{"id":28770,"date":"2012-02-24T12:46:20","date_gmt":"2012-02-24T17:46:20","guid":{"rendered":"http:\/\/blog.jackjia.com\/?p=28770"},"modified":"2012-02-25T12:49:22","modified_gmt":"2012-02-25T17:49:22","slug":"20120224%e8%ad%a6%e7%a0%b4%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97%e9%9b%86%e5%9b%a2%e9%80%ae37%e4%ba%ba","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=28770","title":{"rendered":"20120224\/\u8b66\u7834\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u96c6\u56e2\u902e37\u4eba"},"content":{"rendered":"

-\u8b66\u7834\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u96c6\u56e2\u902e37\u4eba
\n-\u6363\u9a97\u8f66\u4fdd\u96c6\u56e2 \u62d8\u63a737\u4eba
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\n-\u8e22\u7206\u7591\u9a97\u4fdd\u91d1\u4e2a\u6848
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\n

\u8b66\u7834\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u96c6\u56e2\u902e37\u4eba<\/strong><\/p>\n

\u4e16\u754c\u65e5\u62a5\/\u8b66\u65b922\u65e5\u591c\u665a\u7a81\u88ad\u4e86\u5927\u591a\u4f26\u591a\u5730\u533a\u7684\u6c7d\u8f66\u4fdd\u9669\u8fde\u73af\u8bc8\u9a97\u96c6\u56e2\uff0c\u5171\u670937\u4eba\u843d\u7f51\u3002\u8fd9\u6b21\u7a81\u88ad\u884c\u52a8\u4ee3\u53f7\u4e3a\u201cProject Whiplash\u201d\uff0c\u4e3b\u8981\u9488\u5bf9Tamil\u793e\u533a\u6210\u5458\u6d89\u5acc\u8fdb\u884c\u7684\u6c7d\u8f66\u610f\u5916\u4e8b\u6545\u4fdd\u9669\u8bc8\u9a97\uff0c\u7a81\u88ad\u884c\u52a8\u6d89\u53ca\u58eb\u5609\u5821\u3001\u5bbe\u987f\uff08Brampton\uff09\u548c\u4e07\u9526\u5e02\uff0c\u88ab\u6355\u768437\u4eba\u9762\u4e34130\u9879\u6307\u63a7\u3002<\/p>\n

\u591a\u4f26\u591a\u8b66\u5bdf\u5c40\u957f\u5e03\u83b1\u5c14\uff08Bill Blair\uff09\u8868\u793a\uff0c\u6c7d\u8f66\u610f\u5916\u4e8b\u6545\u4fdd\u9669\u8bc8\u9a97\u6d3b\u52a8\u5728\u5927\u591a\u4f26\u591a\u5730\u533a\u7316\u7357\uff0c\u8bc8\u9a97\u91d1\u989d\u591a\u8fbe\u6570\u767e\u4e07\u5143\uff0c\u7b80\u5355\u6765\u8bb2\u5c31\u662f\u4e00\u5c0f\u7fa4\u7f6a\u72af\u8bc8\u9a97\u5e76\u5265\u524a\u5927\u591a\u6570\u6c11\u4f17\u3002<\/p>\n

\u8b66\u65b9\u8868\u793a\uff0c\u6700\u521d\u662f\u75312009\u5e74\u7684\u4e00\u8d77\u8f66\u7978\u5f97\u5230\u7ebf\u7d22\uff0c\u4e4b\u540e\u4e0e\u52a0\u62ff\u5927\u4fdd\u9669\u5c40\uff08Insurance Bureau of Canada\uff09\u3001\u5b89\u7701\u91d1\u878d\u670d\u52a1\u59d4\u5458\u4f1a\uff08Financial Services Commission of Ontario\uff09\u4ee5\u53ca\u7504\u660e\u5fb7\u4fdd\u9669\u516c\u53f8\uff08State Farm\uff09\u8054\u624b\u5c55\u5f00\u4e86\u8c03\u67e5\u3002<\/p>\n

\u6c7d\u8f66\u4fdd\u9669\u9a97\u5c40\u5305\u62ec\u5047\u5192\u6c7d\u8f66\u4fdd\u9669\u548c\u5065\u5eb7\u4fdd\u9669\u7684\u7d22\u8d54\uff0c\u6240\u8c13\u7684\u201c\u53d7\u5bb3\u4eba\u201d\u5728\u8bb9\u8bc8\u4e2d\u53ef\u83b7\u5f975\u4e07\u5143\u7684\u6536\u76ca\u3002\u8b66\u65b9\u8fd8\u8868\u793a\uff0c\u6709\u5f88\u591a\u5065\u4fdd\u5de5\u4f5c\u4eba\u5458\u4e5f\u56e0\u6d89\u5acc\u53c2\u4e0e\u8be5\u6848\u800c\u88ab\u6355\u5e76\u9762\u4e34\u6307\u63a7\u3002<\/p>\n

23\u65e5\u4e0a\u5348\u591a\u8f86\u8b66\u8f66\u505c\u9760\u5728\u58eb\u5609\u5821\u52b3\u4f26\u65af\u4e1c\u8def\uff08 Lawrence Avenue East\uff0943\u5206\u5c40\u5916\u5bf9\u843d\u7f51\u7684\u5acc\u72af\u8fdb\u884c\u5ba1\u7406\u3002\u5176\u4e2d\u4e00\u4e2a\u7a81\u88ad\u884c\u52a8\u662f\u5728\u5bbe\u987fMorley Crescent\u8fdb\u884c\uff0c\u81f3\u5c11\u6709\u4e00\u540d\u5acc\u72af\u88ab\u6355\u3002\u8b66\u65b9\u5728\u58eb\u5609\u5821\u4f4d\u4e8e\u52b3\u4f26\u65af\u4e1c\u8def\u5939\u767e\u52d2\u7c73\u8def\uff08Lawrence Avenue East & Bellamy Road\uff09\u9644\u8fd1\u7684Greenbrae Circuit\u516c\u5bd3\u5185\u902e\u6355\u4e24\u540d\u5acc\u72af\u3002\u52a0\u62ff\u5927\u4fdd\u9669\u5c40\u8868\u793a\uff0c\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u6bcf\u5e74\u53ef\u9020\u6210\u52a0\u62ff\u5927\u6c11\u4f17\u635f\u5931\u6570\u5341\u4ebf\u5143\u3002<\/p>\n

\u6363\u9a97\u8f66\u4fdd\u96c6\u56e2 \u62d8\u63a737\u4eba<\/strong>
\n\u6d89\u4f2a\u9020\u610f\u5916 \u627e\u4eba\u5192\u4f24\u8005\u7d22\u8d54<\/p>\n

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\u591a\u5e02\u8b66\u65b9\u79f0\uff0c\u8fd9\u4e2a\u96c6\u56e2\u627e\u6765\u4e00\u4e9b\u56e0\u5404\u79cd\u539f\u56e0\u800c\u7834\u635f\u7684\u8f66\u8f86\uff0c\u62d6\u5230\u8f66\u7978\u5904\u7406\u4e2d\u5fc3\u62a5\u6848\uff0c\u4ee5\u83b7\u53d6\u5408\u6cd5\u7684\u8f66\u7978\u68c0\u9a8c\u62a5\u544a\uff0c\u7136\u540e\u4fbf\u5c06\u62a5\u544a\u9012\u4ea4\u7ed9\u4fdd\u9669\u516c\u53f8\u3002<\/p>\n

\u591a\u5e02\u8b66\u65b9\u4ea4\u901a\u7ec4\u7763\u5bdf\u743c\u65af(Gord Jones)\u8868\u793a\uff0c\u8fd9\u4e9b\u8f66\u7978\u5927\u90e8\u5206\u90fd\u662f\u8bc8\u9a97\u96c6\u56e2\u634f\u9020\u7684\uff0c\u6709\u65f6\u4f1a\u7275\u6d89\u5230\u4e09\u3001\u56db\u8f86\u6c7d\u8f66\u3002<\/p>\n

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8\u95f4\u8bca\u6240\u53c2\u4e0e\u8bc8\u9a97<\/p>\n

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\u52a0\u62ff\u5927\u4fdd\u9669\u5c40\u526f\u4e3b\u5e2d\u675c\u5bbe(Richard Dubin)\u8868\u793a\uff0c\u201c\u6211\u4eec\u4f30\u8ba1\uff0c\u5982\u679c\u5168\u90e8\u67e5\u6e05\u7684\u8bdd\uff0c\u635f\u5931\u603b\u989d\u53ef\u80fd\u8fc7\u5343\u4e07\u5143\u3002\u5c31\u5168\u56fd\u6765\u8bf4\uff0c\u6211\u4eec\u6bcf\u5e74\u90fd\u4f1a\u6709\u591a\u8fbe40\u81f350\u5b97\u7c7b\u4f3c\u7684\u96c6\u56e2\u8bc8\u9a97\uff0c\u6709\u7684\u635f\u5931\u9ad8\u8fbe2500\u4e07\u5143\u3002\u8fd9\u6700\u7ec8\u7684\u635f\u5931\uff0c\u90fd\u8981\u7531\u65e0\u8f9c\u7684\u5e02\u6c11\u6765\u627f\u62c5\uff0c\u56e0\u4e3a\u5e73\u5747\u4fdd\u8d39\u4f1a\u589e\u52a0\u3002\u201d<\/p>\n

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\u591a\u4f26\u591a\u8b66\u961f\u6628\u65e5\u6e05\u6668\u5c55\u5f00\u4ee3\u53f7\u201c\u97ad\u5b50\u884c\u52a8\u201d(Project Whiplash)\uff0c\u6e90\u4e8e2009\u5e74\u8b66\u65b9\u4ea4\u901a\u610f\u5916\u62a5\u6848\u4e2d\u5fc3\u7684\u8b66\u5458\uff0c\u53d1\u73b0\u4e00\u5b97\u4e24\u8f66\u76f8\u649e\u7684\u4ea4\u901a\u610f\u5916\u6709\u53ef\u7591\uff0c\u8b66\u65b9\u91d1\u878d\u7f6a\u6848\u8c03\u67e5\u7ec4\u4ea4\u901a\u7ec4\uff0c\u8054\u540c\u52a0\u62ff\u5927\u4fdd\u9669\u5c40\u53ca\u5b89\u7701\u91d1\u878d\u670d\u52a1\u5c40\uff08Financial Services Commission of Ontario\uff09\u5c55\u5f00\u8c03\u67e5\uff0c\u53d1\u73b0\u670977\u5b97\u649e\u8f66\u4e8b\u6545\uff0c\u662f\u6709\u4e0d\u6cd5\u4e4b\u5f92\u5728\u523b\u610f\u4e4b\u4e0b\u201c\u5b89\u6392\u53d1\u751f\u201d\uff0c\u5411\u4fdd\u9669\u516c\u53f8\u7d22\u507f\u800c\u4ece\u4e2d\u83b7\u5229\u3002<\/p>\n

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10\u4eba\u6d89\u5acc\u96c6\u56e2\u4e3b\u8111\u4eba\u7269<\/p>\n

\u591a\u5e02\u8b66\u65b9\u8bb9\u9a97\u7ec4\u9ea6\u54e5\u6b8a\u63a2\u957f(Det. Mike McCulloch)\u8868\u793a\uff0c\u7591\u72af\u81ea\u884c\u5236\u9020\u4ea4\u901a\u610f\u5916\u4e4b\u540e\uff0c\u5411\u4fdd\u9669\u516c\u53f8\u5de7\u7acb\u5404\u79cd\u540d\u76ee\u7d22\u507f\uff0c\u5305\u62ec\u6c7d\u8f66\u635f\u6bc1\u8d39\u7528\u3001\u533b\u7597\u8d39\u7528\u4e43\u81f3\u8f66\u7978\u4e4b\u540e\u65e0\u6cd5\u5de5\u4f5c\u7684\u5165\u606f\u8d54\u507f\u3002\u8b66\u65b9\u5728\u884c\u52a8\u4e2d\u62d8\u6355\u768437\u4eba\u5f53\u4e2d\uff0c\u5176\u4e2d10\u4eba\u662f\u96c6\u56e2\u4e3b\u8111\u4eba\u7269\uff0c\u4ed6\u4eec\u8d1f\u8d23\u62db\u52df\u5176\u4ed6\u4eba\u5165\u5c40\uff0c\u4ee5\u4ed6\u4eec\u7684\u540d\u4e49\u7533\u62a5\u8d54\u507f\uff0c\u5e76\u7b54\u5e94\u4ed6\u4eec\u83b7\u5f97\u8d54\u6b3e\u540e\u5411\u4ed6\u4eec\u652f\u4ed8\u201c\u62a5\u916c\u201d\u3002<\/p>\n

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\u7269\u7406\u6cbb\u7597\u5eb7\u590d\u4e2d\u5fc3\u6d89\u6848<\/p>\n

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\u8d1f\u8d23\u672c\u6848\u8c03\u67e5\u7684\u949f\u65af\u7763\u5bdf(Inspector Gord Jones)\u900f\u9732\uff0c\u6709\u591a\u5b97\u8bb9\u9a97\u6848\u662f\u5411State Farm\u4fdd\u9669\u516c\u53f8\u8bb9\u9a97\u3002\u8b66\u65b9\u8c03\u67e5\u53d1\u73b0\u516b\u95f4\u7269\u7406\u6cbb\u7597\u5eb7\u590d\u4e2d\u5fc3\uff0c\u53d1\u73b0\u5e76\u6ca1\u6709\u4e3a\u7533\u62a5\u8d54\u507f\u7684\u201c\u4f24\u8005\u201d\u6cbb\u7597\u3002\u4ed6\u4eec\u9664\u81ea\u884c\u5236\u9020\u4ea4\u901a\u610f\u5916\uff0c\u4ea6\u6709\u865a\u62a5\u5b8c\u5168\u6ca1\u6709\u53d1\u751f\u7684\u8f66\u7978\u3002\u6709\u591a\u5b97\u201c\u4ea4\u901a\u610f\u5916\u201d\u4e2d\u6d89\u4e8b\u8f66\u8f86\uff0c\u66f4\u91cd\u8986\u5229\u7528\u540c\u4e00\u8f86\u6c7d\u8f66\u3002<\/p>\n

\u8e22\u7206\u7591\u9a97\u4fdd\u91d1\u4e2a\u6848<\/strong><\/p>\n

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\u4e2a\u68481\uff1a\u53d7\u4f24\u5de6\u624b\u62b1\u5c0f\u5b69<\/p>\n

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\u5468\u5148\u751f\u5f62\u5bb9\u5dee\u4e0d\u591a\u53eb\u4e8610\u591a\u6b21\u5916\u5356\u540e\uff0c\u8be5\u540d\u7d22\u8d54\u4eba\u6700\u7ec8\u4ee5\u8584\u997c\u901f\u9012\u5458\u8eab\u5206\u5411\u4ed6\u4eec\u9001\u4e0a\u8584\u997c\uff1b\u5176\u540e\u7ecf\u8fc7\u8fde\u4e32\u8c03\u67e5\uff0c\u6700\u7ec8\u638c\u63e1\u4e86\u7d22\u8d54\u4eba\u7591\u9a97\u53d6\u4fdd\u9669\u7684\u8bc1\u636e\u3002<\/p>\n

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\u5468\u5148\u751f\u7eed\u79f0\uff0c\u6c7d\u8f66\u4fdd\u9669\u7406\u8d54\u79bb\u4e0d\u5f00\u201c\u4eba\u3001\u8f66\u3001\u94b1\u201d3\u4e2a\u5143\u7d20\uff0c\u8fc7\u5f80\u5f88\u5c11\u4fdd\u9669\u516c\u53f8\u4f1a\u5bf9\u6000\u7591\u9a97\u4fdd\u9669\u91d1\u4eba\u58eb\uff0c\u91c7\u53d6\u4e25\u82db\u624b\u6bb5\u6216\u9009\u62e9\u5faa\u5211\u4e8b\u9014\u5f84\uff0c\u5c06\u9a97\u4fdd\u9669\u8005\u4ea4\u4e88\u8b66\u65b9\u5904\u7406\uff0c\u4ee4\u6b79\u5f92\u76f8\u4fe1\u9a97\u53d6\u4fdd\u9669\u91d1\u7684\u98ce\u9669\u751a\u81f3\u8f83\u6253\u52ab\u4fbf\u5229\u5e97\u66f4\u5c0f\uff1b\u4f46\u73b0\u65f6\u4e0d\u5c11\u4fdd\u9669\u516c\u53f8\u5bf9\u6000\u7591\u4fdd\u9669\u91d1\u9a97\u5f92\u91c7\u53d6\u4e25\u5389\u6253\u51fb\uff0c\u5e76\u5c06\u9a97\u6848\u4ea4\u4e88\u8b66\u65b9\u5904\u7406\uff0c\u8bc8\u53d6\u4fdd\u9669\u91d1\u8005\u4ea6\u53d8\u5f97\u65e0\u6240\u9041\u5f62\u3002<\/p>\n

\u8b66\u63d0\u4f9b\u9047\u8f66\u7978\u81ea\u536b\u5c0f\u8d34\u58eb<\/strong>
\n\u8bb0\u4e0b\u4e58\u5ba2\u4eba\u6570 \u62cd\u4e0b\u635f\u6bc1\u60c5\u51b5<\/p>\n

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\u4ed6\u627f\u8ba4\uff0c\u5e02\u6c11\u96be\u4ee5\u9884\u9632\u81ea\u5df1\u65e0\u8f9c\u6d89\u53ca\u8fd9\u7c7b\u8bc8\u9a97\u6848\uff0c\u4f46\u4e5f\u53ef\u4ee5\u8003\u8651\u5728\u8f66\u5185\u5b89\u88c5\u6444\u5f55\u673a\uff0c\u4ee5\u4fbf\u62cd\u6444\u5230\u610f\u5916\u8fc7\u7a0b\uff0c\u751a\u81f3\u5728\u6ca1\u4eba\u53d7\u4f24\u7684\u8f66\u7978\uff0c\u8981\u6c42\u5bf9\u65b9\u5199\u4e0b\u610f\u5916\u53d1\u751f\u65f6\u95f4\uff0c\u4ee5\u53ca\u8f66\u8f86\u635f\u4f24\u7a0b\u5ea6;\u82e5\u9047\u6709\u610f\u5916\uff0c\u9644\u8fd1\u6709\u8bc1\u4eba\uff0c\u5c31\u8981\u5411\u8bc1\u4eba\u7d22\u53d6\u8d44\u6599\uff0c\u4ee5\u514d\u65e5\u540e\u4f5c\u8bc1\u3002<\/p>\n

\u5835\u585e\u7269\u7406\u6cbb\u7597\u5e08\u8eab\u5206\u88ab\u76d7<\/p>\n

\u52a0\u62ff\u5927\u534e\u4eba\u7269\u7406\u6cbb\u7597\u5e08\u534f\u4f1a\u4f1a\u957f\u8c22\u5b89\u534e\u8868\u793a\uff0c\u8b66\u65b9\u7684\u884c\u52a8\u662f\u597d\u5f00\u59cb\uff0c\u82e5\u6848\u4ef6\u80fd\u6210\u529f\u5165\u7f6a\uff0c\u76f8\u4fe1\u6709\u963b\u5413\u4f5c\u7528\u3002\u4f46\u8c22\u5b89\u534e\u8bf4\uff0c\u5236\u5ea6\u4ecd\u7136\u6709\u6f0f\u6d1e\uff0c\u4ee4\u4e0d\u6cd5\u4e4b\u5f92\u6709\u673a\u53ef\u4e58\u3002\u4ed6\u4ece\u8b66\u65b9\u516c\u5e03\u7684\u7591\u72af\u540d\u5355\u4e2d\u7ffb\u67e5\u7eaa\u5f55\uff0c\u53d1\u73b0\u6ca1\u6709\u4e00\u4e2a\u6d89\u53ca\u7269\u7406\u6cbb\u7597\u8bca\u6240\u7684\u7591\u72af\u662f\u6ce8\u518c\u7269\u7406\u6cbb\u7597\u5e08\uff0c\u8ba4\u4e3a\u8fd9\u662f\u4e00\u4e2a\u6f0f\u6d1e\uff0c\u56e0\u4e3a\u5f00\u8bbe\u7269\u7406\u6cbb\u7597\u8bca\u6240\u7684\u4eba\uff0c\u672a\u5fc5\u4e00\u5b9a\u9700\u8981\u662f\u6ce8\u518c\u7269\u7406\u6cbb\u7597\u5e08\u3002<\/p>\n

\u6848\u4ef6\u4e5f\u6d89\u53ca\u6ce8\u518c\u7269\u7406\u6cbb\u7597\u5e08\u8eab\u5206\u88ab\u76d7\u7528\uff0c\u5236\u9020\u865a\u5047\u4fdd\u9669\u7d22\u507f\u3002\u4ed6\u8ba4\u4e3a\uff0c\u4fdd\u9669\u516c\u53f8\u672a\u5fc5\u77e5\u9053\u4ed6\u4eec\u7684\u8eab\u5206\u88ab\u76d7\u7528\uff0c\u82e5\u8981\u9632\u6b62\u7c7b\u4f3c\u95ee\u9898\uff0c\u53ef\u4ee5\u8003\u8651\u8ba9\u6ce8\u518c\u7269\u7406\u6cbb\u7597\u5e08\u53bb\u7ecf\u8425\u8bca\u6240\uff0c\u5411\u4fdd\u9669\u516c\u53f8\u7533\u62a5\u8d54\u507f\uff0c\u900f\u8fc7\u53d1\u724c\u673a\u6784\u7684\u76d1\u7ba1\u53bb\uff0c\u9632\u6b62\u8bca\u6240\u4e0d\u5f53\u7684\u884c\u4e3a\u3002<\/p>\n

\u52a0\u62ff\u5927\u534e\u4eba\u4fdd\u9669\u4e13\u534f\u4f1a\u526f\u4f1a\u957f\u90d1\u4f1f\u4e1c\u8868\u793a\uff0c\u7c7b\u4f3c\u7684\u8bc8\u9a97\u6848\u53ea\u662f\u51b0\u5c71\u4e00\u89d2\uff0c\u96be\u4fdd\u4e0d\u6cd5\u4e4b\u5f92\u65e5\u540e\u4f1a\u60f3\u5230\u5176\u4ed6\u65b9\u6cd5\uff0c\u53bb\u6b3a\u9a97\u4fdd\u9669\u516c\u53f8\uff0c\u4f46\u884c\u52a8\u80fd\u8ba9\u516c\u4f17\u77e5\u9053\uff0c\u8b66\u65b9\u53ca\u4fdd\u9669\u516c\u53f8\u5df2\u7ecf\u5408\u529b\u904f\u6b62\u8fdd\u89c4\u884c\u4e3a\u3002\u4ed6\u8ba4\u4e3a\uff0c\u6ce8\u518c\u7269\u7406\u6cbb\u7597\u5e08\u8eab\u5206\u88ab\u76d7\u7528\u7684\u95ee\u9898\u53ef\u80fd\u4ecd\u7136\u662f\u4e00\u4e2a\u6f0f\u6d1e\uff0c\u4f46\u4fdd\u9669\u5c40\u76ee\u524d\u5df2\u7ecf\u6709\u7269\u7406\u6cbb\u7597\u5e08\u7b49\u533b\u7597\u8f85\u52a9\u516c\u53f8\u7684\u9ed1\u540d\u5355\u3002\u4fdd\u9669\u516c\u53f8\u4e5f\u5df2\u7ecf\u6d3e\u4e13\u4eba\u53bb\u8ddf\u8fdb\u6bcf\u5b97\u6c7d\u8f66\u610f\u5916\u53d7\u4f24\u4e2a\u6848\uff0c\u751a\u81f3\u6709\u8eab\u4e3a\u79c1\u5bb6\u4fa6\u63a2\u7684\u5ba2\u6237\uff0c\u90fd\u4f1a\u534f\u52a9\u8c03\u67e5\u3002<\/p>\n

\u201c\u81ea\u5236\u4ea4\u901a\u610f\u5916\u201d\u624b\u6cd5<\/strong><\/p>\n

\u661f\u5c9b\u65e5\u62a5\/\u636e\u4fdd\u9669\u4e1a\u754c\u4eba\u58eb\u900f\u9732\uff0c\u591a\u5e02\u8b66\u65b9\u7834\u83b7\u85c9\u4ea4\u901a\u610f\u5916\u884c\u9a97\u4fdd\u9669\u8d54\u507f\u6848\u4ef6\uff0c\u636e\u4ed6\u4e86\u89e3\uff0c\u4e0d\u6cd5\u4e4b\u5f92\u884c\u4e8b\u624b\u6cd5\u5c42\u51fa\u4e0d\u7a77\uff0c\u4e00\u822c\u4f1a\u81ea\u884c\u5236\u9020\u201c\u4ea4\u901a\u610f\u5916\u201d\uff0c\u6545\u4e8b\u9a7e\u8f66\u649e\u5411\u65e0\u8f9c\u53f8\u673a\uff0c\u9664\u4e86\u53ef\u4ee5\u5f3a\u7d22\u4e0d\u77e5\u5c31\u91cc\u53f8\u673a\u8d54\u507f\u5916\uff0c\u66f4\u53ef\u80fd\u5411\u4fdd\u9669\u516c\u53f8\u7533\u8bf7\u8d54\u507f\u3002<\/p>\n

\u9a97\u5f92\u6709\u65f6\u4f1a\u5728\u4e00\u4e9b\u5546\u573a\u6216\u5c0f\u8def\u9644\u8fd1\u5b88\u5019\uff0c\u5f85\u4e00\u4e9b\u4ece\u5546\u573a\u9a76\u51fa\u9a6c\u8def\u65f6\uff0c\u6b79\u5f92\u6545\u610f\u52a0\u901f\u9a76\u524d\uff0c\u8ba9\u4e8b\u4e3b\u7684\u6c7d\u8f66\u649e\u78b0\u53ca\u9a97\u5f92\u7684\u6c7d\u8f66\u5236\u9020\u610f\u5916\uff0c\u7136\u540e\u5230\u4ea4\u901a\u610f\u5916\u62a5\u6848\u4e2d\u5fc3\u62a5\u79f0\u53d1\u751f\u4ea4\u901a\u610f\u5916\uff0c\u518d\u4e32\u540c\u76f8\u8bc6\u7684\u590d\u5eb7\u4e2d\u5fc3\uff0c\u8bb9\u9a97\u533b\u7597\u3001\u7269\u7406\u6cbb\u7597\u7b49\u4fdd\u9669\u8d54\u507f\u3002<\/p>\n

\u4ea6\u6709\u4e9b\u624b\u6cd5\u662f\u9a97\u5f92\u9a7e\u9a76\u7684\u6c7d\u8f66\uff0c\u6545\u610f\u52a0\u901f\u9a76\u5165\u76ee\u6807\u6c7d\u8f66\u8f66\u524d\u540e\u7a81\u7136\u51cf\u901f\uff0c\u8ba9\u4e8b\u4e3b\u6c7d\u8f66\u649e\u5411\u9a97\u5f92\u9a7e\u9a76\u6c7d\u8f66\u8f66\u5c3e\uff0c\u201c\u81ea\u5236\u4ea4\u901a\u610f\u5916\u201d\u540e\u7d22\u507f\u3002<\/p>\n

\u4fdd\u9669\u5c40\u5c06\u91c7\u65b0\u6280\u672f\u5bf9\u4ed8\u9a97\u5f92 \u5feb\u901f\u6bd4\u5bf9\u7d22\u507f\u8d44\u6599\u9632\u8bc8\u4fdd<\/strong><\/p>\n

\u661f\u5c9b\u65e5\u62a5\/\u52a0\u62ff\u5927\u4fdd\u9669\u5c40(Insurance Bureau of Canada)\u526f\u603b\u88c1\u675c\u658c(Rick Dubin)\u8868\u793a\uff0c\u4fdd\u9669\u4e1a\u5c06\u5728\u4eca\u5e74\u672a\u53ca\u660e\u5e74\u8d77\u91c7\u53d6\u66f4\u591a\u65b0\u6280\u672f\u624b\u6bb5\uff0c\u8bc6\u522b\u9632\u6b62\u4fdd\u9669\u4e1a\u8bc8\u9a97\u884c\u4e3a\u3002\u4fdd\u9669\u6b3a\u8bc8\u72af\u7f6a\u6bcf\u5e74\u5728\u5b89\u7701\u9020\u6210\u4ee5\u5341\u4ebf\u5143\u8ba1\u7684\u635f\u5931\uff0c\u8fd9\u79cd\u72af\u7f6a\u884c\u4e3a\u9020\u6210\u7684\u635f\u5931\uff0c\u5c06\u7531\u5176\u4ed6\u65e0\u8f9c\u7684\u627f\u4fdd\u8005\u5206\u644a\uff0c\u4ee4\u6c7d\u8f66\u4fdd\u8d39\u63d0\u5347\u3002<\/p>\n

\u5927\u591a\u4f26\u591a\u91cd\u707e\u533a<\/p>\n

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