{"id":70323,"date":"2023-03-30T14:51:45","date_gmt":"2023-03-30T19:51:45","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=70323"},"modified":"2023-03-30T14:51:45","modified_gmt":"2023-03-30T19:51:45","slug":"20230330-%e6%8b%96%e5%90%8e%e8%85%bf%e6%b2%a1%ef%bc%9f%e6%af%8f%e4%b8%aa%e5%b9%b4%e9%be%84%e6%ae%b5%e7%9a%84%e6%ad%a3%e5%b8%b8%e5%80%ba%e5%8a%a1%e6%b0%b4%e5%b9%b3%e6%98%af%e8%bf%99%e4%b8%aa%e6%95%b0","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=70323","title":{"rendered":"20230330\/\u62d6\u540e\u817f\u6ca1\uff1f\u6bcf\u4e2a\u5e74\u9f84\u6bb5\u7684\u6b63\u5e38\u503a\u52a1\u6c34\u5e73\u662f\u8fd9\u4e2a\u6570\u2026\u2026"},"content":{"rendered":"

\uff08\u661f\u661f\u751f\u6d3b\/\u6377\u514b\u4f73\uff09\u5982\u679c\u4f60\u50cf\u5927\u591a\u6570\u4eba\u4e00\u6837\uff0c\u81f3\u5c11\u4f1a\u6709\u4e00\u4e9b\u503a\u52a1\u3002\u62b5\u62bc\u8d37\u6b3e\u3001\u6c7d\u8f66\u4ed8\u6b3e\u3001\u4fe1\u7528\u5361\u4f59\u989d\u548c\u5b66\u751f\u8d37\u6b3e\u90fd\u662f\u6784\u6210\u603b\u503a\u52a1\u7684\u8d1f\u503a\u3002\u4f46\u6709\u6ca1\u6709\u60f3\u8fc7\uff0c\u591a\u5c11\u503a\u52a1\u5bf9\u4e8e\u4f60\u7684\u5e74\u9f84\u6765\u8bf4\u662f\u6b63\u5e38\u7684\uff1f<\/p>\n

CFA\u7279\u8bb8\u6301\u6709\u4eba\u548c\u524d\u8d22\u52a1\u987e\u95eeChristopher Liew\u5728CTV\u64b0\u6587\uff0c\u6982\u8ff0\u52a0\u62ff\u5927\u6309\u5e74\u9f84\u5212\u5206\u7684\u5e73\u5747\u548c\u4e2d\u4f4d\u6570\u503a\u52a1\uff0c\u4ee5\u4fbf\u66f4\u597d\u5730\u4e86\u89e3\u4e2a\u4eba\u7684\u8d22\u52a1\u72b6\u51b5\u3002\u5e76\u89e3\u91ca\u52a0\u62ff\u5927\u4eba\u503a\u52a1\u589e\u52a0\u7684\u4e00\u4e9b\u5173\u952e\u539f\u56e0\u3002<\/p>\n

\"\"<\/a>
\n\u52a0\u62ff\u5927\u5404\u5e74\u9f84\u6bb5\u7684\u5e73\u5747\u503a\u52a1\uff08Average Debt\uff09<\/strong><\/p>\n

\u9996\u5148\uff0c\u91cd\u8981\u7684\u662f\u8981\u4e86\u89e3\u503a\u52a1\u662f\u6b63\u5e38\u7684\u3002\u5f88\u5c11\u6709\u52a0\u62ff\u5927\u4eba\u5b8c\u5168\u6ca1\u6709\u503a\u52a1\u3002\u5373\u4f7f\u662f\u90a3\u4e9b\u4fe1\u7528\u8bc4\u5206\u8fd1\u4e4e\u5b8c\u7f8e\u7684\u4eba\uff0c\u4e5f\u53ef\u80fd\u6709\u6b63\u5728\u507f\u8fd8\u7684\u6c7d\u8f66\u6216\u5b66\u751f\u8d37\u6b3e\u3002<\/p>\n

\u6839\u636e\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u7684\u6700\u65b0\u6570\u636e\uff0c\u4ee5\u4e0b\u662f\u622a\u81f32019\u5e74\u52a0\u62ff\u5927\u6309\u5e74\u9f84\u6bb5\u5212\u5206\u7684\u5e73\u5747\u503a\u52a1\uff1a<\/p>\n

35\u5c81\u4ee5\u4e0b\uff1a$69,500<\/p>\n

35\u81f344\u5c81\uff1a$105,100<\/p>\n

45\u81f354\u5c81\uff1a$130,100<\/p>\n

55\u81f364\u5c81\uff1a$80,600<\/p>\n

65\u5c81\u53ca\u4ee5\u4e0a\uff1a$49,900<\/p>\n

\u6ce8\uff1a\u6b64\u6570\u636e\u9002\u7528\u4e8e\u4e0d\u5c5e\u4e8e\u7ecf\u6d4e\u5bb6\u5ead\u7684\u4e2a\u4eba\u3002\u7ecf\u6d4e\u5bb6\u5ead\u7684\u6570\u5b57\u6709\u6240\u4e0d\u540c\uff0c\u5176\u4e2d\u5305\u62ec\u5df2\u5a5a\/\u540c\u5c45\u4f34\u4fa3\u548c\u6709\u53d7\u629a\u517b\u5b50\u5973\u7684\u5bb6\u5ead\u3002<\/p>\n

\u8861\u91cf\u7684\u603b\u503a\u52a1\u5305\u62ec\uff1a\u62b5\u62bc\u8d37\u6b3e\u503a\u52a1\uff0c\u4fe1\u8d37\u989d\u5ea6\uff0c\u4fe1\u7528\u5361\u503a\u52a1\uff0c\u52a9\u5b66\u8d37\u6b3e\uff0c\u8f66\u8f86\u8d37\u6b3e\uff0c\u5176\u4ed6\u503a\u52a1\uff08\u4e0d\u5c5e\u4e8e\u4e0a\u8ff0\u7c7b\u522b\uff09<\/p>\n

\u52a0\u62ff\u5927\u5404\u5e74\u9f84\u6bb5\u7684\u503a\u52a1\u4e2d\u4f4d\u6570\uff08Median Debt\uff09<\/strong><\/p>\n

\u67e5\u770b\u5e73\u5747\u503a\u52a1\u53ef\u63d0\u4f9b\u5bf9\u6570\u636e\u7684\u5168\u9762\u4e86\u89e3\u3002\u7136\u800c\uff0c\u7531\u4e8e\u52a0\u62ff\u5927\u8d85\u7ea7\u5bcc\u8c6a\u7eb3\u7a0e\u4eba\u6240\u80cc\u8d1f\u7684\u503a\u52a1\uff0c\u5e73\u5747\u6570\u51fa\u73b0\u4e86\u5f88\u5927\u504f\u5dee\u3002<\/p>\n

\u8ba1\u7b97\u5e73\u5747\u503c\u65f6\uff0c\u4f1a\u5c06\u6240\u6709\u503c\u76f8\u52a0\u5e76\u9664\u4ee5\u503a\u52a1\u503c\u7684\u603b\u6570\u3002\u8fd9\u610f\u5473\u7740\u4e00\u4e9b\u6781\u503c\u4f1a\u6781\u5927\u5730\u5f71\u54cd\u7ed3\u679c\u3002\u4f8b\u5982\uff0c\u62e5\u6709200\u4e07\u52a0\u5143\u62b5\u62bc\u8d37\u6b3e\u7684\u5343\u4e07\u5bcc\u7fc1\u4f1a\u63a8\u9ad8\u52a0\u62ff\u5927\u4eba\u7684\u5e73\u5747\u6c34\u5e73\u3002<\/p>\n

\u76f8\u53cd\uff0c\u5f53\u6570\u503c\u6309\u987a\u5e8f\u6392\u5217\u65f6\uff0c\u4e2d\u4f4d\u6570\u662f\u6570\u636e\u96c6\u4e2d\u7684\u4e2d\u95f4\u503c\u3002\u56e0\u6b64\uff0c\u5b83\u53d7\u5f02\u5e38\u503c\u7684\u5f71\u54cd\u8f83\u5c0f\uff0c\u5e76\u4e14\u53ef\u4ee5\u66f4\u51c6\u786e\u5730\u8868\u793a\u5178\u578b\u503c\u3002<\/p>\n

\u4e3a\u4e86\u66f4\u51c6\u786e\u5730\u4e86\u89e3\u52a0\u62ff\u5927\u503a\u52a1\uff0c\u4f5c\u8005\u53d1\u73b0\u622a\u81f32019\u5e74\u7684\u4e2d\u4f4d\u6570\u6570\u636e\u63d0\u4f9b\u4e86\u66f4\u51c6\u786e\u7684\u6570\u636e\uff1a<\/p>\n

35\u5c81\u4ee5\u4e0b\uff1a$19,000<\/p>\n

35\u81f344\u5c81\uff1a$35,200<\/p>\n

45\u81f354\u5c81\uff1a$55,000<\/p>\n

55\u81f364\u5c81\uff1a$30,000<\/p>\n

65\u5c81\u53ca\u4ee5\u4e0a\uff1a$10,000<\/p>\n

\u4e3a\u4f55\u52a0\u62ff\u5927\u7684\u6d88\u8d39\u8005\u503a\u52a1\u5728\u589e\u52a0\uff1f<\/strong><\/p>\n

\u5728\u8fc7\u53bb\u7684\u4e00\u5e74\u91cc\uff0c\u6d88\u8d39\u8005\u503a\u52a1\u663e\u8457\u589e\u52a0\u3002\u4fe1\u7528\u5361\u503a\u52a1\u5c24\u5176\u5982\u6b64\u3002\u6839\u636eEquifax Canada\u6700\u8fd1\u7684\u4e00\u4efd\u62a5\u544a\uff0c2022\u5e74\u7b2c\u4e00\u5b63\u5ea6\u6bcf\u5f20\u4fe1\u7528\u5361\u7684\u5e73\u5747\u6bcf\u6708\u652f\u51fa\u4e0e\u4e0a\u4e00\u5e74\u76f8\u6bd4\u589e\u957f\u4e8617.5%\u3002<\/p>\n

Equifax Canada\u9ad8\u7ea7\u5206\u6790\u526f\u603b\u88c1Rebecca Oakes\u5728\u62a5\u544a\u4e2d\u8868\u793a\uff0c\u201cZ\u4e16\u4ee3\u548c\u5343\u79a7\u4e00\u4ee3\u6b63\u5728\u63a8\u52a8\u66f4\u9ad8\u7684\u6d88\u8d39\u652f\u51fa\u3002\u201d<\/p>\n

\u901a\u8d27\u81a8\u80c0<\/p>\n

\u5c3d\u7ba1\u901a\u8d27\u81a8\u80c0\u6b63\u5728\u7f13\u6162\u7f13\u89e3\uff0c\u4f46\u4ecd\u7136\u76f8\u5bf9\u8f83\u9ad8\u3002\u9ad8\u901a\u80c0\u63a8\u9ad8\u4e86\u65e5\u5e38\u7528\u54c1\u7684\u6210\u672c\uff0c\u5305\u62ec\u6742\u8d27\u548c\u71c3\u6599\u3002\u53cd\u8fc7\u6765\uff0c\u8fd9\u610f\u5473\u7740\u52a0\u62ff\u5927\u4eba\u6bcf\u6708\u7684\u652f\u51fa\u6bd42022\u5e74\u901a\u80c0\u5f00\u59cb\u4e0a\u5347\u4e4b\u524d\u8981\u591a\u3002<\/p>\n

\u4e0d\u5e78\u7684\u662f\uff0c\u5de5\u4eba\u7684\u5de5\u8d44\u5e76\u6ca1\u6709\u968f\u7740\u901a\u80c0\u800c\u589e\u957f\u3002\u8fd9\u610f\u5473\u7740\u666e\u901a\u52a0\u62ff\u5927\u4eba\u53ef\u82b1\u7684\u94b1\u8d8a\u6765\u8d8a\u5c11\uff0c\u589e\u52a0\u4e86\u4ed6\u4eec\u5bf9\u4fe1\u7528\u5361\u8d2d\u4e70\u65e5\u5e38\u5fc5\u9700\u54c1\u7684\u4f9d\u8d56\u3002<\/p>\n

\u88ab\u538b\u6291\u7684\u9700\u6c42\u548c\u65c5\u884c<\/p>\n

Oakes\u7ee7\u7eed\u6307\u51fa\uff0c\u201c\u968f\u7740COVID\u9650\u5236\u7684\u653e\u677e\uff0c\u88ab\u538b\u6291\u7684\u9700\u6c42\u548c\u65c5\u884c\u589e\u52a0\uff0c\u518d\u52a0\u4e0a\u901a\u8d27\u81a8\u80c0\u7387\u98d9\u5347\uff0c\u5bfc\u81f4\u4fe1\u7528\u5361\u652f\u51fa\u51fa\u73b0\u4e86\u6211\u4eec\u6240\u89c1\u8fc7\u7684\u6700\u9ad8\u589e\u957f\u3002\u201d<\/p>\n

\u5728\u7ecf\u5386\u4e86\u51e0\u5e74\u7684\u65c5\u884c\u9650\u5236\u4e4b\u540e\uff0c\u52a0\u62ff\u5927\u4eba\u6e34\u671b\u65c5\u884c\u662f\u6709\u9053\u7406\u7684\uff0c\u5373\u4f7f\u8fd9\u610f\u5473\u7740\u8981\u627f\u62c5\u66f4\u591a\u7684\u4fe1\u7528\u5361\u503a\u52a1\u3002<\/p>\n

\u5229\u7387\u4e0a\u5347<\/p>\n

\u4e3a\u63a7\u5236\u901a\u80c0\uff0c\u653f\u5e9c\u5728\u6574\u4e2a2022\u5e74\u7a33\u6b65\u52a0\u606f\uff0c\u5e76\u6b63\u5728\u8ba8\u8bba\u4eca\u5e74\u8fdb\u4e00\u6b65\u52a0\u606f\u3002\u968f\u7740\u5229\u7387\u7684\u63d0\u9ad8\uff0c\u6d6e\u52a8\u5229\u7387\uff08\u4f8b\u5982\u4fe1\u7528\u5361\u516c\u53f8\u63d0\u4f9b\u7684\u5229\u7387\uff09\u4e5f\u6709\u6240\u63d0\u9ad8\u3002<\/p>\n

\u90a3\u4e9b\u5c06\u4fe1\u7528\u4f59\u989d\u7559\u5230\u4e0b\u4e2a\u6708\u7684\u4eba\u73b0\u5728\u5fc5\u987b\u4e3a\u4ed6\u4eec\u7684\u4fe1\u7528\u5361\u503a\u52a1\u652f\u4ed8\u66f4\u591a\u7684\u5229\u606f\uff0c\u4ece\u800c\u589e\u52a0\u4ed6\u4eec\u7684\u6574\u4f53\u503a\u52a1\u3002<\/p>\n

\u5236\u5b9a\u8ba1\u5212\u6765\u7ba1\u7406\u4f60\u7684\u503a\u52a1<\/strong><\/p>\n

\u7531\u4e8e\u9ad8\u5229\u7387\u548c\u901a\u80c0\uff0c\u77ed\u671f\u5185\u7d2f\u79ef\u503a\u52a1\u53ef\u80fd\u662f\u4e0d\u53ef\u907f\u514d\u7684\u3002\u4f46\u662f\uff0c\u91cd\u8981\u7684\u662f\u5236\u5b9a\u4e00\u4e2a\u8ba1\u5212\u6765\u63a7\u5236\u4f60\u7684\u503a\u52a1\u3002<\/p>\n

\u53ef\u9760\u7684\u9884\u7b97\u8ba1\u5212\u52a0\u4e0a\u6301\u4e4b\u4ee5\u6052\u7684\u884c\u52a8\u662f\u6446\u8131\u503a\u52a1\u7684\u6700\u4f73\u65b9\u5f0f\u3002<\/p>\n

\u91cd\u65b0\u5ba1\u89c6\u4f60\u7684\u6bcf\u6708\u9884\u7b97\u4ee5\u627e\u5230\u53ef\u4ee5\u8282\u7701\u7684\u5730\u65b9\uff0c\u5c1d\u8bd5\u5c3d\u5feb\u507f\u8fd8\u9ad8\u606f\u4fe1\u7528\u5361\u503a\u52a1\uff0c\u5e76\u8003\u8651\u4ece\u4e8b\u7b2c\u4e8c\u804c\u4e1a\u4ee5\u8d5a\u53d6\u989d\u5916\u7684\u94b1\u6765\u507f\u8fd8\u503a\u52a1\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\uff08\u661f\u661f\u751f\u6d3b\/\u6377\u514b\u4f73\uff09\u5982\u679c\u4f60\u50cf\u5927\u591a\u6570\u4eba\u4e00\u6837\uff0c\u81f3\u5c11\u4f1a\u6709\u4e00\u4e9b\u503a\u52a1\u3002\u62b5\u62bc\u8d37\u6b3e\u3001\u6c7d\u8f66\u4ed8\u6b3e\u3001\u4fe1\u7528\u5361\u4f59\u989d\u548c\u5b66\u751f\u8d37\u6b3e\u90fd\u662f\u6784\u6210\u603b\u503a\u52a1\u7684\u8d1f\u503a\u3002\u4f46\u6709\u6ca1\u6709\u60f3\u8fc7\uff0c\u591a\u5c11\u503a\u52a1\u5bf9\u4e8e\u4f60\u7684\u5e74\u9f84\u6765\u8bf4\u662f\u6b63\u5e38\u7684\uff1f CFA\u7279\u8bb8\u6301\u6709\u4eba\u548c\u524d\u8d22\u52a1\u987e\u95eeChristopher Liew\u5728CTV\u64b0\u6587\uff0c\u6982\u8ff0\u52a0\u62ff\u5927\u6309\u5e74\u9f84\u5212\u5206\u7684\u5e73\u5747\u548c\u4e2d\u4f4d\u6570\u503a\u52a1\uff0c\u4ee5\u4fbf\u66f4\u597d\u5730\u4e86\u89e3…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":70324,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/70323"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=70323"}],"version-history":[{"count":1,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/70323\/revisions"}],"predecessor-version":[{"id":70325,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/70323\/revisions\/70325"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/70324"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=70323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=70323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=70323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}