{"id":76716,"date":"2024-01-26T21:16:23","date_gmt":"2024-01-27T02:16:23","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=76716"},"modified":"2024-01-26T21:16:23","modified_gmt":"2024-01-27T02:16:23","slug":"20240126-%e5%88%a9%e7%8e%87%e6%88%96%e5%b7%b2%e8%a7%81%e9%a1%b6%ef%bc%81%e6%98%af%e6%97%b6%e5%80%99%e8%bf%9b%e5%85%a5%e6%88%bf%e5%9c%b0%e4%ba%a7%e5%b8%82%e5%9c%ba%e4%ba%86%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=76716","title":{"rendered":"20240126\/\u5229\u7387\u6216\u5df2\u89c1\u9876\uff01\u662f\u65f6\u5019\u8fdb\u5165\u623f\u5730\u4ea7\u5e02\u573a\u4e86\u5417\uff1f"},"content":{"rendered":"

\uff08\u661f\u661f\u751f\u6d3b\/\u6377\u514b\u4f73\uff09\u5728\u52a0\u62ff\u5927\u592e\u884c\u5468\u4e09\u7ed9\u51fa\u8fc4\u4eca\u4e3a\u6b62\u6700\u660e\u786e\u7684\u6697\u793a\uff0c\u8868\u660e\u5176\u5229\u7387\u5468\u671f\u53ef\u80fd\u5df2\u7ecf\u89c1\u9876\u540e\uff0c\u4e00\u4e9b\u623f\u5730\u4ea7\u4e13\u5bb6\u9884\u8ba1\uff0c\u501f\u8d37\u6210\u672c\u4e0b\u964d\u7684\u5e0c\u671b\u5c06\u50ac\u751f\u7e41\u5fd9\u7684\u6625\u5b63\u623f\u5730\u4ea7\u5e02\u573a\u3002<\/p>\n

\u52a0\u62ff\u5927\u592e\u884c\u5468\u4e09\u8fde\u7eed\u7b2c\u56db\u6b21\u5c06\u57fa\u51c6\u5229\u7387\u7ef4\u6301\u57285.0%\uff0c\u592e\u884c\u884c\u957fTiff Macklem\u8868\u793a\uff0c\u592e\u884c\u7684\u8ba8\u8bba\u5185\u5bb9\u5df2\u4ece\u662f\u5426\u9700\u8981\u63d0\u9ad8\u5229\u7387\u8f6c\u5411\u5229\u7387\u9700\u8981\u7ef4\u6301\u5728\u5f53\u524d\u6c34\u5e73\u591a\u4e45\u3002<\/p>\n

\"\"<\/a><\/p>\n

\u5f53Macklem\u88ab\u8bb0\u8005\u8be2\u95ee\u964d\u606f\u65f6\u95f4\u8868\u65f6\uff0c\u4ed6\u8bf4\u4ed6\u4e0d\u60f3\u7ed9\u52a0\u62ff\u5927\u4eba\u4e00\u79cd\u201c\u7cbe\u786e\u7684\u9519\u89c9\u201d\u3002\u8be5\u94f6\u884c\u7684\u5229\u7387\u8def\u5f84\u4ecd\u7136\u53d6\u51b3\u4e8e\u901a\u80c0\uff0c\u5982\u679c\u4ef7\u683c\u538b\u529b\u91cd\u65b0\u71c3\u8d77\uff0c\u8fdb\u4e00\u6b65\u52a0\u606f\u7684\u53ef\u80fd\u6027\u4e0d\u4f1a\u88ab\u6392\u9664\u3002<\/p>\n

\u7136\u800c\uff0c\u8bb8\u591a\u7ecf\u6d4e\u5b66\u5bb6\u8868\u793a\uff0c\u52a0\u62ff\u5927\u592e\u884c\u4e0d\u518d\u5f3a\u8c03\u672a\u6765\u7d27\u7f29\u7684\u5fc5\u8981\u6027\uff0c\u8fd9\u4e0e\u4eca\u5e74\u6625\u5b63\u6216\u590f\u5b63\u67d0\u4e2a\u65f6\u5019\u5f00\u59cb\u964d\u606f\u7684\u547c\u58f0\u662f\u4e00\u81f4\u7684\u3002<\/p>\n

\u636e\u73af\u7403\u65b0\u95fb\u62a5\u9053\uff0cRoyal LePage\u9996\u5e2d\u6267\u884c\u5b98Phil Soper\u8bf4\uff0c\u5468\u4e09\u7684\u5e7f\u6cdb\u9884\u671f\u548c\u592e\u884c\u7684\u6c9f\u901a\u5de9\u56fa\u4e86\u5168\u56fd\u623f\u5730\u4ea7\u7ecf\u7eaa\u516c\u53f8\u5bf9\u4eca\u5e74\u623f\u5730\u4ea7\u5e02\u573a\u6e29\u548c\u53cd\u5f39\u7684\u9884\u6d4b\u3002<\/p>\n

\u4ed6\u8868\u793a\uff1a\u201c\u6211\u4eec\u76f8\u4fe1\uff0c\u8fd9\u5c06\u4f7f\u52a0\u62ff\u5927\u4eba\u66f4\u52a0\u653e\u5fc3\uff0c\u56e0\u4e3a\u4ed6\u4eec\u6240\u5728\u57ce\u5e02\u7684\u623f\u4ef7\u5df2\u7ecf\u7a33\u5b9a\uff0c\u4e0b\u4e00\u6b65\u5c06\u662f\u623f\u4ef7\u56de\u5f52\u5347\u503c\u3002\u201d<\/p>\n

**\u6625\u5b63\u623f\u5e02\u63d0\u524d\u542f\u52a8\u8ff9\u8c61<\/strong><\/p>\n

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12\u6708\u7684\u623f\u5c4b\u9500\u552e\u6570\u636e\u663e\u793a\uff0c\u52302023\u5e74\u5e95\uff0c\u623f\u5c4b\u9500\u552e\u6d3b\u52a8\u6709\u6240\u589e\u52a0\uff0c\u5e02\u573a\u89c2\u5bdf\u4eba\u58eb\u6307\u51fa\uff0c\u5929\u6c14\u53d8\u6696\u548c\u501f\u8d37\u6210\u672c\u4e0b\u964d\u63a8\u52a8\u4e86\u5e74\u5e95\u524d\u7684\u4ea4\u6613\u3002<\/p>\n

\u9053\u660e\u94f6\u884c\u9996\u5e2d\u7ecf\u6d4e\u5b66\u5bb6Beata Caranci\u8bf4\uff0c\u503a\u5238\u6536\u76ca\u7387\u4e0b\u964d\u5df2\u7ecf\u5f71\u54cd\u5230\u5e02\u573a\u4e0a\u63d0\u4f9b\u7684\u56fa\u5b9a\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\uff0c\u4f7f\u4e70\u5bb6\u4e0d\u518d\u89c2\u671b\uff0c\u56e0\u4e3a\u4ed6\u4eec\u6709\u8d44\u683c\u83b7\u5f97\u66f4\u4fbf\u5b9c\u7684\u62b5\u62bc\u8d37\u6b3e\u3002<\/p>\n

\u201c\u6211\u4eec\u5df2\u7ecf\u770b\u5230\u8d2d\u623f\u8005\u91cd\u8fd4\u5e02\u573a\uff0c\u201d\u5979\u8bf4\u3002<\/p>\n

Caranci\u8868\u793a\uff0c\u5982\u679c\u52a0\u62ff\u5927\u592e\u884c\u5151\u73b0\u964d\u606f\u9884\u671f\u2014\u2014\u9053\u660e\u94f6\u884c\u9884\u8ba1\u4eca\u5e74\u964d\u606f100-150\u4e2a\u57fa\u70b9\u2014\u2014\u8fd9\u5c06\u523a\u6fc0\u623f\u5730\u4ea7\u6d3b\u52a8\uff0c\u7279\u522b\u662f\u5728\u4e0b\u534a\u5e74\u3002<\/p>\n

Soper\u4e5f\u62a5\u544a\u79f0\uff0c\u81ea11\u6708\u4e2d\u65ec\u4ee5\u6765\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u5ba2\u6237\u8054\u7cfb\u516c\u53f8\u7684\u5730\u4ea7\u7ecf\u7eaa\uff0c\u4ed6\u8bf4\u8fd9\u4e3a2024\u5e74\u521d\u7684\u6d3b\u52a8\u5960\u5b9a\u4e86\u57fa\u7840\u3002\u5728\u7ecf\u5386\u4e862023\u5e74\u7684\u7f13\u6162\u589e\u957f\u4e4b\u540e\uff0c\u4ed6\u9884\u8ba1\u6625\u5b63\u623f\u5730\u4ea7\u5e02\u573a\u5c06\u201c\u66f4\u52a0\u6d3b\u8dc3\u201d\u3002\u5bf9\u4e8e\u4e70\u5bb6\u548c\u5356\u5bb6\u6765\u8bf4\uff0c\u201c\u6216\u8005\u4e0d\u592a\u5e73\u8861\u201d\u3002<\/p>\n

\u4f46Soper\u8868\u793a\uff0c\u5982\u679c\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\u4e0b\u964d\u610f\u5473\u7740\u8f6c\u624b\u7684\u623f\u5c4b\u6570\u91cf\u4e0d\u65ad\u589e\u52a0\uff0c\u9884\u8ba1\u4ef7\u683c\u4e5f\u4e0d\u4f1a\u843d\u540e\u592a\u591a\u3002<\/p>\n

\u4ed6\u8bf4\uff0c\u8fd9\u7ed9\u8d2d\u623f\u8005\u5e26\u6765\u4e86\u4e00\u4e2a\u96be\u9898\uff0c\u4ed6\u4eec\u6b63\u5728\u4e89\u8bba\u4ee5\u76ee\u524d\u7684\u4ef7\u683c\u8fdb\u5165\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u5e0c\u671b\u627e\u5230\u623f\u4ef7\u89e6\u5e95\u7684\u65f6\u673a\u3002<\/p>\n

\"\"<\/a><\/p>\n

Soper\u9884\u8ba1\uff0c\u52a0\u62ff\u5927\u4e00\u4e9b\u6700\u5927\u7684\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u5927\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u5730\u533a\u3001\u7ef4\u591a\u5229\u4e9a\u548c\u6e25\u592a\u534e\u7b49\u5730\u7684\u4e70\u5bb6\u5c06\u6700\u70ed\u8877\u4e8e\u5c3d\u65e9\u8fdb\u5165\u5e02\u573a\uff0c\u62c5\u5fc3\u4ed6\u4eec\u4f1a\u9519\u8fc7\u201c\u7a97\u53e3\u201d\u3002<\/p>\n

\u4ed6\u9884\u8ba1\u4eca\u5e74\u5361\u5c14\u52a0\u91cc\u5c06\u7ee7\u7eed\u6210\u4e3a\u9500\u552e\u6d3b\u52a8\u9886\u5148\u7684\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u5728\u8de8\u7701\u79fb\u6c11\u7684\u652f\u6301\u4e0b\uff0c\u7ecf\u6d4e\u4f9d\u7136\u5f3a\u52b2\u3002\u4ed6\u9884\u8ba1\u591a\u4f26\u591a\u548c\u5b89\u5927\u7565\u7701\u5357\u90e8\u5728\u8fc7\u53bb\u4e00\u5e74\u534a\u4e2d\u7ecf\u5386\u4e86\u4e00\u4e9b\u6700\u5267\u70c8\u7684\u8c03\u6574\uff0c\u9884\u8ba12024\u5e74\u5c06\u51fa\u73b0\u201c\u66f4\u5f3a\u52b2\u7684\u53cd\u5f39\u201d\u3002<\/p>\n

Soper\u9884\u8ba1\u4eca\u5e74\u9996\u6b21\u8d2d\u623f\u8005\u7684\u6570\u91cf\u4e5f\u4f1a\u201c\u6025\u5267\u589e\u52a0\u201d\u3002\u4ed6\u8868\u793a\uff0c\u8fd9\u4e00\u7fa4\u4f53\u57282023\u5e74\u7684\u623f\u5730\u4ea7\u8c03\u6574\u4e2d\u7f3a\u5e2d\uff0c\u4f46\u8f83\u4f4e\u7684\u501f\u6b3e\u6210\u672c\u53ef\u80fd\u5bf9\u90a3\u4e9b\u5728\u5229\u7387\u4e0a\u5347\u65f6\u80fd\u591f\u50a8\u84c4\u7684\u4eba\u66f4\u4e3a\u6709\u5229\u3002<\/p>\n

Soper\u8868\u793a\uff0c\u8d8a\u6765\u8d8a\u591a\u7684\u9996\u6b21\u8d2d\u623f\u8005\u8fdb\u5165\u623f\u5730\u4ea7\u5e02\u573a\u53ef\u80fd\u4f1a\u7ed9\u623f\u4ef7\u5e26\u6765\u66f4\u5927\u7684\u538b\u529b\uff0c\u56e0\u4e3a\u4ed6\u4eec\u5e76\u6ca1\u6709\u589e\u52a0\u8f6c\u552e\u623f\u6e90\u7684\u4f9b\u5e94\u3002<\/p>\n

\u201c\u5f53\u9996\u6b21\u8d2d\u623f\u8005\u6765\u5230\u5e02\u573a\u65f6\uff0c\u4ed6\u4eec\u5e76\u6ca1\u6709\u5e26\u6765\u623f\u4ea7\u3002\u8fd9\u5c31\u50cf\u6709\u4eba\u53bb\u53c2\u52a0\u805a\u4f1a\u65f6\u6ca1\u6709\u5e26\u4e00\u74f6\u9152\uff0c\u201d\u4ed6\u8bf4\u3002<\/p>\n

**\u8c28\u614e\u62bc\u6ce8\u964d\u606f\u9884\u6d4b<\/strong><\/p>\n

\u5bf9\u4e8e\u5728\u623f\u5730\u4ea7\u5e02\u573a\u4e89\u8bba\u73b0\u5728\u662f\u5426\u662f\u8d2d\u4e70\u7b2c\u4e00\u5957\u623f\u5b50\u6216\u6362\u5927\u623f\u7684\u65f6\u673a\u7684\u52a0\u62ff\u5927\u4eba\u6765\u8bf4\uff0c\u4e00\u4e9b\u4e13\u5bb6\u6566\u4fc3\u8c28\u614e\u884c\u4e8b\uff0c\u4e0d\u8981\u5728\u5229\u7387\u9884\u6d4b\u4e0a\u6295\u5165\u8fc7\u591a\u7684\u7cbe\u529b\u3002<\/p>\n

\u201c\u4eba\u4eec\u559c\u6b22\u8d4c\u5229\u7387\u3002\u4f46\u5f53\u4f60\u4e00\u751f\u7684\u79ef\u84c4\u90fd\u53d7\u5230\u5a01\u80c1\u65f6\uff0c\u90a3\u5c31\u4e0d\u503c\u5f97\u4e86\u3002\u201dNerdwallet Canada\u7684\u91d1\u878d\u4e13\u5bb6Clay Jarvis\u8bf4\u3002<\/p>\n

\u5bf9\u964d\u606f\u7684\u9884\u671f\u4e5f\u4f1a\u5f71\u54cd\u6d6e\u52a8\u62b5\u62bc\u8d37\u6b3e\u548c\u56fa\u5b9a\u5229\u7387\u9009\u62e9\u4e4b\u95f4\u7684\u51b3\u5b9a\uff0c\u53ef\u53d8\u62b5\u62bc\u8d37\u6b3e\u7684\u4ed8\u6b3e\u6216\u8d37\u6b3e\u644a\u9500\u7387\u76f4\u63a5\u4e0e\u52a0\u62ff\u5927\u592e\u884c\u7684\u653f\u7b56\u5229\u7387\u4e00\u81f4\uff0c\u800c\u56fa\u5b9a\u5229\u7387\u9009\u62e9\u901a\u5e38\u662f\u6839\u636e\u503a\u5238\u5e02\u573a\u5728\u6574\u4e2a\u5408\u540c\u671f\u5185\u4fdd\u6301\u7a33\u5b9a\u3002<\/p>\n

Jarvis\u6307\u51fa\uff0c\u8bb8\u591a\u52a0\u62ff\u5927\u4eba\u53ef\u80fd\u70ed\u8877\u4e8e\u5728COVID-19\u5927\u6d41\u884c\u671f\u95f4\u9996\u6b21\u8fdb\u5165\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u5f53\u65f6\u6700\u4f4e\u7684\u5229\u7387\u4f7f\u6d6e\u52a8\u62b5\u62bc\u8d37\u6b3e\u7279\u522b\u5b9e\u60e0\u3002\u8d3e\u7ef4\u65af\u6307\u51fa\uff0c\u8fd9\u4e9b\u623f\u4e3b\u5728\u52a0\u62ff\u5927\u592e\u884c\u52a0\u606f\u5468\u671f\u4e2d\u9762\u4e34\u7740\u4e0d\u65ad\u589e\u52a0\u7684\u4ed8\u6b3e\u3002<\/p>\n

\u4eca\u5929\uff0c\u52a0\u62ff\u5927\u4eba\u57fa\u4e8e\u672a\u6765\u4e00\u5e74\u5229\u7387\u5c06\u4e0b\u964d\u7684\u9884\u671f\u800c\u5173\u6ce8\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\uff0c\u4ed6\u4eec\u5c06\u9700\u8981\u8003\u8651\u4e00\u4e9b\u68d8\u624b\u7684\u8ba1\u7b97\u3002<\/p>\n

Jarvis\u8868\u793a\uff0c\u76ee\u524d\u6d6e\u52a8\u5229\u7387\u548c\u56fa\u5b9a\u5229\u7387\u4e4b\u95f4\u7684\u5dee\u8ddd\u7ea6\u4e3a\u767e\u5206\u4e4b\u4e00\uff0c\u6f5c\u5728\u8d2d\u623f\u8005\u548c\u9700\u8981\u7eed\u7b7e\u62b5\u62bc\u8d37\u6b3e\u7684\u4eba\u5c06\u4e0d\u5f97\u4e0d\u8003\u8651\u5728\u592e\u884c\u5229\u7387\u964d\u81f3\u8db3\u4ee5\u8fbe\u5230\u56fa\u5b9a\u66ff\u4ee3\u65b9\u6848\u7684\u76c8\u4e8f\u5e73\u8861\u70b9\u4e4b\u524d\u613f\u610f\u7b49\u5f85\u591a\u957f\u65f6\u95f4\u3002<\/p>\n

\u201c\u4f60\u8fd8\u5fc5\u987b\u8003\u8651\u56fa\u5b9a\u5229\u7387\u63d0\u4f9b\u7684\u7a33\u5b9a\u6027\u3002\u5982\u679c\u6d6e\u52a8\u5229\u7387\u7684\u98ce\u9669\u8ba9\u4f60\u611f\u5230\u5bb3\u6015\uff0c\u90a3\u4e48\u8fd9\u53ef\u80fd\u662f\u6700\u9002\u5408\u4f60\u7684\u9009\u62e9\uff0c\u201d\u4ed6\u8bf4\u3002<\/p>\n

\"\"<\/a><\/p>\n

\u5c3d\u7ba1\u7ecf\u6d4e\u5b66\u5bb6\u76ee\u524d\u575a\u6301\u964d\u606f\u9884\u6d4b\uff0c\u4f46Jarvis\u5f3a\u8c03\uff0c\u4e0d\u80fd\u4fdd\u8bc1\u5229\u7387\u4f1a\u5f88\u5feb\u4e0b\u964d\u6216\u4e0d\u4f1a\u518d\u6b21\u4e0a\u5347\u3002<\/p>\n

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