{"id":33279,"date":"2012-06-22T17:30:24","date_gmt":"2012-06-22T22:30:24","guid":{"rendered":"http:\/\/blog.jackjia.com\/?p=33279"},"modified":"2012-06-22T17:31:17","modified_gmt":"2012-06-22T22:31:17","slug":"20120622%e6%96%b0%e6%8e%aa%e6%96%bd%e6%94%b6%e7%b4%a7%e6%88%bf%e8%b4%b7%e5%8a%bf%e4%bb%a4%e6%a5%bc%e5%b8%82%e9%99%8d%e6%b8%a9%e6%8a%91%e5%b1%8b%e4%bb%b7-7%e6%9c%889%e6%97%a5%e8%b5%b7%e7%94%9f","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=33279","title":{"rendered":"20120622\/\u65b0\u63aa\u65bd\u6536\u7d27\u623f\u8d37\u52bf\u4ee4\u697c\u5e02\u964d\u6e29\u6291\u5c4b\u4ef7 7\u67089\u65e5\u8d77\u751f\u6548"},"content":{"rendered":"<p>-\u8054\u90a6\u8d22\u957f\u8d39\u62c9\u9016\u518d\u6b21\u6536\u7d27\u697c\u6309\u653f\u7b56<br \/>\n-\u623f\u8d37\u95e8\u69db\u62c9\u9ad8 7\u67089\u65e5\u8d77\u751f\u6548<br \/>\n-\u65b0\u63aa\u65bd\u6536\u7d27\u623f\u8d37\u52bf\u4ee4\u697c\u5e02\u964d\u6e29\u6291\u5c4b\u4ef7<br 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Carney\uff09\uff0c\u4e5f\u9644\u548c\u8d39\u62c9\u9016\uff0c\u6307\u63aa\u65bd\u201c\u8c28\u614e\u201d\u548c\u201c\u5408\u65f6\u201d\u3002\u4ed6\u8868\u793a\uff0c\u7ecf\u6d4e\u4e0d\u53ef\u80fd\u4f9d\u8d56\u5145\u5206\u501f\u8d37\u7684\u5bb6\u5ead\u5f00\u652f\u7ef4\u6301\uff0c\u800c\u63aa\u65bd\u5219\u80fd\u7a33\u5b9a\u697c\u5e02\uff0c\u4ee5\u53ca\u51cf\u8f7b\u91d1\u878d\u653e\u503a\u8fc7\u5ea6\u7684\u98ce\u9669\u3002<\/p>\n<p>\u7ecf\u6d4e\u5e08\u666e\u904d\u652f\u6301\u63aa\u65bd\uff0c\u4f46\u90e8\u5206\u5219\u6301\u89c2\u671b\u6001\u5ea6\uff0c\u5e1d\u56fd\u5546\u4e1a\u94f6\u884c\uff08CIBC\uff09\u9ad8\u7ea7\u7ecf\u6d4e\u5e08\u6cf0\u5965\uff08Benjamin Tal\uff09\u6307\uff0c\u697c\u5e02\u5df2\u5448\u8dcc\u52bf\uff0c\u8d28\u7591\u662f\u5426\u516c\u5e03\u63aa\u65bd\u7684\u9002\u5f53\u65f6\u673a\u3002\u4ed6\u4f30\u8ba1\u63aa\u65bd\u80fd\u4ee4\u4ea4\u6295\u4e0b\u8dcc3\u81f35\u4e2a\u767e\u5206\u70b9\uff0c\u5bf9\u8106\u5f31\u7684\u7ecf\u6d4e\u4f24\u5bb3\u6709\u9650\u3002\u4e0d\u8fc7\uff0c\u4ed6\u62c5\u5fc3\u5bf9\u5df2\u5448\u653e\u7f13\u7684\u697c\u5e02\u6253\u538b\u8fc7\u6fc0\uff0c\u4f1a\u5bfc\u81f4\u5e02\u573a\u5927\u8dcc\u3002<\/p>\n<p>\u52a0\u62ff\u5927\u5730\u4ea7\u534f\u4f1a\uff08CREA\uff09\u4f1a\u957f\u83ab\u6069\uff08Wayne Moen\uff09\u867d\u8868\u793a\u63aa\u65bd\u201c\u9002\u5f53\u201d\uff0c\u4f46\u63d0\u9192\u4e8c\u624b\u697c\u5b87\u5e02\u573a\u9ad8\u8fbe200\u4ebf\u5143\u53ca\uff1b\u6d89\u53ca16\u4e075\u5343\u4e2a\u804c\u4f4d\uff0c\u5efa\u8bae\u8054\u90a6\u653f\u5e9c\u5bc6\u5207\u76d1\u5bdf\u5bf9\u5e02\u573a\u5f71\u54cd\uff0c\u5207\u52ff\u9020\u6210\u8513\u5ef6\u6548\u5e94\u62d6\u57ae\u6574\u4f53\u7ecf\u6d4e\u3002<\/p>\n<p>\u6b64\u6b21\u63aa\u65bd\u662f\u4e00\u7cfb\u5217\u7aed\u6b62\u5bb6\u5ead\u503a\u52a1\u4e0a\u5347\u7684\u4e3e\u52a8\u4e4b\u4e00\u3002\u53bb\u5e74\u52a0\u62ff\u5927\u7b2c\u56db\u5b63\u503a\u52a1\u6bd4\u7387\uff0c\u5df2\u8fbe\u5230\u5bb6\u5ead\u6536\u5165\u7684152%\u3002\u540c\u4e00\u65e5\u91d1\u878d\u673a\u6784\u76d1\u7406\u529e\u516c\u5ba4\uff08Office of the Superintendent of Financial Institutions\uff09\uff0c\u4e5f\u63a8\u51fa\u6253\u51fb\u5bf9\u8fb9\u7f18\u501f\u8d37\u4eba\u58eb\u6279\u51fa\u8d37\u6b3e\u7684\u65b0\u89c4\u5b9a\u3002<\/p>\n<p>\u8d44\u6599\u6765\u6e90\uff1a\u52a0\u901a\u793e\/\u661f\u62a5<\/p>\n<p><strong>\u623f\u8d37\u95e8\u69db\u62c9\u9ad87\u67089\u65e5\u8d77\u751f\u6548<\/strong><\/p>\n<p>\u4e16\u754c\u65e5\u62a5\u7f16\u8bd1\u7ec4\u6e25\u592a\u534e21\u65e5\u7535\/\u4e3a\u4e86\u963b\u6b62\u56fd\u6c11\u8d1f\u503a\u7ee7\u7eed\u589e\u957f\uff0c\u8054\u90a6\u8d22\u653f\u90e8\u957f\u8d39\u62c9\u901621\u65e5\u518d\u4e00\u6b21\u63d0\u5347\u7533\u8bf7\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u95e8\u69db\u3002\u60f3\u8981\u8d37\u6b3e\u9996\u6b21\u8d2d\u5c4b\u7684\u4eba\uff0c\u5c06\u66f4\u52a0\u56f0\u96be\uff0c\u4f46\u8d39\u62c9\u9016\u8bf4\u8fd9\u662f\u4e3a\u4ed6\u4eec\u597d\u3002<\/p>\n<p>\u8fd9\u662f\u81ea2008\u5e74\u4ee5\u6765\uff0c\u8054\u90a6\u653f\u5e9c\u7b2c\u56db\u5ea6\u63d0\u5347\u623f\u8d37\u7533\u8bf7\u95e8\u69db\u3002\u56db\u9879\u5c06\u4e8e7\u67089\u65e5\u751f\u6548\u7684\u65b0\u89c4\u5b9a\u4e3a\uff1a<\/p>\n<p>\u25cf\u623f\u8d37\u7684\u6700\u4e45\u507f\u8fd8\u5e74\u9650\uff08amortization\uff09\uff0c\u4ece\u73b0\u884c\u768430\u5e74\u8fdb\u4e00\u6b65\u7f29\u77ed\u81f325\u5e74\u3002<\/p>\n<p>\u25cf\u4ee5\u623f\u5c4b\u4f5c\u62b5\u62bc\u7533\u8bf7\u8d37\u6b3e\u65f6\uff0c\u6700\u591a\u53ea\u80fd\u53d6\u5f97\u76f8\u5f53\u4e8e\u623f\u5c4b\u4ef7\u503c80%\u7684\u8d37\u6b3e\uff0c\u800c\u975e\u73b0\u884c\u7684\u53ef\u4ee5\u53d6\u5f97\u76f8\u5f53\u4e8e\u623f\u5c4b\u4ef7\u503c85%\u7684\u8d37\u6b3e\u3002<\/p>\n<p>\u25cf\u4ef7\u683c\u8d85\u8fc7100\u4e07\u5143\u7684\u4f4f\u5b85\uff0c\u9996\u4ed8\u5982\u679c\u4e0d\u8d85\u8fc720%\uff0c\u52a0\u62ff\u5927\u623f\u8d37\u66a8\u623f\u5c4b\u516c\u53f8\uff08Canadian Mortgage and Housing 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more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/33279"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33279"}],"version-history":[{"count":2,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/33279\/revisions"}],"predecessor-version":[{"id":33281,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/33279\/revisions\/33281"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33279"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33279"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33279"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}