{"id":67533,"date":"2022-12-06T15:07:26","date_gmt":"2022-12-06T20:07:26","guid":{"rendered":"https:\/\/blog.jackjia.com\/?p=67533"},"modified":"2022-12-06T15:07:26","modified_gmt":"2022-12-06T20:07:26","slug":"20221206-%e8%ae%a9%e6%95%b0%e6%8d%ae%e8%af%b4%e8%af%9d%ef%bc%81%e5%8a%a0%e6%8b%bf%e5%a4%a7%e5%a4%ae%e8%a1%8c%e5%8a%a0%e6%81%af%e5%af%b9%e6%8a%b5%e6%8a%bc%e8%b4%b7%e6%ac%be%e5%80%9f%e6%ac%be%e4%ba%ba","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=67533","title":{"rendered":"20221206\/\u8ba9\u6570\u636e\u8bf4\u8bdd\uff01\u52a0\u62ff\u5927\u592e\u884c\u52a0\u606f\u5bf9\u62b5\u62bc\u8d37\u6b3e\u501f\u6b3e\u4eba\u610f\u5473\u7740\u4ec0\u4e48\uff1f"},"content":{"rendered":"

\uff08\u661f\u661f\u751f\u6d3b\/\u6377\u514b\u4f73\uff09\u7ecf\u6d4e\u5b66\u5bb6\u9884\u8ba1\u52a0\u62ff\u5927\u592e\u884c12\u67087\u65e5\u5c06\u518d\u6b21\u52a0\u606f\uff0c\u4f46\u65e0\u8bba\u662f\u52a0\u606f50\u4e2a\u57fa\u70b9\u8fd8\u662f25\u4e2a\u57fa\u70b9\uff0c\u90fd\u4f1a\u5f71\u54cd\u5230\u5343\u5bb6\u4e07\u6237\u3002<\/p>\n

\u5229\u7387\u4e0a\u5347\u663e\u8457\u964d\u6e29\u4e86\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u62b5\u62bc\u8d37\u6b3e\u53d1\u653e\u91cf\u9996\u6b21\u964d\u81f3\u5927\u6d41\u884c\u524d\u6c34\u5e73\u4ee5\u4e0b\u3002\u53ef\u4ee5\u80af\u5b9a\u7684\u662f\uff0c\u5373\u4f7f\u52a0\u606f\u5e45\u5ea6\u8f83\u5c0f\uff0c\u4e5f\u4f1a\u4f7f\u5229\u7387\u8fbe\u5230 2008 \u5e74\u4ee5\u6765\u7684\u6700\u9ad8\u6c34\u5e73\u3002<\/p>\n

\u91d1\u878d\u90ae\u62a5\u6307\u51fa\uff0c\u81ea 3 \u6708\u4ee5\u6765\uff0c\u52a0\u62ff\u5927\u592e\u884c\u5df2\u5c06\u5173\u952e\u5229\u7387\u4ece 0.25% \u4e0a\u8c03\u516d\u6b21\u81f3 3.75%\uff0c\u8fd9\u662f\u8fd1\u671f\u8bb0\u5fc6\u4e2d\u6700\u6fc0\u8fdb\u7684\u7d27\u7f29\u5468\u671f\u4e4b\u4e00\u3002<\/p>\n

\"\"<\/a><\/p>\n

\u90a3\u4e48\u52a0\u62ff\u5927\u501f\u8d37\u4eba\u7684\u8868\u73b0\u5982\u4f55\uff1f<\/p>\n

\u52a0\u62ff\u5927\u592e\u884c\u9ad8\u7ea7\u526f\u884c\u957fCarolyn Rogers\u6700\u8fd1\u8868\u793a\uff0c\u5229\u7387\u4e0a\u5347\u5bf9\u4e00\u4e9b\u6301\u6709\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u7684\u623f\u4e3b\u6765\u8bf4\u662f\u75db\u82e6\u7684\uff0c\u94f6\u884c\u7814\u7a76\u8868\u660e\uff0c\u76ee\u524d\u5360\u672a\u507f\u8fd8\u62b5\u62bc\u8d37\u6b3e\u503a\u52a1\u603b\u989d\u7684\u4e09\u5206\u4e4b\u4e00\u5de6\u53f3\uff0c\u800c2019\u5e74\u5e95\u65f6\u7ea6\u4e3a\u4e94\u5206\u4e4b\u4e00\u3002<\/p>\n

\u636e\u592e\u884c\u4f30\u8ba1\uff0c\u5927\u7ea6\u4e00\u534a\u7684\u6d6e\u52a8\u5229\u7387\u62b5\u62bc\u8d37\u6b3e\u91c7\u7528\u56fa\u5b9a\u4ed8\u6b3e\u65b9\u5f0f\u2014\u2014\u7ea6\u5360\u6240\u6709\u62b5\u62bc\u8d37\u6b3e\u7684 13%\u2014\u2014\u73b0\u5df2\u8fbe\u5230\u89e6\u53d1\u5229\u7387\uff0c\u5373\u53ef\u80fd\u9700\u8981\u989d\u5916\u8fd8\u6b3e\u7684\u65f6\u95f4\u3002<\/p>\n

\u6d6e\u52a8\u5229\u7387\u8bbe\u7f6e\u4e3a\u4f18\u60e0\u5229\u7387\u51cf\u53bb\u6298\u6263\u3002\u5982\u679c\u592e\u884c\u5c06\u5229\u7387\u4e0a\u8c03 50 \u4e2a\u57fa\u70b9\uff0c\u9884\u8ba1\u6700\u4f18\u60e0\u5229\u7387\u5c06\u5347\u81f3 6.45%\uff0c\u6d6e\u52a8\u5229\u7387\u5c06\u8bbe\u5b9a\u5728\u7ea6 5.7% \u53ca\u4ee5\u4e0a\u3002<\/p>\n

\u201c\u5373\u5c06\u5230\u6765\u7684\u52a0\u606f\u5c06\u610f\u5473\u7740\u66f4\u591a\u7684\u52a0\u62ff\u5927\u4eba\u5c06\u8fbe\u5230\u4ed6\u4eec\u7684\u89e6\u53d1\u5229\u7387\u548c\u89e6\u53d1\u70b9\uff0c\u201dRatehub.ca \u7684\u8054\u5e2d\u9996\u5e2d\u6267\u884c\u5b98\u517c CanWise \u62b5\u62bc\u8d37\u6b3e\u673a\u6784\u603b\u88c1James Laird\u8bf4\u3002<\/p>\n

Ratehub \u901a\u8fc7\u8ba1\u7b97\u4e00\u4f4d\u623f\u4e3b\u5728 2022 \u5e74\u521d\u4ee5 0.90% \u7684\u4e94\u5e74\u671f\u6d6e\u52a8\u5229\u7387\u7533\u8bf7\u4e86 694,487 \u5143\u62b5\u62bc\u8d37\u6b3e\u7684\u8fd8\u6b3e\u989d\uff0c\u89e3\u91ca\u4e86\u5168\u5e74\u52a0\u606f\u5bf9\u501f\u6b3e\u4eba\u610f\u5473\u7740\u4ec0\u4e48\u3002<\/p>\n

\u5982\u679c\u94f6\u884c\u52a0\u606f 25 \u4e2a\u57fa\u70b9\uff0c\u623f\u4e3b\u5c06\u6bcf\u6708\u591a\u652f\u4ed8 1,317 \u5143\u6216\u6bcf\u5e74\u591a\u652f\u4ed8 15,804 \u5143\uff0c\u6bd4\u52a0\u606f\u5f00\u59cb\u524d\u589e\u52a0 51%\u3002<\/p>\n

\u5982\u679c\u94f6\u884c\u52a0\u606f 50 \u4e2a\u57fa\u70b9\uff0c\u623f\u4e3b\u5c06\u6bcf\u6708\u591a\u652f\u4ed8 1,415 \u5143\u6216\u6bcf\u5e74\u591a\u652f\u4ed8 16,980 \u5143\uff0c\u589e\u52a0 55%\u3002<\/p>\n

\"\"<\/a><\/p>\n

Equifax Canada \u57286\u65e5\u53d1\u5e03\u7684\u7b2c\u4e09\u5b63\u5ea6\u6d88\u8d39\u8005\u4fe1\u8d37\u62a5\u544a\u79f0\uff0c\u5229\u7387\u4e0a\u5347\u663e\u8457\u51b7\u5374\u4e86\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u62b5\u62bc\u8d37\u6b3e\u53d1\u653e\u7387\u9996\u6b21\u964d\u81f3\u5927\u6d41\u884c\u524d\u6c34\u5e73\u4ee5\u4e0b\u3002\u8dcc\u5e45\u6700\u5927\u7684\u662f\u5b89\u5927\u7565\u7701\u548c\u5351\u8bd7\u7701\u3002\u4e0e 2019 \u5e74\u7b2c\u4e09\u5b63\u5ea6\u76f8\u6bd4\uff0c\u65b0\u62b5\u62bc\u8d37\u6b3e\u5206\u522b\u4e0b\u964d\u4e86 23.6% \u548c 19.7%\u3002<\/p>\n

\u90a3\u4e9b\u786e\u5b9e\u4e70\u623f\u7684\u4eba\u770b\u5230\u7684\u4ed8\u6b3e\u6bd4\u524d\u4e00\u5e74\u4e70\u623f\u7684\u8981\u9ad8\u5f97\u591a\u3002Equifax \u8868\u793a\uff0c\u4e0e 2021 \u5e74\u7b2c\u4e09\u5b63\u5ea6\u9996\u6b21\u8d2d\u623f\u8005\u51e0\u4e4e\u76f8\u540c\u7684\u8d37\u6b3e\u91d1\u989d\uff0c\u9996\u6b21\u8d2d\u623f\u8005\u73b0\u5728\u6bcf\u6708\u591a\u652f\u4ed8 500 \u591a\u5143\uff0c\u589e\u5e45\u4e3a 31.4%\u3002<\/p>\n

Equifax Canada \u9ad8\u7ea7\u5206\u6790\u526f\u603b\u88c1Rebecca Oakes\u793a\uff1a\u201c\u66f4\u9ad8\u7684\u5229\u7387\u4e0d\u4ec5\u4f1a\u5f71\u54cd\u6d88\u8d39\u8005\u5f00\u8bbe\u65b0\u7684\u62b5\u62bc\u8d37\u6b3e\uff0c\u8fd8\u4f1a\u5f71\u54cd\u90a3\u4e9b\u5e0c\u671b\u7eed\u7b7e\u6216\u518d\u878d\u8d44\u7684\u5546\u5b9a\u62b5\u62bc\u8d37\u6b3e\u671f\u9650\u7ed3\u675f\u7684\u4eba\u3002\u201d<\/p>\n

Oakes\u8bf4\uff0c\u52a0\u62ff\u5927\u73b0\u5728\u6709\u8d85\u8fc7 120 \u4e07\u7b14\u62b5\u62bc\u8d37\u6b3e\u5df2\u7ecf\u4f7f\u7528\u4e86\u4e09\u5230\u4e94\u5e74\uff0c\u5176\u4e2d 37% \u7684\u62b5\u62bc\u8d37\u6b3e\u4f59\u989d\u8d85\u8fc7 25 \u4e07\u52a0\u5143\u3002<\/p>\n

\u201c\u5982\u679c\u8fd9\u4e9b\u6d88\u8d39\u8005\u786e\u5b9e\u9700\u8981\u5728\u672a\u6765 12 \u5230 18 \u4e2a\u6708\u5185\u7eed\u8ba2\u62b5\u62bc\u8d37\u6b3e\uff0c\u4ed6\u4eec\u53ef\u80fd\u4f1a\u7ecf\u5386\u6bd4\u76ee\u524d\u9ad8\u5f97\u591a\u7684\u8fd8\u6b3e\u989d\uff0c\u201d\u5979\u8bf4\u3002<\/p>\n

\u4e0d\u65ad\u4e0a\u5347\u7684\u503a\u52a1\u548c\u52a0\u62ff\u5927\u4eba\u5904\u7406\u503a\u52a1\u7684\u80fd\u529b\u80af\u5b9a\u4f1a\u53d7\u5230\u592e\u884c\u7684\u5173\u6ce8\u3002Equifax \u8868\u793a\uff0c\u6d88\u8d39\u8005\u503a\u52a1\u603b\u989d\u76ee\u524d\u4e3a 2.36 \u4e07\u4ebf\u5143\uff0c\u6bd4\u53bb\u5e74\u7b2c\u4e09\u5b63\u5ea6\u589e\u957f 7.3%\u3002\u975e\u62b5\u62bc\u8d37\u6b3e\u503a\u52a1\u4ea6\u518d\u6b21\u4e0a\u5347\uff0c\u8d85\u8fc7\u5927\u6d41\u884c\u524d\u7684\u6c34\u5e73\uff0c\u8fbe\u5230 5999 \u4ebf\u5143\u3002<\/p>\n

Oakes\u8bf4\uff1a\u201c\u6211\u4eec\u770b\u5230\u90e8\u5206\u65b0\u7684\u4fe1\u8d37\uff0c\u8fd9\u4e9b\u53ef\u80fd\u6765\u81ea\u90a3\u4e9b\u56e0\u751f\u6d3b\u6210\u672c\u6301\u7eed\u589e\u52a0\u800c\u611f\u5230\u8d22\u52a1\u538b\u529b\u5e76\u56e0\u6b64\u627f\u62c5\u66f4\u591a\u503a\u52a1\u7684\u4eba\u3002\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

\uff08\u661f\u661f\u751f\u6d3b\/\u6377\u514b\u4f73\uff09\u7ecf\u6d4e\u5b66\u5bb6\u9884\u8ba1\u52a0\u62ff\u5927\u592e\u884c12\u67087\u65e5\u5c06\u518d\u6b21\u52a0\u606f\uff0c\u4f46\u65e0\u8bba\u662f\u52a0\u606f50\u4e2a\u57fa\u70b9\u8fd8\u662f25\u4e2a\u57fa\u70b9\uff0c\u90fd\u4f1a\u5f71\u54cd\u5230\u5343\u5bb6\u4e07\u6237\u3002 \u5229\u7387\u4e0a\u5347\u663e\u8457\u964d\u6e29\u4e86\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u62b5\u62bc\u8d37\u6b3e\u53d1\u653e\u91cf\u9996\u6b21\u964d\u81f3\u5927\u6d41\u884c\u524d\u6c34\u5e73\u4ee5\u4e0b\u3002\u53ef\u4ee5\u80af\u5b9a\u7684\u662f\uff0c\u5373\u4f7f\u52a0\u606f\u5e45\u5ea6\u8f83\u5c0f\uff0c\u4e5f\u4f1a\u4f7f\u5229\u7387\u8fbe\u5230 2008 \u5e74\u4ee5\u6765\u7684\u6700\u9ad8\u6c34\u5e73\u3002 \u91d1\u878d\u90ae\u62a5\u6307\u51fa\uff0c\u81ea 3 \u6708\u4ee5\u6765…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":67534,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/67533"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=67533"}],"version-history":[{"count":1,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/67533\/revisions"}],"predecessor-version":[{"id":67536,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/67533\/revisions\/67536"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/media\/67534"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=67533"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=67533"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=67533"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}