\u661f\u5c9b\u65e5\u62a5\/\u8fea\u4f5b\u5170\u897f\u4e1d(Gloria DeFrancesco)\u636e\u7406\u529b\u4e89\uff0c\u963b\u6b62\u4e00\u5bb6\u591a\u4f26\u591a\u5065\u8eab\u4ff1\u4e50\u90e8\u7f51\u7edc\u5728\u6ca1\u6709\u5f81\u5f97\u6d88\u8d39\u8005\u540c\u610f\u60c5\u51b5\u4e4b\u4e0b\uff0c\u4e0d\u65ad\u4ece\u5ba2\u6237\u7684\u4fe1\u7528\u5361\u4e0a\u6263\u9664\u5404\u79cd\u8d39\u7528\u3002<\/p>\n
\u8fea\u4f5b\u5170\u897f\u4e1d\u4e0e\u4e08\u592b\u57282004\u5e7412\u670831\u65e5\u7f34\u7eb3\u4e86\u4e00\u5e74\u7684\u4f1a\u8d39\uff0c\u4ed6\u4eec\u662f\u9884\u5148\u652f\u4ed8\u7684\u3002<\/p>\n
\u5979\u8bf4\uff0c\u5065\u8eab\u4ff1\u4e50\u90e8\u5411\u4ed6\u4eec\u4fdd\u8bc1\uff0c\u5728\u6ca1\u6709\u5ba2\u6237\u540c\u610f\u60c5\u51b5\u4e4b\u4e0b\uff0c\u4ff1\u4e50\u90e8\u4e0d\u4f1a\u5229\u7528\u4ed6\u4eec\u7684\u4fe1\u7528\u5361\u989d\u5916\u6536\u53d6\u8d39\u7528\u3002\u4f1a\u5458\u534f\u8bae\u4e66\u4e0a\u660e\u786e\u8bf4\u660e\u8fd9\u4e00\u70b9\uff1a\u6d88\u8d39\u8005\u5e76\u4e0d\u6388\u6743\u81ea\u52a8\u7eed\u7ea6\u3002<\/p>\n
\u6570\u6708\u4e4b\u540e\uff0c\u8fd9\u5bf9\u592b\u5987\u4e0d\u518d\u53bb\u5065\u8eab\u4ff1\u4e50\u90e8\uff0c\u539f\u56e0\u662f\uff0c\u4ed6\u4eec\u5bf9\u4ff1\u4e50\u90e8\u7684\u670d\u52a1\u975e\u5e38\u4e0d\u6ee1\u610f\uff0c\u89c9\u5f97\u4ff1\u4e50\u90e8\u8bbe\u65bd\u4e0d\u6e05\u6d01\uff0c\u6709\u5b89\u5168\u9690\u60a3\uff0c\u4e14\u5de5\u4f5c\u4eba\u5458\u4e0d\u8db3\u3002<\/p>\n
\u4f46\u5065\u8eab\u4ff1\u4e50\u90e8\u4ece2006\u5e741\u6708\u81f32007\u5e747\u6708\u4ece\u8fea\u4f5b\u5170\u897f\u4e1d\u4e08\u592b\u7684Visa\u4fe1\u7528\u5361\u4e0a\u6536\u53d6\u4e86\u8d85\u8fc71,000\u5143\u7684\u8d39\u7528\u3002<\/p>\n
\u5f53\u8fea\u4f5b\u5170\u897f\u4e1d\u68c0\u67e5\u4e08\u592b\u7684\u4fe1\u7528\u5361\u62a5\u544a\u65f6\uff0c\u770b\u89c13\u4e2a\u4ee4\u4eba\u56f0\u60d1\u7684\u5b57\u6bcd\u4ee3\u53f7\u3002\u5979\u8fd8\u4ee5\u4e3a\u662f\u4e0e\u6cca\u8f66\u6709\u5173\u7684\u6708\u8d39\uff0c\u4f46\u6700\u540e\u53d1\u73b0\u8fd9\u7b14\u5e10\u9879\u6765\u81ea\u4e8e\u8fd9\u5bb6\u8fde\u9501\u5065\u8eab\u4ff1\u4e50\u90e8\u3002<\/p>\n
Visa\u516c\u53f8\u8868\u793a\uff0c\u5c06\u6839\u636e\u201c\u65e0\u8d23\u4efb\u653f\u7b56\u201d(zero liability policy)\uff0c\u8865\u507f\u5979\u76f8\u5f53\u4e8e3\u4e2a\u6708\u7684\u8f6c\u5e10\u3002\u6240\u8c13\u65e0\u8d23\u4efb\u653f\u7b56\u4fdd\u62a4\u5ba2\u6237\uff0c\u4e0d\u53d7\u6b3a\u8bc8\u4e0e\u672a\u6388\u6743\u8f6c\u5e10\u7684\u5f71\u54cd\u3002(\u6700\u7ec8\uff0cVisa\u516c\u53f8\u589e\u52a0\u8865\u507f\u4e86\u7b2c\u56db\u4e2a\u6708\u7684\u8f6c\u5e10246\u5143)\u3002<\/p>\n
\u4f46\u8fde\u9501\u5065\u8eab\u4ff1\u4e50\u90e8\u62d2\u7edd\u9000\u8fd8\u4f59\u4e0b\u7684755\u5143\uff0c\u4e8e\u662f\u8fea\u4f5b\u5170\u897f\u4e1d\u7ee7\u7eed\u6297\u4e89\u3002<\/p>\n
\u8fea\u4f5b\u5170\u897f\u4e1d\u5411\u7b14\u8005\u6295\u8bc9\uff0c\u5065\u8eab\u4ff1\u4e50\u90e8\u7ecf\u7406\u8bf4\uff0c\u4ed6\u5c06\u8054\u7edc\u603b\u90e8\uff0c\u56e0\u4e3a\u4ed6\u65e0\u6743\u5904\u7406\u8fd9\u7c7b\u4e8b\u52a1\u3002\u540e\u6765\uff0c\u7ecf\u7406\u5efa\u8bae\uff0c\u53d6\u6d88\u8fea\u4f5b\u5170\u897f\u4e1d\u4e0e\u4e08\u592b\u7684\u4f1a\u5458\u8d44\u683c\uff0c\u800c\u4e0d\u662f\u5bfb\u6c42\u5168\u9762\u8865\u507f\u3002\u7ecf\u7406\u8ba4\u4e3a\uff0c\u5ba2\u6237\u8ffd\u8ba8\u5168\u9762\u8865\u507f\u662f\u4e0d\u4f1a\u6210\u529f\u7684\u3002<\/p>\n
\u8fea\u4f5b\u5170\u897f\u4e1d\u5411\u5065\u8eab\u4ff1\u4e50\u90e8\u7ecf\u7406\u8868\u793a\uff0c\u6ca1\u6709\u5174\u8da3\u7eed\u7ea6\u4f1a\u5458\u8d44\u683c\uff0c\u5979\u4e0d\u4f1a\u518d\u4f7f\u7528\u8fd9\u5bb6\u80ae\u810f\u7684\u5065\u8eab\u8bbe\u65bd\u3002<\/p>\n
\u94f6\u884c\u670d\u52a1\u4e0e\u6295\u8d44\u7533\u8bc9\u4e13\u5458\u529e\u516c\u5ba4(Ombudsman for Banking Services and Investment\uff0c\u7b80\u79f0OBSI)\u9ad8\u7ea7\u526f\u7533\u8bc9\u4e13\u5458\u6885\u5c14\u7ef4\u5229(Doug Melville)\u6307\u51fa\uff0c\u8fde\u9501\u5065\u8eab\u4ff1\u4e50\u90e8\u7684\u8fd9\u7c7b\u95ee\u9898\u5e76\u975e\u5c11\u89c1\u3002<\/p>\n
\u6885\u5c14\u7ef4\u5229\u53c8\u8bf4\uff0c\u5728\u8282\u98df\u8bca\u6240\u4e5f\u6709\u7c7b\u4f3c\u95ee\u9898\u3002\u5c3d\u7ba1\u8bca\u6240\u6709\u7279\u8bb8\u7ecf\u8425\u6743\uff0c\u5e76\u4e0e\u5f53\u5730\u94f6\u884c\u6709\u8d22\u52a1\u5b89\u6392\uff0c\u4f46\u8bca\u6240\u4ecd\u7136\u544a\u8bc9\u4f1a\u5458\u4e0e\u603b\u90e8\u4ea4\u6d89\u3002<\/p>\n
\u5f53\u6d88\u8d39\u8005\u7ed9\u4e00\u5bb6\u516c\u53f8\u4fe1\u7528\u5361\u4e0e\u6263\u6570\u5361\u53f7\u7801\uff0c\u516c\u53f8\u4fbf\u4f1a\u7ecf\u5e38\u6027\u4ece\u5361\u4e0a\u53d6\u6b3e\uff0c\u5ba2\u6237\u5e0c\u671b\u505c\u6b62\u652f\u4ed8\u65f6\u4fbf\u6ca1\u6709\u8ba8\u4ef7\u8fd8\u4ef7\u7684\u4f59\u5730\u3002<\/p>\n
\u6885\u5c14\u7ef4\u5229\u6307\u51fa\uff0c\u5f53\u516c\u53f8\u80fd\u591f\u4ece\u5ba2\u6237\u5e10\u6237\u4e0a\u968f\u5fc3\u6240\u6b32\u53d6\u94b1\u65f6\uff0c\u4fbf\u6539\u53d8\u4e86\u6743\u529b\u5e73\u8861\uff0c\u516c\u53f8\u6ca1\u6709\u5174\u8da3\u4e0e\u5ba2\u6237\u534f\u5546\u3002<\/p>\n
\u8054\u90a6\u653f\u5e9c\u610f\u8bc6\u5230\uff0c\u9700\u8981\u4e3a\u52a0\u62ff\u5927\u7684\u7535\u5b50\u8f6c\u5e10\u7cfb\u7edf\u8bbe\u5b9a\u65b0\u7684\u6cd5\u5f8b\u6846\u67b6\u3002\u52a0\u62ff\u5927\u8d22\u653f\u90e8\u53bb\u5e74\u68c0\u8ba8\u4e86\u8d22\u52a1\u6cd5\u5f8b\u4e4b\u540e\uff0c\u6b63\u5c31\u6539\u9769\u4e0e\u5173\u952e\u65b9\u9762\u534f\u5546\u3002<\/p>\n
\u75316\u4e2a\u6d88\u8d39\u8005\u56e2\u4f53\u7ec4\u6210\u7684\u8054\u76df\u52a0\u62ff\u5927\u6d88\u8d39\u8005\u7ec4\u7ec7(Canadian Consumer Initiative)\u6307\u51fa\uff0c\u5f53\u94b1\u6b3e\u5904\u7406\u4e0d\u5f53\u65f6\uff0c\u76ee\u524d\u65e0\u6cd5\u51ed\u501f\u6cd5\u5f8b\u4e89\u53d6\u8d54\u507f\u3002<\/p>\n
\u8fea\u4f5b\u5170\u897f\u4e1d\u53d1\u73b0\uff0c\u6839\u636e\u52a0\u62ff\u5927\u4ed8\u6b3e\u534f\u4f1a(Canadian Payment Association)\u7684\u89c4\u5219\uff0c\u5bf9\u4e8e\u9884\u5148\u6388\u6743\u7684\u503a\u52a1\uff0c\u670990\u5929\u7684\u8ffd\u7d22\u671f\u3002\u4f46\u52a0\u62ff\u5927\u6d88\u8d39\u8005\u7ec4\u7ec7\u6307\u51fa\uff0c\u52a0\u62ff\u5927\u4ed8\u6b3e\u534f\u4f1a\u7684\u89c4\u5219\u53ea\u80fd\u6d89\u53ca\u90e8\u5206\u95ee\u9898\u3002<\/p>\n
\u8be5\u7ec4\u7ec7\u6307\u51fa\uff0c\u76ee\u524d\u7684\u89e3\u51b3\u529e\u6cd5\u4e0d\u591f\uff0c\u6cd5\u5f8b\u8fc7\u65f6\uff0c\u5546\u4e1a\u884c\u4e3a\u89c4\u5219\u4e0d\u8d77\u4f5c\u7528\u3002\u4e0d\u786e\u5b9a\u73b0\u8c61\u5341\u5206\u666e\u904d\u3002<\/p>\n
\u5982\u679c\u7535\u5b50\u4ed8\u6b3e\u8981\u5728\u73b0\u4ee3\u7ecf\u6d4e\u4e2d\u5360\u6709\u5408\u6cd5\u5730\u4f4d\uff0c\u4e3a\u4e86\u6240\u6709\u65b9\u9762\u53ca\u52a0\u62ff\u5927\u7ecf\u6d4e\uff0c\u9700\u8981\u57f9\u517b\u6d88\u8d39\u8005\u7684\u4fe1\u5fc3\uff0c\u5e76\u8fdb\u884c\u98ce\u9669\u7ba1\u7406\u3002<\/p>\n
\u82e5\u53d1\u751f\u91cd\u590d\u4ed8\u6b3e\u7684\u60c5\u51b5\uff0c\u600e\u6837\u89e3\u51b3\uff1f<\/p>\n
\u9996\u5148\uff0c\u8981\u6c42\u94f6\u884c\u7ea0\u6b63\uff0c\u53cd\u5411\u6263\u6b3e\uff0c\u5411\u5546\u5bb6\u6263\u9664\u6b3e\u9879\u3002\u4f46\u5546\u5bb6\u6709\u6743\u62d2\u7edd\uff0c\u5c24\u5176\u662f\u5728\u6d88\u8d39\u8005\u4e0e\u5546\u5bb6\u6709\u5408\u7ea6\u7684\u60c5\u51b5\u4e4b\u4e0b\u3002\u4f8b\u5982\uff0c\u6d88\u8d39\u8005\u4e0e\u5546\u5bb6\u7b7e\u7f72\u4e86\u4e00\u5e74\u5408\u7ea6\uff0c\u4f46\u5408\u7ea6\u751f\u6548\u4e4b\u540e\u4ec5\u51e0\u4e2a\u6708\u7684\u60c5\u51b5\u4e0b\u3002<\/p>\n
\u94f6\u884c\u670d\u52a1\u4e0e\u6295\u8d44\u7533\u8bc9\u4e13\u5458\u529e\u516c\u5ba4\u9ad8\u7ea7\u526f\u7533\u8bc9\u4e13\u5458\u6885\u5c14\u7ef4\u5229\u8868\u793a\uff0c\u540c\u65f6\u9700\u8981\u6574\u7406\u6587\u4ef6\uff0c\u8fd9\u6837\u5411\u5546\u5bb6\u4e89\u53d6\u9000\u6b3e\u65f6\u4fbf\u6709\u636e\u53ef\u67e5\u3002<\/p>\n
\u7b2c\u4e09\uff0c\u5982\u679c\u4e89\u53d6\u9000\u6b3e\u4e0d\u6210\u529f\uff0c\u4fbf\u53ef\u4ee5\u53d6\u6d88\u73b0\u5b58\u94f6\u884c\u5e10\u6237\uff0c\u6216\u66f4\u6362\u4fe1\u7528\u5361\u3002\u4f46\u5fc5\u987b\u544a\u8bc9\u91d1\u878d\u673a\u6784\uff0c\u4e0d\u8981\u5c06\u6709\u4e89\u8bae\u7684\u5e10\u9879\u8f6c\u81f3\u65b0\u7684\u94f6\u884c\u5e10\u6237\u6216\u4fe1\u7528\u5361\u3002<\/p>\n
\u540c\u65f6\uff0c\u9700\u8981\u901a\u77e5\u5546\u5bb6\u3002\u5982\u679c\u6084\u6084\u5730\u53bb\u505a\uff0c\u5546\u5bb6\u6709\u6743\u8bf7\u8ffd\u6570\u516c\u53f8\u8ffd\u8ba8\uff0c\u8fd9\u6837\u5bf9\u9601\u4e0b\u7684\u4fe1\u8d37\u8bc4\u7ea7\u5c06\u5e26\u6765\u4e0d\u5229\u5f71\u54cd\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u661f\u5c9b\u65e5\u62a5\/\u8fea\u4f5b\u5170\u897f\u4e1d(Gloria DeFrancesco)\u636e\u7406\u529b\u4e89\uff0c\u963b\u6b62\u4e00\u5bb6\u591a\u4f26\u591a\u5065\u8eab\u4ff1\u4e50\u90e8\u7f51\u7edc\u5728\u6ca1\u6709\u5f81\u5f97\u6d88\u8d39\u8005\u540c\u610f\u60c5\u51b5\u4e4b\u4e0b\uff0c\u4e0d\u65ad\u4ece\u5ba2\u6237\u7684\u4fe1\u7528\u5361\u4e0a\u6263\u9664\u5404\u79cd\u8d39\u7528\u3002 \u8fea\u4f5b\u5170\u897f\u4e1d\u4e0e\u4e08\u592b\u57282004\u5e7412\u670831\u65e5\u7f34\u7eb3\u4e86\u4e00\u5e74\u7684\u4f1a\u8d39\uff0c\u4ed6\u4eec\u662f\u9884\u5148\u652f\u4ed8\u7684\u3002 \u5979\u8bf4\uff0c\u5065\u8eab\u4ff1\u4e50\u90e8\u5411\u4ed6\u4eec\u4fdd\u8bc1\uff0c\u5728\u6ca1\u6709\u5ba2\u6237\u540c\u610f\u60c5\u51b5\u4e4b\u4e0b\uff0c\u4ff1\u4e50\u90e8…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/4647"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4647"}],"version-history":[{"count":0,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/4647\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4647"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4647"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4647"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}