5426\u8ddf\u4e0a\u4eba\u53e3\u548c\u7ecf\u6d4e\u589e\u957f\uff0c\u5c06\u6210\u4e3a\u5f71\u54cd\u623f\u4ef7\u8d70\u52bf\u53ca\u4f4f\u623f\u8d1f\u62c5\u80fd\u529b\u7684\u91cd\u8981\u56e0\u7d20\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u52a0\u62ff\u5927\u661f\u661f\u751f\u6d3b\u6377\u514b\u4f73\/\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u7684\u623f\u5730\u4ea7\u5e02\u573a\u6b63\u5728\u7ecf\u5386\u660e\u663e\u964d\u6e29\u3002\u745e\u94f6\u96c6\u56e2\uff08UBS\uff09\u6700\u65b0\u53d1\u5e03\u76842026\u5e74\u5168\u7403\u623f\u5730\u4ea7\u6ce1\u6cab\u6307\u6570\u663e\u793a\uff0c\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u4eca\u5e74\u88ab\u5217\u4e3a\u5168\u7403\u8868\u73b0\u6700\u5f31\u7684\u4e24\u4e2a\u4f4f\u623f\u5e02\u573a\u3002 \u4e0d\u8fc7\uff0c\u745e\u94f6\u540c\u65f6\u5c06\u4e24\u5730\u7684\u623f\u5730\u4ea7\u6ce1\u6cab\u98ce\u9669\u8bc4\u4f30\u4e3a\u201c\u4e2d\u7b49\u201d\uff08moderate\uff09\uff0c\u610f\u5473\u7740\u867d\u7136\u623f\u4ef7\u5df2\u7ecf\u660e\u663e\u56de\u843d\uff0c\u4f46\u5e02\u573a\u4ecd\u5b58\u5728\u4e00\u5b9a\u98ce…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":94848,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/94847"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=94847"}],"version-history":[{"count":2,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/94847\/revisions"}],"predecessor-version":[{"id":94850,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/94847\/revisions\/94850"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/94848"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=94847"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=94847"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=94847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}