{"id":92439,"date":"2026-05-14T10:12:30","date_gmt":"2026-05-14T15:12:30","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=92439"},"modified":"2026-05-14T10:12:30","modified_gmt":"2026-05-14T15:12:30","slug":"20260514-2026%e6%88%bf%e8%b4%b7%e7%bb%ad%e7%ba%a6%e6%bd%ae%e6%9d%a5%e8%a2%ad%ef%bc%9a115%e4%b8%87%e5%ae%b6%e5%ba%ad%e9%9d%a2%e4%b8%b4%e8%bf%98%e6%ac%be%e6%9a%b4%e6%b6%a8%ef%bc%8c%e8%bf%995%e6%8b%9b","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=92439","title":{"rendered":"20260514\/2026\u623f\u8d37\u7eed\u7ea6\u6f6e\u6765\u88ad\uff1a115\u4e07\u5bb6\u5ead\u9762\u4e34\u8fd8\u6b3e\u66b4\u6da8\uff0c\u8fd95\u62db\u5e2e\u4f60\u51cf\u538b"},"content":{"rendered":"

\u52a0\u62ff\u5927\u661f\u661f\u751f\u6d3b\u6377\u514b\u4f73\/2026\u5e74\uff0c\u52a0\u62ff\u5927\u6b63\u8fce\u6765\u53f2\u4e0a\u89c4\u6a21\u6700\u5927\u7684\u623f\u8d37\u7eed\u7ea6\u6f6e\u4e4b\u4e00\u3002<\/p>\n

\u6839\u636e\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u548c\u4f4f\u623f\u516c\u53f8\uff08CMHC\uff09\u62a5\u544a\uff0c\u4eca\u5e74\u7ea6\u6709115\u4e07\u6237\u5bb6\u5ead\u9700\u8981\u7eed\u7ea6\u623f\u8d37\u3002<\/p>\n

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\"\"<\/a><\/p>\n

1. \u63d0\u524d\u81f3\u5c11120\u5929\u5f00\u59cb\u201c\u6bd4\u4ef7\u201d<\/strong><\/p>\n

\u8fd9\u662f\u6700\u5bb9\u6613\u88ab\u5ffd\u7565\u3001\u4f46\u6700\u5173\u952e\u7684\u4e00\u6b65\u3002<\/p>\n

\u5927\u591a\u6570\u94f6\u884c\u4f1a\u63d0\u524d\u6700\u591a4\u4e2a\u6708\u9501\u5b9a\u5229\u7387\uff08rate hold\uff09\u3002\u5373\u9501\u5b9a\u5f53\u524d\u5229\u7387\uff0c\u540c\u65f6\u4fdd\u7559\u7ee7\u7eed\u6bd4\u4ef7\u7684\u7a7a\u95f4\u3002<\/p>\n

\u6ce8\u610f\uff1a\u76f4\u63a5\u63a5\u53d7\u94f6\u884c\u5bc4\u6765\u7684\u201c\u81ea\u52a8\u7eed\u7ea6\u62a5\u4ef7\u201d\uff0c\u901a\u5e38\u4e0d\u662f\u6700\u4f18\u9009\u62e9\u3002\u9996\u4e2a\u62a5\u4ef7\u51e0\u4e4e\u4ece\u6765\u4e0d\u662f\u6700\u4f4e\u5229\u7387\u3002<\/p>\n

\u6570\u636e\u663e\u793a\uff0c56%\u7684\u623f\u4e3b\u8ba1\u5212\u5728\u7eed\u7ea6\u65f6\u66f4\u6362\u8d37\u6b3e\u673a\u6784\uff0c\u4ee5\u4e89\u53d6\u66f4\u597d\u6761\u4ef6\u3002<\/p>\n

\u66f4\u91cd\u8981\u7684\u662f\uff1a\u81ea2024\u5e7411\u6708\u8d77\uff0c\u76d1\u7ba1\u5df2\u653e\u5bbd\uff1b\u5355\u7eaf\u7eed\u7ea6\u8f6c\u8d37\u901a\u5e38\u65e0\u9700\u91cd\u65b0\u901a\u8fc7\u538b\u529b\u6d4b\u8bd5\u3002<\/p>\n

\u5bf9\u6536\u5165\u6216\u4fe1\u7528\u53d1\u751f\u53d8\u5316\u7684\u4eba\u6765\u8bf4\uff0c\u8fd9\u662f\u91cd\u5927\u5229\u597d\u3002<\/p>\n

2. \u91cd\u65b0\u5ba1\u89c6\u4f60\u7684\u6574\u4f53\u8d22\u52a1\u72b6\u51b5<\/strong><\/p>\n

\u4e0d\u8981\u53ea\u770b\u623f\u8d37\u5229\u7387\uff0c\u8981\u770b\u6574\u4e2a\u5bb6\u5ead\u73b0\u91d1\u6d41\u3002<\/p>\n

\u601d\u8003\u51e0\u4e2a\u5173\u952e\u95ee\u9898\uff1a\u65b0\u6708\u4f9b\u5360\u6536\u5165\u6bd4\u4f8b\u662f\u5426\u8fc7\u9ad8\uff1f\u662f\u5426\u8fd8\u80fd\u7ef4\u6301\u6b63\u5e38\u751f\u6d3b\u5f00\u652f\uff1f\u662f\u5426\u9700\u8981\u8c03\u6574\u8d37\u6b3e\u671f\u9650\u6216\u8fd8\u6b3e\u7ed3\u6784\uff1f<\/p>\n

\u6838\u5fc3\u539f\u5219\u53ea\u6709\u4e00\u4e2a\uff1a\u73b0\u91d1\u6d41\u6bd4\u5229\u7387\u66f4\u91cd\u8981\u3002<\/p>\n

\u5982\u679c\u538b\u529b\u8fc7\u5927\uff1a\u5ef6\u957f\u644a\u9500\u671f\uff08amortization\uff09\uff0c\u6216\u9009\u62e9\u4e0d\u540c\u671f\u9650\u7ec4\u5408\uff0c\u53ef\u80fd\u6bd4\u201c\u62fc\u6700\u4f4e\u5229\u7387\u201d\u66f4\u5408\u7406\u3002<\/p>\n

3. \u8d37\u6b3e\u671f\u9650\u8981\u5339\u914d\u201c\u627f\u53d7\u80fd\u529b\u201d\uff0c\u800c\u4e0d\u662f\u731c\u5229\u7387<\/strong><\/p>\n

\u5f88\u591a\u4eba\u7ea0\u7ed3\uff1a\u90093\u5e74\uff1f\u8fd8\u662f5\u5e74\uff1f<\/p>\n

\u5176\u5b9e\u5173\u952e\u4e0d\u5728\u201c\u9884\u6d4b\u5229\u7387\u201d\uff0c\u800c\u5728\u4f60\u80fd\u627f\u53d7\u591a\u5c11\u4e0d\u786e\u5b9a\u6027\uff1f\u4f60\u7684\u73b0\u91d1\u6d41\u662f\u5426\u7a33\u5b9a\uff1f<\/p>\n

\u4e00\u822c\u6765\u8bf4\uff1a\u77ed\u671f\uff08\u59823\u5e74\uff09\u66f4\u7075\u6d3b\uff0c\u82e5\u672a\u6765\u964d\u606f\u53ef\u91cd\u65b0\u9501\u4f4e\u5229\u7387\u3002\u957f\u671f\uff08\u59825\u5e74\uff09\u66f4\u7a33\u5b9a\uff0c\u9002\u5408\u9884\u7b97\u7d27\u5f20\u4eba\u7fa4\u3002\u6d6e\u52a8\u5229\u7387\u7075\u6d3b\u6027\u66f4\u9ad8\uff0c\u4f46\u6ce2\u52a8\u98ce\u9669\u66f4\u5927\u3002<\/p>\n

\u6ca1\u6709\u201c\u6700\u4f73\u7b54\u6848\u201d\uff0c\u53ea\u6709\u201c\u9002\u5408\u4f60\u201d\u3002<\/p>\n

4. \u5982\u679c\u5403\u4e0d\u6d88\uff0c\u5c3d\u65e9\u548c\u94f6\u884c\u6c9f\u901a<\/strong><\/p>\n

\u5982\u679c\u65b0\u6708\u4f9b\u786e\u5b9e\u8d1f\u62c5\u8fc7\u91cd\uff0c\u4e0d\u8981\u7b49\u5230\u903e\u671f\u624d\u884c\u52a8\u3002<\/p>\n

\u6839\u636e\u52a0\u62ff\u5927\u91d1\u878d\u6d88\u8d39\u8005\u4fdd\u62a4\u673a\u6784\uff08FCAC\uff09\u6307\u5f15\uff1a\u94f6\u884c\u53ef\u4ee5\u63d0\u4f9b\u591a\u79cd\u5e2e\u52a9\uff0c\u4f8b\u5982\u514d\u9664\u63d0\u524d\u8fd8\u6b3e\u7f5a\u91d1\uff0c\u514d\u5185\u90e8\u624b\u7eed\u8d39\uff0c\u4e0d\u6536\u201c\u5229\u6eda\u5229\u201d\uff0c\u5ef6\u957f\u8fd8\u6b3e\u671f\u9650\u3002<\/p>\n

\u4f46\u73b0\u5b9e\u662f\uff0c\u94f6\u884c\u672a\u5fc5\u4e3b\u52a8\u63d0\u4f9b\uff0c\u4f60\u9700\u8981\u4e3b\u52a8\u4e89\u53d6\u3002<\/p>\n

\u6570\u636e\u663e\u793a\uff1a67%\u623f\u4e3b\u5bf9\u7eed\u7ea6\u611f\u5230\u7126\u8651\uff0c56%\u5df2\u5f00\u59cb\u524a\u51cf\u5bb6\u5ead\u5f00\u652f\uff0c\u4f60\u4e0d\u662f\u4e00\u4e2a\u4eba\u5728\u627f\u538b\u3002<\/p>\n

5. \u5229\u7528\u7eed\u7ea6\u673a\u4f1a\u201c\u6574\u7406\u503a\u52a1\u201d<\/strong><\/p>\n

\u7eed\u7ea6\u5176\u5b9e\u662f\u4e00\u4e2a\u91cd\u8981\u7a97\u53e3\u671f\uff0c\u53ef\u4ee5\u518d\u878d\u8d44\uff08refinance\uff09\uff0c\u5408\u5e76\u9ad8\u606f\u503a\u52a1\uff08\u5982\u4fe1\u7528\u5361\uff09\uff0c\u4f18\u5316\u503a\u52a1\u7ed3\u6784\u3002<\/p>\n

\u5c06\u9ad8\u5229\u606f\u503a\u52a1\u5e76\u5165\u623f\u8d37\uff0c\u53ef\u80fd\u6bcf\u5e74\u8282\u7701\u6570\u5343\u5143\u5229\u606f\u3002<\/p>\n

\u4f46\u8981\u6ce8\u610f\uff1a\u8fd9\u662f\u201c\u77ed\u503a\u53d8\u957f\u503a\u201d\uff0c\u5982\u679c\u6d88\u8d39\u4e60\u60ef\u4e0d\u6539\u53d8\uff0c\u5f88\u53ef\u80fd\u51e0\u5e74\u540e\u518d\u6b21\u9677\u5165\u503a\u52a1\u5faa\u73af<\/p>\n

\u522b\u201c\u88ab\u52a8\u7eed\u7ea6\u201d\uff0c\u4e3b\u52a8\u624d\u6709\u9009\u62e9<\/strong><\/p>\n

2026\u5e74\u7684\u623f\u8d37\u7eed\u7ea6\u6f6e\u5df2\u7ecf\u5230\u6765\uff0c\u800c\u4e14\u5229\u7387\u77ed\u671f\u96be\u964d\uff0c\u6708\u4f9b\u4e0a\u6da8\u51e0\u4e4e\u4e0d\u53ef\u907f\u514d\u3002<\/p>\n

\u4f46\u597d\u6d88\u606f\u662f\uff0c\u4f60\u4ecd\u6709\u7a7a\u95f4\u5e94\u5bf9\uff1a\u63d0\u524d\u9501\u5229\u7387\uff0c\u4e3b\u52a8\u6bd4\u4ef7\u6362\u94f6\u884c\uff0c\u4f18\u5316\u73b0\u91d1\u6d41\uff0c\u5fc5\u8981\u65f6\u5bfb\u6c42\u94f6\u884c\u652f\u6301\uff0c\u501f\u673a\u91cd\u6574\u503a\u52a1\u3002<\/p>\n

\u6700\u7cdf\u7cd5\u7684\u505a\u6cd5\u53ea\u6709\u4e00\u4e2a\uff1a\u4ec0\u4e48\u90fd\u4e0d\u505a\uff0c\u76f4\u63a5\u7b7e\u4e0b\u94f6\u884c\u5bc4\u6765\u7684\u62a5\u4ef7\u3002<\/p>\n

\u65b0\u95fb\u6765\u6e90\uff1a
\nhttps:\/\/www.ctvnews.ca\/business\/real-estate\/article\/christopher-liew-five-ways-to-soften-your-mortgage-renewal-in-2026\/<\/p>\n","protected":false},"excerpt":{"rendered":"

\u52a0\u62ff\u5927\u661f\u661f\u751f\u6d3b\u6377\u514b\u4f73\/2026\u5e74\uff0c\u52a0\u62ff\u5927\u6b63\u8fce\u6765\u53f2\u4e0a\u89c4\u6a21\u6700\u5927\u7684\u623f\u8d37\u7eed\u7ea6\u6f6e\u4e4b\u4e00\u3002 \u6839\u636e\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u548c\u4f4f\u623f\u516c\u53f8\uff08CMHC\uff09\u62a5\u544a\uff0c\u4eca\u5e74\u7ea6\u6709115\u4e07\u6237\u5bb6\u5ead\u9700\u8981\u7eed\u7ea6\u623f\u8d37\u3002 \u4e0e\u6b64\u540c\u65f6\uff0c\u4e00\u9879\u6765\u81ea\u52a0\u62ff\u5927\u592e\u884c\u7684\u5206\u6790\u663e\u793a\uff1a\u591a\u6570\u501f\u6b3e\u4eba\u7eed\u7ea6\u540e\u6708\u4f9b\u5c06\u660e\u663e\u4e0a\u5347\uff0c\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u501f\u6b3e\u4eba\uff0c\u6708\u4f9b\u5e73\u5747\u5c06\u4e0a\u6da815%\u201320%\u3002 \u800c\u5728\u5229\u7387\u65b9\u9762…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":92435,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/92439"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=92439"}],"version-history":[{"count":1,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/92439\/revisions"}],"predecessor-version":[{"id":92440,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/92439\/revisions\/92440"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/92435"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=92439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=92439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=92439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}