{"id":87412,"date":"2025-06-06T22:27:48","date_gmt":"2025-06-07T03:27:48","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=87412"},"modified":"2025-06-06T22:31:57","modified_gmt":"2025-06-07T03:31:57","slug":"20250506-%e6%8a%b5%e6%8a%bc%e8%b4%b7%e6%ac%be%e6%80%8e%e4%b9%88%e9%80%89%ef%bc%9f%e4%b8%93%e5%ae%b6%e8%af%a6%e8%a7%a3%e6%b5%ae%e5%8a%a8%e5%88%a9%e7%8e%87%e4%b8%ba%e4%bd%95%e9%87%8d%e6%96%b0%e5%8f%97","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=87412","title":{"rendered":"20250606\/\u62b5\u62bc\u8d37\u6b3e\u600e\u4e48\u9009\uff1f\u4e13\u5bb6\u8be6\u89e3\u6d6e\u52a8\u5229\u7387\u4e3a\u4f55\u91cd\u65b0\u53d7\u5ba0"},"content":{"rendered":"

\u52a0\u62ff\u5927\u661f\u661f\u751f\u6d3b\u6377\u514b\u4f73\/\u968f\u7740\u7f8e\u56fd\u8d38\u6613\u653f\u7b56\u5f15\u53d1\u5168\u7403\u5e02\u573a\u52a8\u8361\uff0c\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u4e5f\u53d7\u5230\u6ce2\u53ca\u3002\u4e1a\u5185\u4eba\u58eb\u6307\u51fa\uff0c\u5c3d\u7ba1\u501f\u8d37\u6210\u672c\u6574\u4f53\u8d8b\u7a33\uff0c\u4f46\u7531\u4e8e\u7f8e\u56fd\u6301\u7eed\u52a0\u5f81\u5173\u7a0e\u3001\u503a\u5238\u5e02\u573a\u5267\u70c8\u6ce2\u52a8\uff0c\u77ed\u671f\u5185\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u5229\u7387\u4e0b\u8c03\u7a7a\u95f4\u6709\u9650\uff0c\u8d8a\u6765\u8d8a\u591a\u8d2d\u623f\u8005\u5f00\u59cb\u5173\u6ce8\u6d6e\u52a8\u5229\u7387\u4ea7\u54c1\u3002<\/p>\n

\"\"<\/a><\/p>\n

6\u67084\u65e5\uff0c\u52a0\u62ff\u5927\u592e\u884c\u5ba3\u5e03\u5c06\u57fa\u51c6\u5229\u7387\u7ef4\u6301\u5728 2.75% \u4e0d\u53d8\uff0c\u8fd9\u662f\u81ea 2024 \u5e74 6 \u6708\u4ee5\u6765\u8fde\u7eed\u4e03\u6b21\u964d\u606f\u540e\u7684\u7b2c\u4e8c\u6b21\u201c\u6309\u5175\u4e0d\u52a8\u201d\u3002\u8fd9\u610f\u5473\u7740\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u5c06\u7ef4\u6301\u5f53\u524d\u6c34\u5e73\u3002<\/p>\n

\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u5229\u7387\u4e0e\u52a0\u62ff\u5927\u592e\u884c\u7684\u653f\u7b56\u5229\u7387\u76f4\u63a5\u6302\u94a9\uff0c\u592e\u884c\u52a0\u606f\u6216\u964d\u606f\u90fd\u4f1a\u5b9e\u65f6\u53cd\u6620\u5728\u6708\u4f9b\u4e0a\u3002\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u5927\u591a\u6570\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u5219\u4e0e\u4e94\u5e74\u671f\u653f\u5e9c\u503a\u5238\u6536\u76ca\u7387\u6302\u94a9\u3002\u56e0\u6b64\uff0c\u5f53\u503a\u5238\u6536\u76ca\u7387\u4e0a\u5347\u65f6\uff0c\u56fa\u5b9a\u5229\u7387\u901a\u5e38\u4e5f\u4f1a\u968f\u4e4b\u4e0a\u8c03\u3002<\/p>\n

\u4eca\u5e744\u6708\u521d\uff0c\u7f8e\u56fd\u603b\u7edf\u5510\u7eb3\u5fb7\u00b7\u7279\u6717\u666e\u5ba3\u5e03\u5b9e\u65bd\u9ad8\u989d\u5168\u7403\u4e92\u60e0\u5173\u7a0e\uff0c\u5f15\u53d1\u5e02\u573a\u5267\u70c8\u6ce2\u52a8\u3002Ratehub.ca \u7684\u62b5\u62bc\u8d37\u6b3e\u4e13\u5bb6 \u4f69\u5185\u6d1b\u666e\u00b7\u683c\u96f7\u5384\u59c6\uff08Penelope Graham\uff09 \u8868\u793a\uff1a\u201c\u90a3\u6bb5\u65f6\u95f4\u5e02\u573a\u975e\u5e38\u6df7\u4e71\uff0c\u503a\u5238\u6536\u76ca\u7387\u51fa\u73b0\u66b4\u8dcc\u3002\u201d<\/p>\n

\u968f\u540e\uff0c\u6295\u8d44\u8005\u629b\u552e\u7f8e\u56fd10\u5e74\u671f\u56fd\u503a\uff0c\u5bfc\u81f4\u6536\u76ca\u7387\u53cd\u5f39\uff0c\u8fdb\u800c\u63a8\u9ad8\u4e86\u52a0\u62ff\u59275\u5e74\u671f\u56fd\u503a\u7684\u6536\u76ca\u7387\uff0c\u5e76\u6301\u7eed\u7a33\u5b9a\u5728 2.7% \u4ee5\u4e0a\u3002<\/p>\n

\u201c\u8fc7\u53bb\u51e0\u5468\uff0c\u503a\u5238\u5229\u7387\u7a33\u5b9a\u5728 2.8% \u5230 2.9% \u533a\u95f4\uff0c\u7ef4\u6301\u76f8\u5bf9\u9ad8\u4f4d\uff0c\u201d\u683c\u96f7\u5384\u59c6\u6307\u51fa\u3002\u201c\u5e78\u8fd0\u7684\u662f\uff0c\u8fd9\u8fd8\u672a\u663e\u8457\u63a8\u9ad8\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u3002\u76ee\u524d\uff0c\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u6700\u4f4e\u7ea6\u4e3a 3.84%\uff0c\u4ecd\u5177\u4e00\u5b9a\u5438\u5f15\u529b\u3002\u201d<\/p>\n

\u4f46\u5979\u4e5f\u63d0\u9192\uff0c\u7531\u4e8e\u5168\u7403\u8d38\u6613\u5c40\u52bf\u6301\u7eed\u7d27\u5f20\uff0c\u503a\u5238\u5e02\u573a\u4e0a\u884c\u538b\u529b\u4ecd\u5b58\uff0c\u201c\u5982\u679c\u503a\u5238\u4ef7\u683c\u6301\u7eed\u4e0a\u6da8\uff0c\u8d37\u6b3e\u673a\u6784\u8c03\u9ad8\u5229\u7387\u5c06\u662f\u987a\u7406\u6210\u7ae0\u7684\u4e8b\u3002\u201d\u56e0\u6b64\uff0c\u77ed\u671f\u5185\u56fa\u5b9a\u5229\u7387\u5927\u5e45\u4e0b\u8c03\u7684\u53ef\u80fd\u6027\u4e0d\u9ad8\u3002<\/p>\n

\u8fd9\u4fc3\u4f7f\u90e8\u5206\u8d2d\u623f\u8005\u8f6c\u5411\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u3002\u5728 Ratehub.ca \u6536\u5230\u7684\u54a8\u8be2\u4e2d\uff0c2025\u5e74\u4e0a\u534a\u5e74\u4e94\u5e74\u671f\u6d6e\u52a8\u5229\u7387\u4ea7\u54c1\u5360\u6bd4\u8fbe8%\uff0c\u800c2024\u5e74\u540c\u671f\u4ec5\u4e3a5%\u3002<\/p>\n

**\u52a0\u62ff\u5927\u4e3b\u8981\u62b5\u62bc\u8d37\u6b3e\u7c7b\u578b\u89e3\u6790<\/strong><\/p>\n

\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\uff08fixed-rate mortgage\uff09\uff1a<\/p>\n

\u6700\u5e38\u89c1\u7684\u662f\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\uff0c\u5728\u8d37\u6b3e\u7eed\u671f\u524d\uff0c\u5229\u7387\u4e0d\u968f\u5e02\u573a\u6ce2\u52a8\u53d8\u5316\u3002\u5176\u5229\u7387\u53d7\u503a\u5238\u5e02\u573a\u5f71\u54cd\uff0c\u6ce2\u52a8\u8f83\u4e3a\u6ede\u540e\u3002<\/p>\n

\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\uff08Variable Rate Mortgage\uff09\uff1a<\/p>\n

\u8be5\u7c7b\u8d37\u6b3e\u76f4\u63a5\u4e0e\u592e\u884c\u653f\u7b56\u5229\u7387\u6302\u94a9\uff0c\u8fd8\u6b3e\u91d1\u989d\u968f\u5229\u7387\u6d6e\u52a8\u3002\u6839\u636e\u8fd8\u6b3e\u65b9\u5f0f\u4e0d\u540c\uff0c\u53c8\u53ef\u7ec6\u5206\u4e3a\uff1a<\/p>\n

\u6d6e\u52a8\u5229\u7387 + \u53ef\u8c03\u8fd8\u6b3e\u989d\uff1a\u6708\u4f9b\u91d1\u989d\u968f\u5229\u7387\u53d8\u52a8\u800c\u8c03\u6574\uff1b<\/p>\n

\u6d6e\u52a8\u5229\u7387 + \u56fa\u5b9a\u8fd8\u6b3e\u989d\uff1a\u6708\u4f9b\u91d1\u989d\u56fa\u5b9a\uff0c\u644a\u9500\u671f\uff08\u8d37\u6b3e\u8fd8\u6e05\u6240\u9700\u65f6\u95f4\uff09\u5219\u968f\u5229\u7387\u6ce2\u52a8\u3002<\/p>\n

\u4e00\u822c\u800c\u8a00\uff0c\u62b5\u62bc\u8d37\u6b3e\u7684\u6807\u51c6\u644a\u9500\u671f\u4e3a25\u81f330\u5e74\u3002<\/p>\n

**\u672a\u6765\u5229\u7387\u8d70\u52bf\u4ecd\u5177\u4e0d\u786e\u5b9a\u6027<\/strong><\/p>\n

\u5e02\u573a\u666e\u904d\u9884\u6d4b\uff0c\u52a0\u62ff\u5927\u592e\u884c\u6216\u5c06\u57282025\u5e74\u4e0b\u534a\u5e74\u7ee7\u7eed\u7ef4\u6301\u57fa\u51c6\u5229\u7387\u4e0d\u53d8\uff0c\u6216\u914c\u60c5\u7ee7\u7eed\u964d\u606f\u3002\u4f46\u591a\u4f4d\u4e13\u5bb6\u63d0\u9192\uff0c\u4e0d\u5e94\u8fc7\u5ea6\u671f\u5f85\u201c\u4f4e\u5229\u7387\u56de\u5f52\u201d\u3002<\/p>\n

LowestRates.ca \u7684\u62b5\u62bc\u8d37\u6b3e\u4e13\u5bb6 \u8389\u4e9a\u00b7\u5179\u62c9\u7279\u91d1\uff08Leah Zlatkin\uff09 \u8868\u793a\uff0c\u6309\u7167\u5386\u53f2\u89c4\u5f8b\uff0c\u592e\u884c\u901a\u5e38\u5728\u8fde\u7eed\u964d\u606f\u516d\u5230\u4e03\u6b21\u4e4b\u540e\u4f1a\u8fdb\u5165\u89c2\u671b\u751a\u81f3\u53cd\u8f6c\u671f\u3002\u201c\u6307\u671b\u592e\u884c\u7ee7\u7eed\u964d\u606f\uff0c\u7b49\u4e8e\u5728\u4e0e\u5386\u53f2\u8d8b\u52bf\u505a\u5bf9\u3002\u201d<\/p>\n

\u5979\u8fdb\u4e00\u6b65\u6307\u51fa\uff0c\u75ab\u60c5\u671f\u95f4 1% \u81f3 2% \u7684\u5229\u7387\u5c5e\u975e\u5e38\u65f6\u671f\u7684\u201c\u5f02\u5e38\u503c\u201d\uff0c\u201c\u4eba\u4eec\u666e\u904d\u8ba4\u4e3a\u5229\u7387\u5e94\u4fdd\u6301\u57281%\u62162%\uff0c\u5176\u5b9e\u8fd9\u662f\u4e00\u79cd\u8bef\u89e3\u30024%\u52305%\u7684\u5229\u7387\u533a\u95f4\u624d\u662f\u52a0\u62ff\u5927\u7684\u2018\u65b0\u5e38\u6001\u2019\u3002\u201d<\/p>\n

\u6587\u7ae0\u6765\u6e90\uff1a
\nhttps:\/\/www.thestar.com\/real-estate\/interest-rates-for-fixed-rate-mortgages-likely-wont-drop-in-the-foreseeable-future-heres-why\/article_bf547e6a-90d5-4312-9b5b-a7a817af71c0.html<\/p>\n","protected":false},"excerpt":{"rendered":"

\u52a0\u62ff\u5927\u661f\u661f\u751f\u6d3b\u6377\u514b\u4f73\/\u968f\u7740\u7f8e\u56fd\u8d38\u6613\u653f\u7b56\u5f15\u53d1\u5168\u7403\u5e02\u573a\u52a8\u8361\uff0c\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u5e02\u573a\u4e5f\u53d7\u5230\u6ce2\u53ca\u3002\u4e1a\u5185\u4eba\u58eb\u6307\u51fa\uff0c\u5c3d\u7ba1\u501f\u8d37\u6210\u672c\u6574\u4f53\u8d8b\u7a33\uff0c\u4f46\u7531\u4e8e\u7f8e\u56fd\u6301\u7eed\u52a0\u5f81\u5173\u7a0e\u3001\u503a\u5238\u5e02\u573a\u5267\u70c8\u6ce2\u52a8\uff0c\u77ed\u671f\u5185\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u5229\u7387\u4e0b\u8c03\u7a7a\u95f4\u6709\u9650\uff0c\u8d8a\u6765\u8d8a\u591a\u8d2d\u623f\u8005\u5f00\u59cb\u5173\u6ce8\u6d6e\u52a8\u5229\u7387\u4ea7\u54c1\u3002 6\u67084\u65e5\uff0c\u52a0\u62ff\u5927\u592e\u884c\u5ba3\u5e03\u5c06\u57fa\u51c6\u5229\u7387\u7ef4\u6301\u5728 2.75% \u4e0d…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":87413,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/87412"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=87412"}],"version-history":[{"count":3,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/87412\/revisions"}],"predecessor-version":[{"id":87428,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/87412\/revisions\/87428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/87413"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=87412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=87412"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=87412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}