{"id":67547,"date":"2022-12-07T20:43:09","date_gmt":"2022-12-08T01:43:09","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=67547"},"modified":"2022-12-07T20:43:09","modified_gmt":"2022-12-08T01:43:09","slug":"20221207-%e5%8a%a0%e6%8b%bf%e5%a4%a7%e5%a4%ae%e8%a1%8c2022%e5%b9%b4%e7%96%af%e7%8b%82%e5%8a%a0%e6%81%af%ef%bc%8c%e5%af%b9%e6%af%94%e4%b8%80%e4%b8%8b%e5%9b%ba%e5%ae%9a%e4%b8%8e%e6%b5%ae%e5%8a%a8","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=67547","title":{"rendered":"20221207\/\u52a0\u62ff\u5927\u592e\u884c2022\u5e74\u75af\u72c2\u52a0\u606f\uff0c\u5bf9\u6bd4\u4e00\u4e0b\u56fa\u5b9a\u4e0e\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u5c06\u4f1a\u5dee\u591a\u5c11\uff1f"},"content":{"rendered":"<p>\uff08\u661f\u661f\u751f\u6d3b\/\u6377\u514b\u4f73\uff09\u52a0\u62ff\u5927\u592e\u884c12\u67087\u65e5\u518d\u6b21\u52a0\u606f\uff0c\u7ed3\u675f\u4e86\u51762022\u5e74\u7684\u5229\u7387\u8ba1\u5212\uff0c\u5728\u7ecf\u5386\u4e86\u4e00\u5e74\u7684\u5927\u5e45\u52a0\u606f\u540e\uff0c\u4e00\u4e9b\u52a0\u62ff\u5927\u62b5\u62bc\u8d37\u6b3e\u6301\u6709\u4eba\u6bcf\u6708\u5c06\u591a\u652f\u4ed8\u7ea6 1,400 \u5143\u7684\u4f4f\u623f\u8d37\u6b3e\u3002<\/p>\n<p>\u81ea3\u6708\u4ee5\u6765\uff0c\u592e\u884c\u5df2\u5c06\u653f\u7b56\u5229\u7387\u4e0a\u8c034\u4e2a\u767e\u5206\u70b9\uff0c\u8fd9\u662f\u5176\u5386\u53f2\u4e0a\u6700\u5feb\u7684\u7d27\u7f29\u5468\u671f\u4e4b\u4e00\u3002<\/p>\n<p>\u636eGlobal News \u62a5\u9053\uff0cMeridian Credit Union\u7684\u8d22\u52a1\u89c4\u5212\u5e08\u7ea6\u7ff0\u2022\u5a01\u5229\u65af\uff08John Willis\uff09\u8868\u793a\uff0c\u8fd9\u6b2150\u4e2a\u57fa\u70b9\u7684\u52a0\u606f\u53ea\u662f\u52a0\u62ff\u5927\u4eba\u5728\u91cd\u65b0\u8ba1\u7b97\u9884\u7b97\u4ee5\u5e94\u5bf9 2023\u5e74\u66f4\u9ad8\u7684\u5229\u606f\u652f\u4ed8\u65f6\u8981\u8003\u8651\u7684\u4e00\u4e2a\u969c\u788d\u3002<\/p>\n<p>\u4ed6\u8868\u793a\uff0c\u5982\u679c\u8bf4\u8fd9\u6b21\u52a0\u606f0.5\u4e2a\u57fa\u70b9\u6ca1\u4ec0\u4e48\uff0c\u4f46\u91cd\u8981\u7684\u662f\u592e\u884c\u57282022\u5e74\u8fde\u7eed\u4e03\u6b21\u52a0\u606f\u3002<\/p>\n<p><a href=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/mortgage1206.png\"><img loading=\"lazy\" src=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/mortgage1206.png\" alt=\"\" width=\"763\" height=\"514\" class=\"aligncenter size-full wp-image-67534\" srcset=\"https:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/mortgage1206.png 763w, https:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/mortgage1206-300x202.png 300w\" sizes=\"(max-width: 763px) 100vw, 763px\" \/><\/a><\/p>\n<p>\u52a0\u62ff\u5927\u592e\u884c\u7684\u653f\u7b56\u5229\u7387\u76f4\u63a5\u6216\u95f4\u63a5\u5730\u4e3a\u8bb8\u591a\u7c7b\u578b\u7684\u503a\u52a1\u8bbe\u5b9a\u5229\u606f\u652f\u4ed8\u2014\u2014\u52a0\u62ff\u5927\u4eba\u73b0\u5728\u6709\u5f88\u591a\u503a\u52a1\u3002<\/p>\n<p>Equifax Canada\u65e5\u524d\u8868\u793a\uff0c\u7b2c\u4e09\u5b63\u5ea6\u6d88\u8d39\u8005\u503a\u52a1\u603b\u989d\u8fbe\u52302.36\u4e07\u4ebf\u5143\uff0c\u540c\u6bd4\u589e\u957f7.3%\u3002<\/p>\n<p>\u76ca\u666e\u7d22\u4e13\u95e8\u4e3aGlobal News\u8fdb\u884c\u7684\u6c11\u610f\u8c03\u67e5\u663e\u793a\uff0c\u66f4\u9ad8\u7684\u5229\u7387\u6b63\u5728\u5f71\u54cd\u52a0\u62ff\u5927\u4eba\u7684\u601d\u7ef4\u548c\u94f6\u884c\u8d26\u6237\u3002<\/p>\n<p>\u6839\u636e11\u670811\u65e5\u81f315\u65e5\u8fdb\u884c\u7684\u6c11\u610f\u8c03\u67e5\uff0c\u7ea671%\u7684\u53d7\u8bbf\u8005\u8868\u793a\uff0c\u4ed6\u4eec\u62c5\u5fc3\u5229\u7387\u4e0a\u5347\u7684\u901f\u5ea6\u4f1a\u8d85\u8fc7\u4ed6\u4eec\u7684\u627f\u53d7\u80fd\u529b\u3002\u8fd9\u6bd410\u6708\u4efd\u7684\u7c7b\u4f3c\u8c03\u67e5\u9ad8\u51fa4\u4e2a\u767e\u5206\u70b9\u3002<\/p>\n<p>\u5343\u79a7\u4e00\u4ee3\u5c24\u5176\u53ef\u80fd\u8868\u793a\u4ed6\u4eec\u62c5\u5fc3\u52a0\u606f\u7684\u901f\u5ea6\uff0885%\uff09\uff0c\u6709\u5b69\u5b50\u7684\u5bb6\u5ead\uff0881%\uff09\u548c\u5e74\u6536\u5165\u4f4e\u4e8e40,000\u5143\u7684\u5bb6\u5ead\uff0879%\uff09\u4e5f\u662f\u5982\u6b64\u3002<\/p>\n<p>\u76ca\u666e\u7d22\u516c\u5171\u4e8b\u52a1\u90e8\u9ad8\u7ea7\u526f\u603b\u88c1\u8096\u6069\u2022\u8f9b\u666e\u68ee\uff08Sean Simpson\uff09\u8868\u793a\uff0c\u5c3d\u7ba1\u5229\u7387\u4e0a\u5347\u4f7f\u52a0\u62ff\u5927\u7684\u623f\u5730\u4ea7\u884c\u4e1a\u964d\u6e29\uff0c\u5e76\u4f7f\u8bb8\u591a\u5e02\u573a\u7684\u4ef7\u683c\u4ece\u5927\u6d41\u884c\u7684\u9ad8\u4f4d\u56de\u843d\uff0c\u4f46\u8fd9\u4e9b\u62c5\u5fe7\u662f\u6709\u9053\u7406\u7684\uff0c\u56e0\u4e3a\u62b5\u62bc\u8d37\u6b3e\u7684\u6210\u672c\u9010\u5e74\u4e0a\u5347\u3002<\/p>\n<p>\u4ed6\u8bf4\uff0c\u90a3\u4e9b\u5e0c\u671b\u8fdb\u5165\u623f\u5730\u4ea7\u5e02\u573a\u7684\u4eba\uff0c\u6216\u8005\u90a3\u4e9b\u5229\u7528\u8fd1\u5e74\u6765\u4f4e\u5229\u7387\u800c\u73b0\u5728\u9762\u4e34\u66f4\u9ad8\u6bcf\u6708\u6210\u672c\u7684\u4eba\uff0c\u53ef\u4ee5\u7406\u89e3\u4ed6\u4eec\u611f\u5230\u70e6\u607c\u3002<\/p>\n<p>\u201c\u4ece\u8d1f\u62c5\u80fd\u529b\u7684\u89d2\u5ea6\u6765\u770b\uff0c\u6211\u4eec\u53ef\u80fd\u5728\u8fd9\u65b9\u9762\u6ca1\u6709\u53d6\u5f97\u592a\u5927\u8fdb\u5c55\u3002\u56e0\u6b64\uff0c\u96be\u602a\u5e74\u8f7b\u4eba\u611f\u5230\u6709\u70b9\u60b2\u89c2\u3002\u201d<\/p>\n<p><a href=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/fp1206_1.png\"><img loading=\"lazy\" src=\"http:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/fp1206_1.png\" alt=\"\" width=\"565\" height=\"374\" class=\"aligncenter size-full wp-image-67548\" srcset=\"https:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/fp1206_1.png 565w, https:\/\/blog.jackjia.com\/wp-content\/uploads\/2022\/12\/fp1206_1-300x199.png 300w\" sizes=\"(max-width: 565px) 100vw, 565px\" \/><\/a><\/p>\n<p>\u66f4\u6602\u8d35\u7684\u62b5\u62bc\u8d37\u6b3e\u635f\u5bb3\u8d1f\u62c5\u80fd\u529b<\/p>\n<p>\u501f\u8d37\u6210\u672c\u7684\u5feb\u901f\u4e0a\u5347\u5bf9\u62b5\u62bc\u8d37\u6b3e\u548c\u5176\u4ed6\u4e0e\u94f6\u884c\u653f\u7b56\u5229\u7387\u76f4\u63a5\u6302\u94a9\u7684\u8d37\u6b3e\u6301\u6709\u4eba\u6765\u8bf4\u5c24\u4e3a\u8270\u96be\u3002<\/p>\n<p>\u6bd4\u8f83\u7f51\u7ad9 Ratehub.ca \u7684\u5206\u6790\u663e\u793a\uff0c\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u5229\u7387\u4e0e\u52a0\u62ff\u5927\u592e\u884c\u7684\u76ee\u6807\u540c\u6b65\u4e0a\u5347\u548c\u4e0b\u964d\uff0c\u4f46\u57282022\u5e74\u53d7\u5230\u4e86\u6c89\u91cd\u6253\u51fb\u3002<\/p>\n<p>Ratehub\u5468\u4e09\u7ed9\u51fa\u4e86\u4e00\u4e2a\u5047\u8bbe\u7684\u4f8b\u5b50\uff0c\u4e00\u4f4d\u8d2d\u623f\u8005\u5728\u4eca\u5e741\u6708\u652f\u4ed8\u4e86748,450\u5143\uff08\u5f53\u65f6\u52a0\u62ff\u5927\u7684\u5e73\u5747\u623f\u4ef7\uff09\u7684\u623f\u5c4b\u768410%\u7684\u4ed8\u6b3e \uff0c\u5e76\u572825\u5e74\u5185\u644a\u95000.90% \u7684\u4e94\u5e74\u6d6e\u52a8\u5229\u7387\u3002<\/p>\n<p>\u5f53\u65f6\u4e70\u65b9\u7684\u6bcf\u6708\u62b5\u62bc\u8d37\u6b3e\u4ed8\u6b3e\u989d\u4e3a2,585\u5143\u3002<\/p>\n<p>\u4f46\u8003\u8651\u5230\u94f6\u884c\u81ea3\u6708\u4ee5\u6765\u7684\u52a0\u606f\uff0c\u622a\u81f3\u5468\u4e09\uff0c\u4ed6\u4eec\u5c06\u652f\u4ed84.9%\u7684\u62b5\u62bc\u8d37\u6b3e\u5229\u7387\uff0c\u6bcf\u6708\u652f\u4ed8\u7ea64,000\u5143\u3002<\/p>\n<p>\u6bcf\u6708\u589e\u52a01,415 \u5143\uff0c\u4e00\u5e74\u7684\u603b\u6210\u672c\u4e3a16,980\u5143\u3002<\/p>\n<p>\u5e76\u975e\u6240\u6709\u6d6e\u52a8\u62b5\u62bc\u8d37\u6b3e\u7684\u8fd8\u6b3e\u989d\u90fd\u4f1a\u968f\u7740\u5229\u7387\u7684\u63d0\u9ad8\u800c\u7acb\u5373\u4e0a\u5347\uff0c\u4f46\u90a3\u4e9b\u56fa\u5b9a\u8fd8\u6b3e\u989d\u5ea6\u7684\u62b5\u62bc\u8d37\u6b3e\u786e\u5b9e\u8981\u8bb0\u4f4f\u89e6\u53d1\u5229\u7387\u2014\u2014\u8d37\u65b9\u53ef\u80fd\u4f1a\u8981\u6c42\u6301\u6709\u4eba\u652f\u4ed8\u66f4\u591a\u6216\u91cd\u65b0\u8c03\u6574\u6761\u6b3e\u4ee5\u507f\u8fd8\u66f4\u591a\u672c\u91d1\u8d37\u6b3e\u7684\u65f6\u95f4\u70b9\u3002<\/p>\n<p>\u5728\u5468\u4e09\u52a0\u606f\u4e4b\u524d\uff0c\u52a0\u62ff\u5927\u592e\u884c\u4f30\u8ba1\u6709\u4e00\u534a\u7684\u62b5\u62bc\u8d37\u6b3e\u6301\u6709\u4eba\u5df2\u8fbe\u5230\u89e6\u53d1\u5229\u7387\u3002<\/p>\n<p>\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u8fd8\u6b3e\u989d\u5728\u671f\u9650\u5185\u4fdd\u6301\u7a33\u5b9a\uff0c\u4f46\u5728\u542f\u52a8\u6216\u7eed\u8ba2\u65f6\u4f1a\u9002\u5e94\u65b0\u7684\u5229\u7387\u73af\u5883\u3002<\/p>\n<p>Global News\u8bf7Ratehub\u57282022\u5e74\u521d\u548c\u5e74\u5e95\u5bf9\u56fa\u5b9a\u5229\u7387\u671f\u6743\u7684\u53ef\u53d8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u793a\u4f8b\u8fdb\u884c\u7c7b\u4f3c\u7684\u5206\u6790\u3002<\/p>\n<p>\u5982\u679c\u6709\u4eba\u57281\u6708\u4efd\u8d2d\u4e70\u4e86\u4e0e\u7b2c\u4e00\u4e2a\u4f8b\u5b50\u76f8\u540c\u7684\u623f\u5c4b\uff0c\u90a3\u4e48\u6bcf\u6708\u652f\u4ed83,073\u5143\u7684\u62b5\u62bc\u8d37\u6b3e\u5c31\u53ef\u4ee5\u83b7\u5f972.39%\u7684\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\uff0c\u57fa\u4e8e10%\u7684\u9996\u4ed8\u548c\u5f53\u65f6\u53ef\u7528\u7684\u6700\u4f4e\u5229\u7387\u3002<\/p>\n<p>\u5feb\u8fdb\u5230\u8fd9\u6b21\u5229\u7387\u7684\u5ba3\u5e03\uff0c\u8d2d\u4e70\u4ef7\u503c644,643\u5143\uff08\u5e02\u573a\u964d\u6e29\u540e11\u6708\u7684\u5e73\u5747\u623f\u4ef7\uff09\u7684\u623f\u5c4b\u7684\u623f\u4e3b\uff0c\u53ef\u4ee5\u83b7\u5f974.69%\u7684\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\uff0c\u6bcf\u6708\u652f\u4ed83,374\u5143\u7684\u62b5\u62bc\u8d37\u6b3e\u3002<\/p>\n<p>\u8fd9\u91cc\u7684\u5dee\u989d\u662f\u6bcf\u6708\u591a301\u5143\uff0c\u6216\u6309\u5e74\u8ba1\u7b973,612\u5143\u3002<\/p>\n<p>\u8d22\u52a1\u89c4\u5212\u5e08\u5a01\u5229\u65af\u8868\u793a\uff0c\u52a0\u62ff\u5927\u623f\u4e3b\u53ef\u80fd\u4e0d\u4e60\u60ef\u5229\u606f\u652f\u51fa\u4f1a\u5360\u7528\u4ed6\u4eec\u5982\u6b64\u591a\u7684\u9884\u7b97\u3002\u201c\u6211\u4eec15\u5e74\u6765\u4ece\u672a\u89c1\u8fc7\u5982\u6b64\u9ad8\u7684\u5229\u7387\u3002\u5b83\u4eec\u6bd4\u6211\u4eec\u5927\u591a\u6570\u4eba\u5df2\u7ecf\u4e60\u60ef\u7684\u8981\u9ad8\u5f97\u591a\uff0c\u201d\u4ed6\u8bf4\u3002<\/p>\n<p>Image<\/p>\n<p>\u975e\u62b5\u62bc\u8d37\u6b3e\u503a\u52a1\u4e5f\u4f24\u5bb3\u4e86\u52a0\u62ff\u5927\u4eba<\/p>\n<p>\u5a01\u5229\u65af\u8bf4\uff0c\u9664\u4e86\u62b5\u62bc\u8d37\u6b3e\u672c\u8eab\uff0c\u8bb8\u591a\u52a0\u62ff\u5927\u623f\u4e3b\u4e5f\u611f\u5230\u623f\u5c4b\u51c0\u503c\u4fe1\u8d37\u989d\u5ea6 (HELOCs) \u53d7\u5230\u4e86\u635f\u5bb3\uff0c\u8fd9\u662f\u623f\u5c4b\u88c5\u4fee\u548c\u5176\u4ed6\u5927\u7b14\u5f00\u652f\u7684\u5e38\u89c1\u8d44\u91d1\u6765\u6e90\u3002<\/p>\n<p>\u4ed6\u8bf4\uff0c\u4e00\u4e2a\u5178\u578b\u7684HELOC\u4e3a100,000\u5143\u7684\u623f\u4e3b\u4f1a\u770b\u5230\u4ed6\u4eec\u7684\u5229\u7387\u4ece\u4e00\u5e74\u524d\u76843% \u5347\u5230\u4eca\u5929\u76847%\uff0c\u6bcf\u6708\u652f\u4ed8\u5927\u7ea6300\u5143\u3002<\/p>\n<p>Equifax Canada\u672c\u5468\u5728\u5176\u62a5\u544a\u4e2d\u8868\u793a\uff0c\u5e73\u5747\u975e\u62b5\u62bc\u8d37\u6b3e\u503a\u52a1\u5347\u81f321,183\u5143\uff0c\u4e3a 2020 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1,400 \u5143\u7684\u4f4f\u623f\u8d37\u6b3e\u3002 \u81ea3\u6708\u4ee5\u6765\uff0c\u592e\u884c\u5df2\u5c06\u653f\u7b56\u5229\u7387\u4e0a\u8c034\u4e2a\u767e\u5206\u70b9\uff0c\u8fd9\u662f\u5176\u5386\u53f2\u4e0a\u6700\u5feb\u7684\u7d27\u7f29\u5468\u671f\u4e4b\u4e00\u3002 \u636eGlobal News \u62a5\u9053\uff0cMeridian&#8230;<br \/><a class=\"read-more-button\" href=\"https:\/\/blog.jackjia.com\/?p=67547\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":67534,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/67547"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=67547"}],"version-history":[{"count":1,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/67547\/revisions"}],"predecessor-version":[{"id":67549,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/67547\/revisions\/67549"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/67534"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=67547"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=67547"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=67547"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}