\u591a\u7ef4\u793e\u8bb0\u8005\u6797\u7d2b\u4e54\u62a5\u5bfc\u2571\u60f3\u5728\u73b0\u4eca\u7684\u4e0d\u52a8\u4ea7\u5e02\u573a\u4e2d\u627e\u5230\u597d\u6d88\u606f\u5e76\u4e0d\u5bb9\u6613\u3002\u6839\u636e\u6700\u65b0\u7684\u6807\u51c6\u666e\u5c14(Standard & Poor’s)\u623f\u4ef7\u6307\u6570\uff0c\u5168\u7f8e20\u4e2a\u4e3b\u8981\u90fd\u4f1a\u533a\u4e2d\uff0c\u670910\u4e2a\u57ce\u5e02\u7684\u4e00\u5bb6\u5ead\u623f\u5c4b\u4ef7\u683c\u5728\u4e00\u5e74\u4e4b\u5185\uff0c\u7ecf\u5386\u4e86\u9ad8\u8fbe\u4e24\u4f4d\u6570\u7684\u8dcc\u5e45\u3002\u4f46\u4ecd\u7136\u6709\u4e00\u4e9b\u623f\u5e02\u80fd\u591f\u5bf9\u6297\u8dcc\u4ef7\u7684\u8d8b\u52bf\u3002\u5728\u5168\u7f8e\u6700\u5177\u6297\u8dcc\u6027\u7684\u4e94\u5927\u623f\u5e02\u4e2d\uff0c\u5317\u5361\u5dde\u7684\u590f\u6d1b\u7279\u662f\u552f\u4e00\u623f\u4ef7\u4e0d\u8dcc\u53cd\u5347\u7684\u57ce\u5e02\uff0c\u5176\u4ed6\u56db\u4e2a\u57ce\u5e02\u7684\u623f\u4ef7\u4e5f\u4ec5\u4ec5\u53ea\u67092%\u52305%\u7684\u8dcc\u5e45\u3002<\/p>\n
\u4e0d\u8fc7\u6bd4\u8d77\u51e0\u5e74\u524d\u7684\u623f\u5e02\u8363\u666f\uff0c\u76ee\u524d\u8fd9\u6837\u7684\u7ed3\u679c\u4ecd\u7136\u4ee4\u6295\u8d44\u8005\u611f\u5230\u5fe7\u9b31\u3002\u201c\u7531\u4e8e\u6b21\u7ea7\u623f\u8d37\u98ce\u66b4\uff0c\u4ee5\u53ca\u968f\u4e4b\u800c\u6765\u7684\u4fe1\u7528\u5371\u673a\uff0c\u5404\u5730\u7684\u623f\u4ef7\u56de\u5347\u901f\u5ea6\u90fd\u5c06\u4f1a\u662f\u6781\u4e3a\u7f13\u6162\u3002\u201d\u6807\u51c6\u666e\u5c14\u516c\u53f8\u7684\u9996\u5e2d\u7ecf\u6d4e\u5e08\u59d4\u65af(David Wyss)\u8bf4\u3002\u5f53\u8d37\u6b3e\u516c\u53f8\u6301\u7eed\u7d27\u7f29\u501f\u8d37\u6807\u51c6\uff0c\u80fd\u53d6\u5f97\u8d37\u6b3e\u7684\u4e70\u4e3b\u53ea\u4f1a\u66f4\u5c11\uff0c\u8fd9\u79cd\u60c5\u51b5\u8fdb\u4e00\u6b65\u8ba9\u5e02\u573a\u4e0a\u623f\u5c4b\u5b58\u8d27\u66f4\u591a\u3001\u623f\u4ef7\u5374\u66f4\u4f4e\u8ff7\u3002<\/p>\n
\u7f8e\u56fd\u4e94\u5927\u6297\u8dcc\u623f\u5e02\u80fd\u5728\u60e8\u70c8\u7684\u666f\u6c14\u4e2d\uff0c\u5c55\u73b0\u51fa\u76f8\u5bf9\u8f83\u597d\u7684\u8868\u73b0\u3002 <\/p>\n
\u7f8e\u56fd\u4e94\u5927\u6297\u8dcc\u623f\u5e02\u80fd\u5728\u60e8\u70c8\u7684\u666f\u6c14\u4e2d\uff0c\u5c55\u73b0\u51fa\u76f8\u5bf9\u8f83\u597d\u7684\u8868\u73b0\uff0c\u4e3b\u56e0\u5728\u4e8e\u5f53\u5730\u7684\u5c31\u4e1a\u673a\u4f1a\u5448\u73b0\u6210\u957f\u8d8b\u52bf\u3002\u6b64\u5916\u5728\u8fc7\u53bb\u51e0\u5e74\u7684\u623f\u4ea7\u70ed\u6f6e\u4e2d\uff0c\u8fd9\u4e9b\u57ce\u5e02\u4e5f\u4ee5\u6b63\u5e38\u7a33\u5b9a\u7684\u901f\u5ea6\u6210\u957f\uff0c\u56e0\u6b64\u514d\u4e8e\u4e86\u623f\u4ef7\u66b4\u8d77\u66b4\u843d\u7684\u547d\u8fd0\u3002\u4e94\u5927\u6297\u8dcc\u623f\u5e02\u5305\u62ec\uff1a<\/p>\n
1\u3001\u590f\u6d1b\u7279<\/p>\n
\u88ab\u8a89\u4e3a\u5357\u65b9\u534e\u5c14\u8857\u7684\u590f\u6d1b\u7279\uff0c\u76ee\u524d\u662f\u7f8e\u56fd\u94f6\u884c(Bank of America)\u4e0e\u74e6\u4e54\u4e9a\u94f6\u884c(Wachovia)\u7684\u603b\u90e8\u6240\u5728\u5730\u3002\u7f8e\u56fd\u5927\u5b66\u5730\u4ea7\u91d1\u878d\u6559\u6388Peter Chinloy\u6307\u51fa\uff0c\u53d1\u8fbe\u7684\u94f6\u884c\u4e1a\u5438\u5f15\u4e86\u5e74\u8f7b\u7684\u5de5\u4f5c\u529b\u91cf\u6295\u5165\u5f53\u5730\u3002<\/p>\n
\u9664\u4e86\u6df1\u5177\u6f5c\u529b\u7684\u5c31\u4e1a\u8fdc\u666f\u4e4b\u5916\uff0c\u590f\u6d1b\u7279\u7684\u5efa\u9020\u6210\u672c\u8f83\u4f4e\uff0c\u4f4f\u623f\u4ef7\u683c\u57282000\u5e741\u6708\u52302007\u5e749\u6708\u95f4\u4e0a\u6da836%\uff0c\u4f7f\u5355\u6237\u4f4f\u5b85\u7684\u4ef7\u503c\u4fdd\u6301\u76f8\u5bf9\u7a33\u5b9a\u3002\u4e8b\u5b9e\u4e0a\uff0c\u57282007\u5e742\u6708\u52302008\u5e742\u6708\u4e4b\u95f4\uff0c\u5f53\u5730\u623f\u4ef7\u4e0a\u53471.5%\uff0c\u662f\u5168\u7f8e\u552f\u4e00\u623f\u4ef7\u5448\u73b0\u589e\u503c\u7684\u5730\u533a\u3002<\/p>\n
2\u3001\u6ce2\u7279\u5170<\/p>\n
\u6ce2\u7279\u5170\u52aa\u529b\u4fdd\u5b58\u5f53\u5730\u7684\u7f8e\u4e3d\u98ce\u666f\uff0c\u5468\u56f4\u7684\u5c71\u8c37\u3001\u4e18\u9675\u3001\u548c\u6eaa\u8c41\u8ba9\u8fd9\u5ea7\u57ce\u5e02\u6210\u4e3a\u7406\u60f3\u7684\u4f4f\u5bb6\uff0c\u623f\u5c4b\u7684\u4ef7\u503c\u4e5f\u582a\u79f0\u4ee4\u4eba\u6ee1\u610f\u3002\u7531\u4e8e\u4e25\u5bc6\u7684\u571f\u5730\u5229\u7528\u653f\u7b56\uff0c\u5f00\u53d1\u5546\u5728\u6b64\u5927\u5174\u571f\u6728\u7684\u673a\u4f1a\u8f83\u4f4e\uff0c\u5374\u56e0\u6b64\u4fdd\u62a4\u4e86\u6ce2\u7279\u5170\u7684\u539f\u8c8c\uff0c\u8ba9\u5f53\u5730\u5728\u623f\u5730\u4ea7\u7684\u8d77\u843d\u4e2d\uff0c\u4ef7\u683c\u59cb\u7ec8\u80fd\u7ef4\u6301\u5e73\u7a33\u3002\u4e0d\u8fc7\u6ce2\u7279\u5170\u51e0\u5e74\u6765\u623f\u4ef7\u4e5f\u670987%\u7684\u589e\u503c\uff0c\u589e\u503c\u7684\u539f\u56e0\u5f52\u529f\u4e8e\u5f53\u5730\u5065\u5eb7\u7684\u7ecf\u6d4e\u6761\u4ef6\u4ee5\u53ca\u53d1\u8fbe\u7684\u79d1\u6280\u4e1a\uff0c\u6bd4\u5982\u82f1\u7279\u5c14\u516c\u53f8\u5c31\u662f\u8be5\u57ce\u6700\u5927\u7684\u5c31\u4e1a\u673a\u6784\u4e4b\u4e00\u3002\u4ece2007\u5e742\u6708\u52302008\u5e742\u6708\u4e4b\u95f4\uff0c\u6ce2\u7279\u5170\u7684\u5355\u6237\u4f4f\u5b85\u623f\u4ef7\u4ec5\u4ec5\u5c0f\u8dcc2%\u3002<\/p>\n
3\u3001\u897f\u96c5\u56fe<\/p>\n
\u897f\u96c5\u56fe\u4e5f\u63d0\u4f9b\u4e86\u5f88\u597d\u7684\u5c31\u4e1a\u73af\u5883\u3002\u8d85\u7ea7\u79d1\u6280\u5546–\u5fae\u8f6f\u516c\u53f8\u7684\u603b\u90e8\u5c31\u8bbe\u4e8e\u5f53\u5730\u7684\u96f7\u8499\u5e02(Redmond)\uff0c\u4e0e\u897f\u96c5\u56fe\u5e02\u4e2d\u5fc3\u7ea615\u82f1\u54e9\u7684\u8ddd\u79bb\u3002\u5f53\u5730\u7684\u5c45\u6c11\u5f53\u4e2d\uff0c\u8bb8\u591a\u4eba\u90fd\u662f\u5fae\u8f6f\u516c\u53f8\u7684\u96c7\u5458\uff0c\u4e8b\u5b9e\u4e0a\u6839\u636e\u4eba\u53e3\u8c03\u67e5\u5c40\uff0c2006\u5e74\u5f00\u59cb\u897f\u96c5\u56fe\u7684\u5c31\u4e1a\u7387\u5c31\u8d85\u8fc7\u5168\u56fd\u5e73\u5747\u503c\u9ad8\u8fbe7%\u7684\u6bd4\u4f8b\uff0c\u5e76\u4e14\u4e2d\u95f4\u5bb6\u5ead\u6536\u5165\u662f82,867\u5143\uff0c\u8d85\u8d8a\u5168\u56fd\u5e73\u5747\u768430%\u4e4b\u591a\u3002<\/p>\n
\u5728\u5168\u7f8e\u6297\u8dcc\u6027\u6700\u5f3a\u7684\u4e94\u5927\u623f\u5e02\u4e2d\uff0c\u897f\u96c5\u56fe\u7ecf\u5386\u4e86\u6700\u5927\u7684\u623f\u5e02\u6ce1\u6cab\uff0c\u5355\u6237\u4f4f\u5b85\u7684\u623f\u4ef7\u4ece2000\u5e74\u4ee5\u6765\u6210\u957f\u4e8692%\u7684\u5e45\u5ea6\u3002\u597d\u5728\u5f53\u5730\u7a33\u5b9a\u7684\u5c31\u4e1a\u7387\u8ba9\u623f\u5e02\u4e5f\u7ecf\u5f97\u8d77\u8003\u9a8c\uff0c\u5373\u4fbf\u5728\u623f\u4ea7\u6ce1\u6cab\u7206\u7834\u4e4b\u540e\uff0c\u897f\u96c5\u56fe\u5355\u6237\u4f4f\u5b85\u7684\u623f\u4ef7\u4ece2007\u5e742\u6708\u52302008\u5e742\u6708\u4e4b\u95f4\uff0c\u4e5f\u53ea\u662f\u5c0f\u8dcc2.7%\u800c\u5df2\u3002<\/p>\n
4\u3001\u8fbe\u62c9\u65af<\/p>\n
\u6709\u201c\u5b64\u661f\u4e4b\u5dde\u201d\u4e4b\u79f0\u7684\u5fb7\u5dde\u5df2\u4e0d\u518d\u5b64\u72ec\u4e86\uff0c\u4f4d\u4e8e\u8be5\u5dde\u7684\u8fbe\u62c9\u65af\u662f\u88fd\u9020\u4e1a\u7684\u91cd\u9547\uff0c\u6bd4\u5982\u7740\u540d\u7684\u5fb7\u5dde\u4eea\u5668\u516c\u53f8(Texas Instruments)\u5c31\u8bbe\u4e8e\u8fbe\u62c9\u65af\uff0c\u8fd1\u65e5\u4e3a\u5f53\u5730\u5e26\u6765\u4e30\u5bcc\u7684\u7ecf\u6d4e\u6210\u679c\uff0c\u52a0\u4e0a\u5f53\u5730\u5efa\u5c4b\u7684\u9650\u5236\u5f88\u4f4e\uff0c\u4e24\u9879\u56e0\u7d20\u5e26\u52a8\u4e86\u4e00\u4e2a\u7e41\u8363\u7684\u4e0d\u52a8\u4ea7\u5e02\u573a\u3002\u8fbe\u62c9\u65af\u8fc7\u53bb\u51e0\u5e74\u6765\u4e0d\u50cf\u897f\u96c5\u56fe\u6709\u7740\u663e\u7740\u7684\u623f\u4ef7\u589e\u957f\uff0c2000\u5e741\u6708\u52302007\u5e749\u6708\u95f4\u4ec5\u6e29\u548c\u4e0a\u6da827%\uff0c\u4ece2007\u5e742\u6708\u52302008\u5e742\u6708\u4e4b\u95f4\uff0c\u623f\u4ef7\u5fae\u5e45\u4e0b\u8dcc4%\u3002<\/p>\n
5\u3001\u6ce2\u58eb\u987f<\/p>\n
\u8001\u6ce2\u58eb\u987f\u4eba\u53ef\u80fd\u4e3a\u4ed6\u4eec\u7279\u6709\u7684\u4f20\u7edf\u4e0e\u68d2\u7403\u961f\u611f\u5230\u9a84\u50b2\uff0c\u4f46\u662f\u65b0\u6765\u7684\u5c45\u6c11\u5374\u5bf9\u5f53\u5730\u7684\u623f\u5e02\u63d0\u4f9b\u8d21\u732e\u3002\u8bb8\u591a\u4eba\u6765\u5230\u6ce2\u58eb\u987f\u63a5\u53d7\u9ad8\u7b49\u6559\u80b2\uff0c\u6bd5\u4e1a\u540e\u5c31\u7559\u4e0b\u6765\u5de5\u4f5c\uff0c\u6ce2\u58eb\u987f\u7684\u9ad8\u7b49\u5b66\u5e9c\u5305\u62ec\u54c8\u4f5b\u5927\u5b66\u3001\u9ebb\u7701\u7406\u5de5\u5b66\u9662\u3001\u5854\u592b\u65af\u5927\u5b66\u7b49\u7b49\uff0c\u8ba9\u8fd9\u4e2a\u57ce\u5e02\u4ece\u6765\u90fd\u4e0d\u7f3a\u5c11\u5e74\u8f7b\u4eba\uff0c\u66f4\u4e0d\u7f3a\u4e4f\u4e13\u4e1a\u7684\u5c31\u4e1a\u4eba\u624d\u3002\u6ce2\u58eb\u987f\u662f\u5168\u7f8e\u6bd4\u8f83\u65e9\u5c31\u5f00\u59cb\u7ecf\u5386\u623f\u4ef7\u4e0b\u8dcc\u7684\u5730\u533a\uff0c\u4e0d\u8fc7\u8dcc\u5e45\u7a33\u5b9a\uff0c\u4ece2007\u5e742\u6708\u52302008\u5e742\u6708\u7684\u4e00\u5e74\u95f4\uff0c\u5f53\u5176\u4ed6\u5730\u533a\u906d\u9047\u623f\u4ef7\u66b4\u8dcc\u9ad8\u8fbe\u4e24\u4f4d\u6570\u7684\u65f6\u523b\uff0c\u6ce2\u58eb\u987f\u7684\u5355\u6237\u4f4f\u5b85\u4ef7\u683c\u624d\u4e0b\u8dcc\u4e864.6%\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u591a\u7ef4\u793e\u8bb0\u8005\u6797\u7d2b\u4e54\u62a5\u5bfc\u2571\u60f3\u5728\u73b0\u4eca\u7684\u4e0d\u52a8\u4ea7\u5e02\u573a\u4e2d\u627e\u5230\u597d\u6d88\u606f\u5e76\u4e0d\u5bb9\u6613\u3002\u6839\u636e\u6700\u65b0\u7684\u6807\u51c6\u666e\u5c14(Standard & Poor’s)\u623f\u4ef7\u6307\u6570\uff0c\u5168\u7f8e20\u4e2a\u4e3b\u8981\u90fd\u4f1a\u533a\u4e2d\uff0c\u670910\u4e2a\u57ce\u5e02\u7684\u4e00\u5bb6\u5ead\u623f\u5c4b\u4ef7\u683c\u5728\u4e00\u5e74\u4e4b\u5185\uff0c\u7ecf\u5386\u4e86\u9ad8\u8fbe\u4e24\u4f4d\u6570\u7684\u8dcc\u5e45\u3002\u4f46\u4ecd\u7136\u6709\u4e00\u4e9b\u623f\u5e02\u80fd\u591f\u5bf9\u6297\u8dcc\u4ef7\u7684\u8d8b\u52bf\u3002\u5728\u5168\u7f8e\u6700\u5177\u6297\u8dcc\u6027\u7684\u4e94\u5927\u623f…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/6845"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6845"}],"version-history":[{"count":0,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/6845\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6845"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6845"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6845"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}