{"id":71851,"date":"2023-07-17T18:56:48","date_gmt":"2023-07-17T23:56:48","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=71851"},"modified":"2023-07-17T18:56:48","modified_gmt":"2023-07-17T23:56:48","slug":"20230717-%e6%9c%80%e9%80%82%e5%90%88%e4%bd%a0%e7%9a%84%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%98%af%e4%bb%80%e4%b9%88%ef%bc%9f%e4%b8%93%e5%ae%b6%e7%9a%84%e5%bb%ba%e8%ae%ae%e6%98%af","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=71851","title":{"rendered":"20230717\/\u6700\u9002\u5408\u4f60\u7684\u4fe1\u7528\u5361\u662f\u4ec0\u4e48\uff1f\u4e13\u5bb6\u7684\u5efa\u8bae\u662f\u2026\u2026"},"content":{"rendered":"<p>\uff08\u661f\u661f\u751f\u6d3b\/\u6377\u514b\u4f73\uff09\u9762\u5bf9\u4f17\u591a\u7684\u4fe1\u7528\u5361\u9009\u62e9\uff0c\u4f60\u662f\u5426\u611f\u5230\u4e0d\u77e5\u6240\u63aa\uff0c\u4e0d\u786e\u5b9a\u9009\u62e9\u54ea\u4e00\u5f20\uff1f<\/p>\n<p>\u52a0\u62ff\u5927\u592e\u884c\u8868\u793a\uff0c\u591a\u5e74\u6765\u73b0\u91d1\u4ea4\u6613\u7684\u6570\u91cf\u548c\u4ef7\u503c\u663e\u8457\u4e0b\u964d\u3002\u76f8\u53cd\uff0c\u8bb8\u591a\u52a0\u62ff\u5927\u4eba\u66f4\u559c\u6b22\u7528\u4fe1\u7528\u5361\u652f\u4ed8\u65e5\u5e38\u8d2d\u7269\u8d39\u7528\uff0c\u8fd9\u6837\u4ed6\u4eec\u5c31\u53ef\u4ee5\u83b7\u5f97\u73b0\u91d1\u8fd4\u8fd8\u5956\u52b1\u5e76\u4eab\u53d7\u5176\u4ed6\u7684\u6301\u5361\u4eba\u798f\u5229\u3002<\/p>\n<p><a href=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2023\/07\/credit_card0717.png\"><img loading=\"lazy\" src=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2023\/07\/credit_card0717.png\" alt=\"\" width=\"712\" height=\"288\" class=\"aligncenter size-full wp-image-71852\" srcset=\"https:\/\/blog.jackjia.com\/wp-content\/uploads\/2023\/07\/credit_card0717.png 712w, https:\/\/blog.jackjia.com\/wp-content\/uploads\/2023\/07\/credit_card0717-300x121.png 300w\" sizes=\"(max-width: 712px) 100vw, 712px\" \/><\/a><\/p>\n<p>Christopher Liew\u662fCFA\u7279\u8bb8\u6301\u6709\u4eba\u548c\u524d\u8d22\u52a1\u987e\u95ee\uff0c\u4ed6\u901a\u8fc7\u5a92\u4f53\u5206\u4eab\u4e00\u4e9b\u6280\u5de7\uff0c\u5e2e\u52a9\u4eba\u4eec\u627e\u5230\u6700\u9002\u5408\u81ea\u5df1\u9700\u6c42\u7684\u4fe1\u7528\u5361\u3002<\/p>\n<p>\u4fe1\u7528\u5361\uff1a\u5bfb\u627e\u5b8c\u7f8e\u5339\u914d<\/p>\n<p>\u76f2\u76ee\u7533\u8bf7\u4fe1\u7528\u5361\u53ef\u80fd\u4f1a\u5bf9\u4f60\u7684\u5206\u6570\u4ea7\u751f\u8d1f\u9762\u5f71\u54cd\uff0c\u56e0\u4e3a\u7533\u8bf7\u53ef\u80fd\u4f1a\u5f15\u53d1\u67e5\u8be2\uff0c\u8fd9\u4e9b\u67e5\u8be2\u901a\u5e38\u4f1a\u5728\u4f60\u7684\u4fe1\u7528\u62a5\u544a\u4e2d\u4fdd\u7559\u4e24\u5e74\u3002<\/p>\n<p>\u65e0\u8bba\u4f60\u662f\u7533\u8bf7\u7b2c\u4e00\u5f20\u4fe1\u7528\u5361\u8fd8\u662f\u5c1d\u8bd5\u786e\u5b9a\u4e0b\u4e00\u5f20\u6700\u9002\u5408\u7684\u5361\uff0c\u8fdb\u884c\u7814\u7a76\u3001\u6982\u8ff0\u4f60\u7684\u76ee\u6807\u5e76\u4e86\u89e3\u6bcf\u5f20\u5361\u63d0\u4f9b\u7684\u670d\u52a1\u90fd\u5f88\u91cd\u8981\u3002<\/p>\n<p>\u5e94\u8be5\u5982\u4f55\u5f00\u59cb\u8bc4\u4f30\u4f60\u7684\u9009\u62e9\u3002<\/p>\n<p>1.\u770b\u770b\u4f60\u7684\u4fe1\u7528<\/p>\n<p>\u9996\u5148\uff0c\u4f60\u9700\u8981\u77e5\u9053\u4f60\u7684\u4fe1\u7528\u8bc4\u5206\u3002<\/p>\n<p>\u8bb8\u591a\u4fe1\u7528\u5361\u8981\u6c42\u7533\u8bf7\u4eba\u6ee1\u8db3\u6700\u4f4e\u4fe1\u7528\u8bc4\u5206\u8981\u6c42\u624d\u80fd\u88ab\u8003\u8651\u3002\u6b64\u5916\uff0c\u4fe1\u7528\u5361\u53ef\u80fd\u4f1a\u8003\u8651\u5176\u4ed6\u56e0\u7d20\u6765\u786e\u5b9a\u4f60\u7684\u4fe1\u8a89\u3002<\/p>\n<p>\u5982\u4f60\u7684\u4ed8\u6b3e\u8bb0\u5f55\uff0c\u4f60\u7684\u4fe1\u7528\u5e74\u9f84\uff0c\u5982\u679c\u4f60\u6700\u8fd1\u7533\u8bf7\u4e86\u5176\u4ed6\u4fe1\u7528\u989d\u5ea6\uff0c\u4f60\u7684\u53ef\u7528\u4fe1\u7528\u603b\u989d\uff0c\u4f60\u7684\u4fe1\u7528\u4f7f\u7528\u60c5\u51b5\u7b49\u3002<\/p>\n<p>\u867d\u7136\u4fe1\u7528\u8bc4\u5206\u901a\u5e38\u53cd\u6620\u4e86\u8fd9\u4e9b\u56e0\u7d20\uff0c\u4f46\u4f60\u6709\u53ef\u80fd\u5728\u6ee1\u8db3\u4fe1\u7528\u5361\u8bc4\u5206\u8981\u6c42\u7684\u60c5\u51b5\u4e0b\u4ecd\u88ab\u62d2\u7edd\u53d1\u5361\u3002<\/p>\n<p>\u4f8b\u5982\uff0c\u4e00\u4e2a20\u5c81\u7684\u4eba\u53ef\u80fd\u6709750\u7684\u4fe1\u7528\u8bc4\u5206\uff0c\u53ea\u662f\u56e0\u4e3a\u4ed6\u4eec\u6309\u65f6\u507f\u8fd8\u4e86\u6240\u6709\u8d37\u6b3e\u3002\u7136\u800c\uff0c\u4ed6\u4eec\u53ef\u80fd\u4f1a\u88ab\u503a\u6743\u4eba\u62d2\u7edd\uff0c\u56e0\u4e3a\u4ed6\u4eec\u7684\u4fe1\u7528\u8bb0\u5f55\u592a\u5e74\u8f7b\uff0c\u800c\u4e14\u4ed6\u4eec\u8fd8\u6ca1\u6709\u5efa\u7acb\u53ef\u9760\u7684\u4fe1\u7528\u5361\u7ba1\u7406\u5386\u53f2\u3002<\/p>\n<p>2.\u6bd4\u8f83\u4fe1\u7528\u5361\u5956\u52b1<\/p>\n<p>\u7406\u60f3\u60c5\u51b5\u4e0b\uff0c\u4f60\u5e0c\u671b\u7533\u8bf7\u4e00\u5f20\u7b26\u5408\u4f60\u6d88\u8d39\u4e60\u60ef\u5e76\u80fd\u7ed9\u4e88\u4f60\u76f8\u5e94\u5956\u52b1\u7684\u4fe1\u7528\u5361\u3002<\/p>\n<p>\u4f8b\u5982\uff0c\u4e00\u4e9b\u4fe1\u7528\u5361\u4e3a\u52a0\u6cb9\u63d0\u4f9b\u66f4\u9ad8\u7684\u73b0\u91d1\u8fd4\u8fd8\u5956\u52b1\uff0c\u800c\u53e6\u4e00\u4e9b\u4fe1\u7528\u5361\u4e3a\u6742\u8d27\u6216\u5916\u51fa\u5c31\u9910\u63d0\u4f9b\u66f4\u5927\u7684\u4f18\u60e0\u3002\u8bb8\u591a\u5361\u4e3a\u6240\u6709\u8d2d\u4e70\u7c7b\u522b\u6216\u63d0\u4f9b\u989d\u5916\u5956\u52b1\u7684\u8f6e\u6362\u7c7b\u522b\u63d0\u4f9b\u9002\u5ea6\u7684\u56fa\u5b9a\u73b0\u91d1\u8fd4\u8fd8\u7387\u3002<\/p>\n<p>\u5f53\u4f60\u5728\u7f51\u4e0a\u6216\u5e97\u5185\u8d2d\u4e70\u5176\u9644\u5c5e\u54c1\u724c\u7684\u5546\u54c1\u65f6\uff0c\u96f6\u552e\u5e97\u5361\u53ef\u63d0\u4f9b\u4e30\u539a\u7684\u5956\u52b1\u3002\u7136\u800c\uff0c\u8fd9\u4e9b\u5361\u53ef\u80fd\u4e3a\u65e5\u5e38\u6d88\u8d39\u63d0\u4f9b\u5f88\u5c11\u751a\u81f3\u6ca1\u6709\u5956\u52b1\u3002<\/p>\n<p>3.\u6bd4\u8f83\u5e74\u5229\u7387APR<\/p>\n<p>\u4fe1\u7528\u5361\u516c\u53f8\u8d5a\u53d6\u7684\u5927\u90e8\u5206\u6536\u5165\u6765\u81ea\u5361\u4e0a\u6709\u6eda\u52a8\u4f59\u989d\u7684\u5ba2\u6237\u3002<\/p>\n<p>\u5e74\u5229\u7387(APR)\u4ee3\u8868\u5361\u5185\u7ed3\u8f6c\u4f59\u989d\u7684\u6bcf\u5e74\u8d39\u7528\u3002\u5982\u679c\u4f60\u672a\u80fd\u5728\u4e0b\u4e00\u4e2a\u8ba1\u8d39\u5468\u671f\u4e4b\u524d\u5168\u989d\u8fd8\u6e05\u4f59\u989d\uff0c\u8bb8\u591a\u4fe1\u7528\u5361\u90fd\u4f1a\u6309\u6708\u8ba1\u7b97\u5e74\u5229\u7387\u3002<\/p>\n<p>\u5982\u679c\u4f60\u6253\u7b97\u4fdd\u7559\u4f59\u989d\uff0c\u5219\u9700\u8981\u5bfb\u627e\u5e74\u5229\u7387\u8f83\u4f4e\u7684\u5361\u3002\u7533\u8bf7\u4eba\u901a\u5e38\u5728\u83b7\u5f97\u6279\u51c6\u540e\u624d\u4f1a\u83b7\u5f97\u5177\u4f53\u7684\u5e74\u5229\u7387\u3002\u76f8\u53cd\uff0c\u4fe1\u7528\u5361\u516c\u53f8\u53ef\u80fd\u53ea\u662f\u63d0\u4f9b\u4f60\u7684\u5e74\u5229\u7387\u8303\u56f4\u3002<\/p>\n<p>\u4fe1\u7528\u5361\u516c\u53f8\u4e5f\u53ef\u80fd\u6839\u636e\u5404\u79cd\u7ecf\u6d4e\u56e0\u7d20\u63d0\u9ad8\u5e74\u5229\u7387\u3002<\/p>\n<p>4.\u6743\u8861\u5e74\u8d39<\/p>\n<p>\u8bb8\u591a\u4fe1\u7528\u5361\u6ca1\u6709\u5e74\u8d39\uff0c\u8fd9\u610f\u5473\u7740\u4f60\u53ea\u6709\u5728\u6709\u4f59\u98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\u52a0\u62ff\u5927\u592e\u884c\u8868\u793a\uff0c\u591a\u5e74\u6765\u73b0\u91d1\u4ea4\u6613\u7684\u6570\u91cf\u548c\u4ef7\u503c\u663e\u8457\u4e0b\u964d\u3002\u76f8\u53cd\uff0c\u8bb8\u591a\u52a0\u62ff\u5927\u4eba\u66f4\u559c\u6b22\u7528\u4fe1\u7528\u5361\u652f\u4ed8\u65e5\u5e38\u8d2d\u7269\u8d39\u7528\uff0c\u8fd9\u6837\u4ed6\u4eec\u5c31\u53ef\u4ee5\u83b7\u5f97\u73b0\u91d1\u8fd4\u8fd8\u5956\u52b1\u5e76\u4eab\u53d7\u5176\u4ed6\u7684\u6301\u5361\u4eba\u798f\u5229\u3002 Christopher Liew\u662fCFA\u7279\u8bb8\u6301\u6709\u4eba\u548c\u524d\u8d22\u52a1\u987e&#8230;<br \/><a class=\"read-more-button\" href=\"https:\/\/blog.jackjia.com\/?p=71851\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":71852,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/71851"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=71851"}],"version-history":[{"count":1,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/71851\/revisions"}],"predecessor-version":[{"id":71853,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/71851\/revisions\/71853"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/71852"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=71851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=71851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=71851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}