{"id":94690,"date":"2026-09-18T11:02:50","date_gmt":"2026-09-18T16:02:50","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=94690"},"modified":"2026-09-18T11:02:50","modified_gmt":"2026-09-18T16:02:50","slug":"20260918-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e5%a4%ae%e8%a1%8c%e5%8a%a0%e6%81%af%e9%a2%84%e6%9c%9f%e7%aa%81%e7%84%b6%e6%8f%90%e5%89%8d%ef%bc%81%e7%bb%8f%e6%b5%8e%e5%ad%a6%e5%ae%b6%ef%bc%9a10%e6%9c%88%e5%8f%af","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=94690","title":{"rendered":"20260918\/\u52a0\u62ff\u5927\u592e\u884c\u52a0\u606f\u9884\u671f\u7a81\u7136\u63d0\u524d\uff01\u7ecf\u6d4e\u5b66\u5bb6\uff1a10\u6708\u53ef\u80fd\u5c31\u8981\u52a8\u624b"},"content":{"rendered":"<p>\u52a0\u62ff\u5927\u661f\u661f\u751f\u6d3b\u6377\u514b\u4f73\/\u56fd\u9645\u6cb9\u4ef7\u6301\u7eed\u9ad8\u4f01\uff0c\u52a0\u62ff\u5927\u592e\u884c\u7684\u5229\u7387\u653f\u7b56\u4e5f\u5f00\u59cb\u9762\u4e34\u65b0\u7684\u538b\u529b\u3002<\/p>\n<p>\u968f\u7740\u7f8e\u56fd\u8054\u90a6\u50a8\u5907\u59d4\u5458\u4f1a\uff08Fed\uff09\u8fd1\u65e5\u4e09\u5e74\u6765\u9996\u6b21\u52a0\u606f\uff0c\u4e00\u4e9b\u7ecf\u6d4e\u5b66\u5bb6\u8ba4\u4e3a\uff0c\u52a0\u62ff\u5927\u592e\u884c\u53ef\u80fd\u4e0d\u5f97\u4e0d\u63d0\u524d\u884c\u52a8\u3002Oxford Economics\u751a\u81f3\u5df2\u7ecf\u5c06\u6b64\u524d\u7684\u5229\u7387\u9884\u6d4b\u5927\u5e45\u63d0\u524d\uff0c\u9884\u8ba1\u52a0\u62ff\u5927\u592e\u884c\u53ef\u80fd\u4ece\u4eca\u5e7410\u6708\u5f00\u59cb\u52a0\u606f\uff0c\u5e76\u572812\u6708\u518d\u6b21\u52a0\u606f\u3002<\/p>\n<p>\u8fd9\u610f\u5473\u7740\uff0c\u52a0\u62ff\u5927\u592e\u884c\u6b64\u524d\u201c\u81f3\u5c11\u52302027\u5e74\u79cb\u5b63\u7ef4\u6301\u5229\u7387\u4e0d\u53d8\u201d\u7684\u5224\u65ad\u5df2\u7ecf\u88ab\u63a8\u7ffb\u3002<\/p>\n<p><a href=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2026\/09\/fp260918.png\"><img loading=\"lazy\" src=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2026\/09\/fp260918.png\" alt=\"\" width=\"753\" height=\"608\" class=\"aligncenter size-full wp-image-94691\" srcset=\"https:\/\/blog.jackjia.com\/wp-content\/uploads\/2026\/09\/fp260918.png 753w, https:\/\/blog.jackjia.com\/wp-content\/uploads\/2026\/09\/fp260918-300x242.png 300w\" sizes=\"(max-width: 753px) 100vw, 753px\" \/><\/a><\/p>\n<p>**\u7ecf\u6d4e\u5b66\u5bb6\uff1a10\u6708\u300112\u6708\u6216\u5404\u52a025\u4e2a\u57fa\u70b9<\/p>\n<p>Oxford Economics\u9ad8\u7ea7\u7ecf\u6d4e\u5b66\u5bb6Michael Davenport\u8868\u793a\uff0c\u76ee\u524d\u8be5\u673a\u6784\u9884\u8ba1\u52a0\u62ff\u5927\u592e\u884c\u5c06\u572810\u6708\u52a0\u606f\u4e00\u6b21\uff0c12\u6708\u518d\u52a0\u606f\u4e00\u6b21\u3002<\/p>\n<p>\u5982\u679c\u6bcf\u6b21\u52a0\u606f25\u4e2a\u57fa\u70b9\uff0c\u653f\u7b56\u5229\u7387\u5c06\u5347\u81f32.75%\uff0c\u6b63\u597d\u5904\u4e8e\u52a0\u62ff\u5927\u592e\u884c\u8ba4\u4e3a\u7684\u4e2d\u6027\u5229\u7387\u533a\u95f42.25%\u81f33.25%\u7684\u4e2d\u95f4\u4f4d\u7f6e\u3002Davenport\u8868\u793a\uff0c\u76ee\u524d\u7684\u57fa\u672c\u9884\u6d4b\u5e76\u4e0d\u662f\u6301\u7eed\u5927\u5e45\u52a0\u606f\uff0c\u800c\u662f\u901a\u8fc7\u8fd9\u4e24\u6b21\u201c\u4fdd\u9669\u5f0f\u52a0\u606f\u201d\uff0c\u5c06\u5229\u7387\u91cd\u65b0\u8c03\u6574\u81f3\u8f83\u4e3a\u4e2d\u6027\u7684\u6c34\u5e73\u3002<\/p>\n<p>\u4e3a\u4ec0\u4e48\u9884\u671f\u7a81\u7136\u53d1\u751f\u53d8\u5316\uff1f\u6700\u91cd\u8981\u7684\u56e0\u7d20\u4e4b\u4e00\uff0c\u5c31\u662f\u6cb9\u4ef7\u3002<\/p>\n<p>Oxford Economics\u9884\u8ba1\uff0c\u7531\u4e8e\u4e2d\u4e1c\u5730\u533a\u51b2\u7a81\u6301\u7eed\uff0c\u56fd\u9645\u6cb9\u4ef7\u672a\u6765\u5927\u7ea6\u534a\u5e74\u4ecd\u53ef\u80fd\u7ef4\u6301\u5728\u6bcf\u6876100\u7f8e\u5143\u4ee5\u4e0a\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u52a0\u62ff\u5927\u4eca\u5e74\u6574\u4f53\u901a\u80c0\u7387\u53ef\u80fd\u5347\u81f33.5%\u751a\u81f3\u66f4\u9ad8\u3002<\/p>\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u52a0\u62ff\u59278\u6708\u4efd\u901a\u80c0\u7387\u4e3a3%\uff0c\u4e3b\u8981\u53d7\u6c7d\u6cb9\u4ef7\u683c\u4e0b\u964d\u7684\u5e2e\u52a9\u3002\u5f53\u65f6\u56fd\u9645\u6cb9\u4ef7\u8fd8\u5904\u4e8e\u6bcf\u687680\u81f385\u7f8e\u5143\u533a\u95f4\u3002<\/p>\n<p>\u5982\u4eca\u6cb9\u4ef7\u91cd\u65b0\u7a81\u7834100\u7f8e\u5143\uff0c\u60c5\u51b5\u53ef\u80fd\u53d1\u751f\u9006\u8f6c\u3002<\/p>\n<p>Davenport\u8ba4\u4e3a\uff0c\u5982\u679c\u9ad8\u6cb9\u4ef7\u6301\u7eed\uff0c\u5e76\u5f00\u59cb\u9010\u6e10\u4f20\u5bfc\u81f3\u98df\u54c1\u7b49\u5176\u4ed6\u6d88\u8d39\u54c1\u4ef7\u683c\uff0c\u52a0\u62ff\u5927\u592e\u884c\u53ef\u80fd\u9700\u8981\u63d0\u524d\u52a0\u606f\uff0c\u4ee5\u907f\u514d\u901a\u80c0\u8fdb\u4e00\u6b65\u6269\u6563\u3002<\/p>\n<p>**\u4e0d\u53ea\u662f\u6cb9\u4ef7\uff0c\u52a0\u5143\u4e5f\u53ef\u80fd\u627f\u538b<\/p>\n<p>\u53e6\u4e00\u4e2a\u503c\u5f97\u5173\u6ce8\u7684\u95ee\u9898\u662f\u52a0\u5143\u6c47\u7387\u3002<\/p>\n<p>\u7531\u4e8e\u7f8e\u56fd\u548c\u5176\u4ed6\u56fd\u5bb6\u7684\u5229\u7387\u4e0a\u5347\uff0c\u52a0\u62ff\u5927\u4e0e\u5176\u4ed6\u7ecf\u6d4e\u4f53\u4e4b\u95f4\u7684\u5229\u5dee\u53ef\u80fd\u53d1\u751f\u53d8\u5316\uff0c\u4ece\u800c\u7ed9\u52a0\u5143\u5e26\u6765\u538b\u529b\u3002<\/p>\n<p>\u5982\u679c\u52a0\u5143\u8d70\u5f31\uff0c\u52a0\u62ff\u5927\u8fdb\u53e3\u5546\u54c1\u7684\u4ef7\u683c\u5c31\u4f1a\u8fdb\u4e00\u6b65\u4e0a\u6da8\uff0c\u4ece\u800c\u589e\u52a0\u901a\u80c0\u538b\u529b\u3002Oxford Economics\u4e5f\u5c06\u8fd9\u4e00\u56e0\u7d20\u5217\u4e3a\u652f\u6301\u52a0\u62ff\u5927\u592e\u884c\u63d0\u524d\u52a0\u606f\u7684\u91cd\u8981\u539f\u56e0\u3002<\/p>\n<p>\u76ee\u524d\uff0cOxford Economics\u5e76\u4e0d\u662f\u552f\u4e00\u8ba4\u4e3a\u52a0\u62ff\u5927\u592e\u884c\u53ef\u80fd\u572810\u6708\u884c\u52a8\u7684\u673a\u6784\u3002\u52a0\u62ff\u5927\u4e30\u4e1a\u94f6\u884c\u7ecf\u6d4e\u90e8\u95e8\u540c\u6837\u9884\u8ba1\uff0c\u52a0\u62ff\u5927\u592e\u884c\u53ef\u80fd\u572810\u670828\u65e5\u7684\u8bae\u606f\u4f1a\u8bae\u4e0a\u52a0\u606f\u3002<\/p>\n<p>**\u4e5f\u6709\u7ecf\u6d4e\u5b66\u5bb6\u8ba4\u4e3a\u8fd8\u6ca1\u5230\u65f6\u5019<\/p>\n<p>\u5e76\u975e\u6240\u6709\u7ecf\u6d4e\u5b66\u5bb6\u90fd\u8ba4\u4e3a\u52a0\u62ff\u5927\u592e\u884c\u5e94\u8be5\u9a6c\u4e0a\u884c\u52a8\u3002<\/p>\n<p>Desjardins\u5b8f\u89c2\u7b56\u7565\u4e3b\u7ba1Royce Mendes\u8868\u793a\uff0c\u7f8e\u56fd\u52a0\u606f\u53cd\u6620\u7684\u662f\u4e00\u79cd\u5168\u7403\u8d8b\u52bf\uff1a\u5404\u56fd\u592e\u884c\u76ee\u524d\u4ecd\u5728\u89c2\u5bdf\u9ad8\u6cb9\u4ef7\u5e26\u6765\u7684\u77ed\u671f\u5f71\u54cd\uff0c\u800c\u4e0d\u662f\u7acb\u5373\u91c7\u53d6\u5f3a\u786c\u63aa\u65bd\u3002<\/p>\n<p>\u52a0\u62ff\u5927\u76ee\u524d\u7684\u6838\u5fc3\u901a\u80c0\u6307\u6807\u4ecd\u5927\u81f4\u7ef4\u6301\u5728\u52a0\u62ff\u5927\u592e\u884c2%\u7684\u76ee\u6807\u9644\u8fd1\uff0c\u8fd9\u7ed9\u653f\u7b56\u5236\u5b9a\u8005\u7559\u4e0b\u4e86\u4e00\u5b9a\u7684\u56de\u65cb\u7a7a\u95f4\u3002<\/p>\n<p>\u4e0d\u8fc7\uff0cMendes\u4e5f\u8b66\u544a\uff0c\u52a0\u62ff\u5927\u592e\u884c\u7684\u201c\u8010\u5fc3\u6b63\u5728\u63a5\u8fd1\u6781\u9650\u201d\u3002<\/p>\n<p>\u5982\u679c\u6cb9\u4ef7\u4e00\u76f4\u7ef4\u6301\u9ad8\u4f4d\uff0c\u5e76\u6301\u7eed\u523010\u6708\u4e2d\u65ec\u5de6\u53f3\uff0c\u90a3\u4e48\u592e\u884c\u53ef\u80fd\u5c31\u9700\u8981\u5f00\u59cb\u884c\u52a8\u3002\u539f\u56e0\u5728\u4e8e\uff0c\u592e\u884c\u4e0d\u5e0c\u671b\u7b49\u5230\u4f01\u4e1a\u5df2\u7ecf\u5f00\u59cb\u660e\u663e\u63d0\u9ad8\u4ef7\u683c\u4e4b\u540e\u624d\u88ab\u8feb\u5927\u5e45\u52a0\u606f\uff0c\u56e0\u6b64\u63d0\u524d\u91c7\u53d6\u63aa\u65bd\u53ef\u80fd\u66f4\u52a0\u7a33\u59a5\u3002<\/p>\n<p>\u76ee\u524dDesjardins\u7684\u57fa\u672c\u9884\u6d4b\u4ecd\u662f\u52a0\u62ff\u5927\u592e\u884c\u5728\u660e\u5e741\u6708\u52a0\u606f\uff0c\u4f46Mendes\u8868\u793a\uff0c\u5982\u679c\u6cb9\u4ef7\u7ee7\u7eed\u4e0a\u6da8\uff0c\u8fd9\u4e00\u9884\u6d4b\u4e5f\u53ef\u80fd\u63d0\u524d\u52302026\u5e74\u3002<\/p>\n<p>\u4ed6\u8bf4\uff0c\u5f53\u524d\u6700\u5927\u7684\u5173\u952e\u56e0\u7d20\u53ea\u6709\u4e00\u4e2a\uff1a\u201d\u4e00\u5207\u90fd\u53d6\u51b3\u4e8e\u6cb9\u4ef7\u3002\u201c<\/p>\n<p>\u5bf9\u4e8e\u52a0\u62ff\u5927\u6d88\u8d39\u8005\u6765\u8bf4\uff0c\u5982\u679c\u6cb9\u4ef7\u957f\u671f\u7ef4\u6301\u9ad8\u4f4d\uff0c\u4e0d\u4ec5\u610f\u5473\u7740\u52a0\u6cb9\u6210\u672c\u4e0a\u6da8\uff0c\u4e5f\u53ef\u80fd\u901a\u8fc7\u8fd0\u8f93\u3001\u98df\u54c1\u548c\u5176\u4ed6\u5546\u54c1\u4ef7\u683c\uff0c\u91cd\u65b0\u63a8\u9ad8\u6574\u4f53\u751f\u6d3b\u6210\u672c\u3002<\/p>\n<p>\u800c\u5bf9\u4e8e\u80cc\u8d1f\u623f\u8d37\u3001\u51c6\u5907\u7eed\u8d37\u6216\u6b63\u5728\u7b49\u5f85\u964d\u606f\u7684\u5bb6\u5ead\u800c\u8a00\uff0c\u52a0\u62ff\u5927\u592e\u884c\u662f\u5426\u4f1a\u572810\u6708\u63d0\u524d\u52a0\u606f\uff0c\u65e0\u7591\u5c06\u6210\u4e3a\u672a\u6765\u51e0\u5468\u6700\u503c\u5f97\u5173\u6ce8\u7684\u7ecf\u6d4e\u4fe1\u53f7\u4e4b\u4e00\u3002<\/p>\n<p>\u65b0\u95fb\u6765\u6e90\uff1a<br \/>\nhttps:\/\/financialpost.com\/news\/bank-of-canada-start-insurance-hikes-october<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u52a0\u62ff\u5927\u661f\u661f\u751f\u6d3b\u6377\u514b\u4f73\/\u56fd\u9645\u6cb9\u4ef7\u6301\u7eed\u9ad8\u4f01\uff0c\u52a0\u62ff\u5927\u592e\u884c\u7684\u5229\u7387\u653f\u7b56\u4e5f\u5f00\u59cb\u9762\u4e34\u65b0\u7684\u538b\u529b\u3002 \u968f\u7740\u7f8e\u56fd\u8054\u90a6\u50a8\u5907\u59d4\u5458\u4f1a\uff08Fed\uff09\u8fd1\u65e5\u4e09\u5e74\u6765\u9996\u6b21\u52a0\u606f\uff0c\u4e00\u4e9b\u7ecf\u6d4e\u5b66\u5bb6\u8ba4\u4e3a\uff0c\u52a0\u62ff\u5927\u592e\u884c\u53ef\u80fd\u4e0d\u5f97\u4e0d\u63d0\u524d\u884c\u52a8\u3002Oxford Economics\u751a\u81f3\u5df2\u7ecf\u5c06\u6b64\u524d\u7684\u5229\u7387\u9884\u6d4b\u5927\u5e45\u63d0\u524d\uff0c\u9884\u8ba1\u52a0\u62ff\u5927\u592e\u884c\u53ef\u80fd\u4ece\u4eca\u5e7410\u6708\u5f00\u59cb\u52a0\u606f\uff0c\u5e76\u572812\u6708\u518d&#8230;<br \/><a class=\"read-more-button\" href=\"https:\/\/blog.jackjia.com\/?p=94690\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":94691,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/94690"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=94690"}],"version-history":[{"count":1,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/94690\/revisions"}],"predecessor-version":[{"id":94692,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/94690\/revisions\/94692"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/94691"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=94690"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=94690"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=94690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}