{"id":27143,"date":"2012-01-18T15:33:39","date_gmt":"2012-01-18T20:33:39","guid":{"rendered":"http:\/\/blog.jackjia.com\/?p=27143"},"modified":"2012-01-18T15:33:39","modified_gmt":"2012-01-18T20:33:39","slug":"20120118%e5%a4%ae%e8%a1%8c%e4%b8%80%e5%a6%82%e6%89%80%e6%96%99%e7%bb%b4%e6%8c%81%e4%bd%8e%e5%88%a9%e7%8e%87","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=27143","title":{"rendered":"20120118\/\u592e\u884c\u4e00\u5982\u6240\u6599\u7ef4\u6301\u4f4e\u5229\u7387"},"content":{"rendered":"

-\u4f4e\u606f\u4e3e\u63aa\u6700\u957f\u53ef\u8fbe\u4e24\u5e74 \u592e\u884c\u4e00\u5982\u6240\u6599\u7ef4\u6301\u4f4e\u5229\u7387
\n-\u8d39\u62c9\u9016\uff1a\u5fc5\u8981\u65f6\u5c06\u518d\u5e72\u9884\u623f\u5e02
\n-\u5927\u591a\u533a\u4e0a\u534a\u6708\u623f\u4ef7 \u540c\u6bd4\u6da88.5%
\n-\u4eca\u5e74\u99962\u5468 \u5927\u591a\u533a\u623f\u5c4b\u4ef7\u91cf\u7eed\u9f50\u5347
\n-\u4e70\u623f\u9700\u4e86\u89e3\u5e02\u573a\u8861\u91cf\u8377\u5305\u518d\u51fa\u624b<\/p>\n

\n

\u4f4e\u606f\u4e3e\u63aa\u6700\u957f\u53ef\u8fbe\u4e24\u5e74 \u592e\u884c\u4e00\u5982\u6240\u6599\u7ef4\u6301\u4f4e\u5229\u7387<\/strong><\/p>\n

\u52a0\u901a\u793e\/\u52a0\u62ff\u5927\u592e\u884c\u5468\u4e8c\u5ba3\u5e03\uff0c\u7ef4\u6301\u57fa\u51c6\u5229\u7387\u57281\u5398\u606f\u6c34\u5e73\uff0c\u4f46\u627f\u8ba4\u8fd9\u5c06\u52a9\u957f\u5bb6\u5ead\u503a\u52a1\u6301\u7eed\u6500\u5347\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u8d22\u653f\u90e8\u957f\u8d39\u62c9\u9016\uff08Jim Flaherty\uff09\u8868\u793a\uff0c\u5982\u679c\u6709\u5fc5\u8981\uff0c\u8054\u90a6\u5c06\u518d\u6b21\u5e72\u9884\uff0c\u904f\u5236\u8d2d\u7f6e\u7269\u4e1a\u6f6e\u3002<\/p>\n

\u5916\u754c\u5e7f\u6cdb\u731c\u6d4b\u5230\u4e86\u592e\u884c\u6709\u5173\u5229\u7387\u7684\u51b3\u5b9a\uff0c\u4f46\u592e\u884c\u4e8e\u5468\u4e8c\u7684\u62a5\u544a\u4e2d\u63d0\u51fa\u4e86\u51e0\u9879\u4ee4\u4eba\u610f\u60f3\u4e0d\u5230\u7684\u65b0\u89c1\u89e3\uff0c\u5305\u62ec\uff1a\u7565\u4e3a\u8c03\u6574\u7ecf\u6d4e\u6210\u957f\u9884\u6d4b\uff0c\u5e76\u8868\u793a\uff0c\u8d27\u5e01\u653f\u7b56\u5c06\u7ef4\u6301\u52a0\u62ff\u5927\u5730\u4ea7\u5e02\u573a\u5f3a\u52b2\uff0c\u523a\u6fc0\u6d88\u8d39\u8005\u5f00\u652f\u3002<\/p>\n

\u7ecf\u6d4e\u5b66\u5bb6\u6307\u51fa\uff0c\u592e\u884c\u7684\u4e3e\u63aa\u663e\u793a\uff0c\u53ef\u80fd\u7ef4\u6301\u76ee\u524d\u7684\u4f4e\u5229\u7387\u6c34\u5e73\u81f3\u5c11\u4e00\u5e74\uff0c\u751a\u81f3\u4e24\u5e74\u3002<\/p>\n

\u592e\u884c\u5728\u65b0\u95fb\u53d1\u5e03\u4e2d\u8868\u793a\uff1a\u201c\u6709\u5229\u7684\u8d22\u653f\u6761\u4ef6\u5c06\u523a\u6fc0\u6d88\u8d39\u8005\u5f00\u652f\u53ca\u5730\u4ea7\u4e1a\u6d3b\u52a8\u3002\u201d<\/p>\n

\u201c\u5bb6\u5ead\u5f00\u652f\u4e0e\u56fd\u5185\u751f\u4ea7\u603b\u503c\uff08GDP\uff09\u76f8\u6bd4\uff0c\u5176\u6bd4\u4f8b\u4ecd\u7136\u504f\u9ad8\uff1b\u800c\u5bb6\u5ead\u503a\u52a1\u4e0e\u6536\u5165\u7684\u6bd4\u4f8b\u751a\u81f3\u66f4\u9ad8\u3002\u201d<\/p>\n

\u8d39\u62c9\u9016\u4e0e\u592e\u884c\u884c\u957f\u5361\u5c3c\uff08Mark Carney\uff09\u4e00\u518d\u63d0\u9192\u52a0\u62ff\u5927\u4eba\u4e0d\u8981\u53d7\u8d85\u4f4e\u5229\u7387\u7684\u8bf1\u60d1\u800c\u65e0\u8282\u5236\u501f\u8d37\uff0c\u4f46\u627f\u8ba4\uff0c\u9884\u8ba1\u503a\u52a1\u5c06\u589e\u52a0\u3002<\/p>\n

\u636e\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u7684\u8d44\u6599\uff0c\u5bb6\u5ead\u503a\u52a1\u4e0e\u5b9e\u9645\u5e74\u6536\u5165\u4e4b\u6bd4\u76ee\u524d\u5df2\u7ecf\u521b\u4e0b\u7eaa\u5f55\uff0c\u8fbe\u5230153%\u3002\u800c\u52a0\u62ff\u5927\u4eba\u80cc\u8d1f\u503a\u52a1\u7684\u5927\u7ea670%\u4e3a\u6309\u63ed\u3002<\/p>\n

\u8d39\u62c9\u9016\u8868\u793a\uff0c\u5e76\u4e0d\u76f8\u4fe1\u52a0\u62ff\u5927\u5730\u4ea7\u5e02\u573a\u5904\u4e8e\u6ce1\u6cab\u5316\uff0c\u4f46\u9664\u4e86\u4e24\u4e2a\u70ed\u70b9\u5730\u533a\uff0c\u5373\u6e29\u54e5\u534e\u4e0e\u591a\u4f26\u591a\u7684\u5171\u7ba1\u516c\u5bd3\u5e02\u573a\u3002\u4ed6\u8bf4\uff0c\u6b63\u76d1\u63a7\u8fd9\u4e00\u60c5\u51b5\u3002\u8d39\u62c9\u9016\u5411\u8bb0\u8005\u8868\u793a\uff1a\u201c\u6211\u4eec\u6b63\u4ed4\u7ec6\u89c2\u5bdf\u5730\u4ea7\u5e02\u573a\uff0c\u5982\u679c\u6709\u5fc5\u8981\uff0c\u51c6\u5907\u5e72\u9884\u3002\u4f46\u4e0d\u4f1a\u5728\u76ee\u524d\u5e72\u9884\u3002\u201d<\/p>\n

\u4e09\u6b21\u7d27\u7f29\u6309\u63ed\u89c4\u5219<\/p>\n

\u8fc7\u53bb4\u5e74\u4e2d\uff0c\u8054\u90a6\u66fe\u7ecf3\u6b21\u7d27\u7f29\u6309\u63ed\u89c4\u5219\u3002\u6bcf\u6b21\uff0c\u5730\u4ea7\u6d3b\u52a8\u6682\u65f6\u7f13\u6162\uff0c\u4f46\u7a0d\u540e\u53c8\u56de\u5230\u5148\u524d\u7684\u6b65\u4f10\u3002<\/p>\n

\u592e\u884c\u4e8e\u5468\u4e8c\u7684\u58f0\u660e\u4e2d\u6697\u793a\uff0c\u9664\u4e86\u7ef4\u6301\u4f4e\u501f\u8d37\u6210\u672c\u4ee5\u523a\u6fc0\u7ecf\u6d4e\uff0c\u5e76\u65e0\u9009\u62e9\u3002<\/p>\n

\u592e\u884c\u79f0\uff0c\u81ea\u53bb\u5e7410\u6708\u4efd\u4e0a\u6b21\u7ecf\u6d4e\u9884\u6d4b\u4ee5\u6765\uff0c\u5168\u7403\u7ecf\u6d4e\u72b6\u51b5\u66f4\u52a0\u201c\u6076\u5316\u201d\uff0c\u6b27\u6d32\u503a\u52a1\u5371\u673a\u7684\u98ce\u9669\u589e\u5927\u3002\u5bf9\u4e8e\u52a0\u62ff\u5927\u800c\u8a00\uff0c\u5168\u7403\u8870\u5f31\u5c06\u9650\u5236\u52a0\u56fd\u51fa\u53e3\u53ca\u5546\u4e1a\u6295\u8d44\u3002\u592e\u884c\u5e76\u4f30\u8ba1\uff0c\u4eca\u540e\u4e00\u6bb5\u65f6\u95f4\u7684\u7ecf\u6d4e\u6210\u957f\u5c06\u8f83\u539f\u5148\u9884\u6d4b\u7684\u7f13\u6162\u3002<\/p>\n

\u6b63\u5982\u8fc7\u53bb\u4e00\u6837\uff0c\u8d39\u62c9\u9016\u63d0\u9192\u52a0\u62ff\u5927\u4eba\u501f\u8d37\u65f6\u5e94\u8c28\u614e\uff0c\u56e0\u4e3a\u5229\u7387\u6700\u7ec8\u5c06\u6500\u5347\uff0c\u507f\u503a\u6210\u672c\u63d0\u9ad8\u3002\u4f46\u52a0\u62ff\u5927\u4eba\u5e76\u672a\u5728\u610f\u8fd9\u7c7b\u8b66\u544a\uff0c\u90e8\u5206\u539f\u56e0\u662f\uff0c\u5e76\u65e0\u8ff9\u8c61\u663e\u793a\u5229\u7387\u4f1a\u5f88\u5feb\u6500\u5347\u3002<\/p>\n

\u4e0a\u5468\uff0c\u6ee1\u5730\u53ef\u94f6\u884c\u7387\u5148\u8c03\u4f4e\u6309\u63ed\u5229\u7387\uff0c5\u5e74\u671f\u56fa\u5b9a\u6309\u63ed\u5229\u7387\u81f32.99\u5398\uff0c\u8fd9\u662f\u52a0\u56fd\u5f53\u4ee3\u5386\u53f2\u4e0a\u4ec5\u89c1\u3002\u6ee1\u94f6\u7684\u6700\u4f18\u60e0\u5229\u7387\u4e3a3\u5398\u3002<\/p>\n

\u5206\u6790\u5458\u6307\u51fa\uff0c\u5361\u5c3c\u5e0c\u671b\u5229\u7528\u5229\u7387\u7684\u7ea6\u675f\u529b\uff0c\u963b\u6b62\u4e0d\u8d1f\u8d23\u4efb\u7684\u501f\u8d37\uff0c\u4f46\u540c\u65f6\u53d7\u5230\u7ecf\u6d4e\u8fc7\u4e8e\u75b2\u5f31\u7684\u7ea6\u675f\u3002\u5e1d\u56fd\u5546\u4e1a\u94f6\u884c\u9ad8\u7ea7\u7ecf\u6d4e\u5e08\u5e03\u574e\u5357\uff08Peter Buchanan\uff09\u8ba4\u4e3a\uff0c\u5361\u5c3c\u5728\u63d0\u9ad8\u5229\u7387\u4e0a\u5b58\u5728\u56f0\u96be\uff0c\u9650\u5236\u501f\u8d37\u4f1a\u963b\u788d\u672c\u5df2\u7f13\u6162\u7684\u7ecf\u6d4e\u3002<\/p>\n

\u592e\u884c\u73b0\u5728\u9884\u8ba12012\u5e74\u7ecf\u6d4e\u6210\u957f2%\uff0c\u6bd4\u539f\u5148\u7684\u9884\u6d4b\u7565\u9ad8\u3002<\/p>\n

\u592e\u884c\u8868\u793a\uff0c\u5f53\u6570\u636e\u5168\u90e8\u641c\u96c6\u9f50\u65f6\uff0c\u9884\u8ba1\u53bb\u5e74\u7684\u6210\u957f\u7387\u5e73\u57472.4%\uff0c\u6bd4\u539f\u5148\u4f30\u8ba1\u7684\u9ad80.3%\u3002\u592e\u884c\u5e76\u9884\u8ba12013\u5e74\u7684\u6210\u957f\u7387\u5e73\u5747\u5c06\u8fbe2.8%\u3002<\/p>\n

\u4f46\u592e\u884c\u975e\u5e38\u5173\u6ce8\u5916\u90e8\u7684\u98ce\u9669\uff0c\u5c24\u5176\u662f\u6b27\u6d32\u3002\u592e\u884c\u9884\u8ba1\u6b27\u6d32\u9886\u8896\u5c06\u80fd\u591f\u9632\u6b62\u4fe1\u8d37\u5371\u673a\u6269\u6563\uff0c\u4f46\u8b66\u544a\u8bf4\uff0c\u98ce\u9669\u5728\u589e\u52a0\u3002<\/p>\n

\u6b64\u5916\uff0c\u592e\u884c\u8ba4\u4e3a\u7f8e\u56fd\u7ecf\u6d4e\u6b63\u5728\u8f6c\u5f3a\uff0c\u4f46\u4e2d\u56fd\u7684\u53d1\u5c55\u901f\u5ea6\u5927\u5927\u51cf\u6162\u3002<\/p>\n

\u81f3\u4e8e\u901a\u8d27\u81a8\u80c0\u7387\uff0c\u592e\u884c\u4f30\u8ba1\u4eca\u5e74\u7684\u6d88\u8d39\u8005\u4ef7\u683c\u589e\u957f\u5c06\u6bd4\u539f\u5148\u7684\u7565\u9ad8\u3002<\/p>\n

\u8d39\u62c9\u9016\uff1a\u5fc5\u8981\u65f6\u5c06\u518d\u5e72\u9884\u623f\u5e02<\/strong><\/p>\n

\u52a0\u901a\u793e\u6e25\u592a\u534e17\u65e5\u7535\/\u8054\u90a6\u8d22\u653f\u90e8\u957f\u8d39\u62c9\u901617\u65e5\u6307\u51fa\uff0c\u8054\u90a6\u653f\u5e9c\u5728\u5fc5\u8981\u65f6\u4f1a\u8003\u8651\u518d\u5ea6\u5e72\u9884\u623f\u5e02\uff0c\u4ee5\u514d\u8d2d\u5c4b\u8005\u8ffd\u62a2\u623f\u5c4b\u70ed\u8fc7\u4e86\u5934\u3002\u5728\u8d39\u62c9\u9016\u505a\u6b64\u58f0\u660e\u4e4b\u524d\uff0c\u4e2d\u592e\u94f6\u884c\u521a\u5ba3\u5e03\u7ef4\u6301\u8d85\u4f4e\u76841%\u9694\u591c\u62c6\u6b3e\u5229\u7387\u4e0d\u53d8\uff0c\u5e76\u8b66\u544a\u8bf4\u8fd9\u53ef\u80fd\u5bfc\u81f4\u52a0\u62ff\u5927\u6c11\u4f17\u501f\u8d37\u7684\u503a\u52a1\u989d\u5ea6\u66f4\u9ad8\u3002<\/p>\n

\u7ecf\u6d4e\u4e13\u5bb6\u6307\u79f0\uff0c\u592e\u884c\u6001\u5ea6\u663e\u793a\u4f4e\u5229\u7387\u653f\u7b56\u81f3\u5c11\u8fd8\u4f1a\u6301\u7eed\u4e00\u5e74\u3001\u751a\u81f3\u4e24\u5e74\u3002\u8d39\u62c9\u9016\u548c\u592e\u884c\u884c\u957f\u5361\u5c3c\u5df2\u591a\u6b21\u8b66\u544a\u8bf4\uff0c\u4ed6\u4eec\u62c5\u5fc3\u4ece2009\u5e74\u5ef6\u7eed\u8fc4\u4eca\u7684\u7834\u7eaa\u5f55\u8d85\u4f4e\u5229\u7387\uff0c\u4f1a\u5438\u5f15\u52a0\u62ff\u5927\u4eba\u6c11\u4f17\u501f\u8d37\u4ed6\u4eec\u8d1f\u62c5\u4e0d\u8d77\u7684\u503a\u52a1\uff1b\u5bb6\u5ead\u8d1f\u503a\u5360\u5e74\u5ea6\u53ef\u652f\u7528\u6240\u5f97\u6bd4\u7387\u5df2\u8fbe\u5230\u5386\u53f2\u65b0\u9ad8\u7684153%\uff0c\u5176\u4e2d70%\u503a\u52a1\u662f\u623f\u5c4b\u8d37\u6b3e\u3002<\/p>\n

\u8d39\u62c9\u9016\u8868\u793a\uff0c\u4ed6\u4e0d\u8ba4\u4e3a\u52a0\u62ff\u5927\u623f\u5e02\u4f1a\u6ce1\u6cab\u5316\uff0c\u9664\u4e86\u6e29\u54e5\u534e\u548c\u591a\u4f26\u591a\u8fd9\u4e24\u4e2a\u70ed\u95e8\u5730\u70b9\u7684\u516c\u5bd3\u5e02\u573a\uff0c\u4ed6\u6b63\u5728\u5bc6\u5207\u89c2\u5bdf\u8fd9\u4e24\u5904\u5e02\u573a\u7684\u53d8\u5316\u3002\u4ed6\u540c\u65f6\u6307\u51fa\uff0c\u8d22\u653f\u90e8\u4f1a\u5ba1\u614e\u6ce8\u610f\u8fd9\u4e24\u4e2a\u90fd\u5e02\u7684\u516c\u5bd3\u5e02\u573a\uff0c\u6709\u5fc5\u8981\u65f6\u5c06\u8fdb\u884c\u5e72\u9884\uff0c\u4f46\u4e0d\u662f\u73b0\u5728\u9a6c\u4e0a\u52a8\u624b\u3002<\/p>\n

\u8054\u90a6\u653f\u5e9c\u5728\u8fc7\u53bb\u56db\u5e74\u5185\u5df2\u4e09\u5ea6\u4ee5\u6536\u7d27\u8d37\u6b3e\u89c4\u5b9a\u65b9\u5f0f\u5e72\u9884\u623f\u5e02\uff0c\u5728\u65b0\u89c4\u5b9a\u516c\u5e03\u540e\uff0c\u623f\u5e02\u4ea4\u6613\u6d3b\u52a8\u90fd\u4f1a\u6682\u65f6\u51cf\u7f13\u4e00\u4e9b\uff0c\u4f46\u4e0d\u4e45\u5373\u6062\u590d\u539f\u6765\u7684\u70ed\u7edc\u3002<\/p>\n

\u5927\u591a\u533a\u4e0a\u534a\u6708\u623f\u4ef7 \u540c\u6bd4\u6da88.5%<\/strong><\/p>\n

\u4e16\u754c\u65e5\u62a5\/\u591a\u4f26\u591a\u5730\u4ea7\u5c40\uff08Toronto Real Estate Board\uff0917\u65e5\u516c\u5e03\u7684\u5927\u591a\u5730\u533a\u5730\u4ea7\u62a5\u544a\u6307\u51fa\uff0c2012\u5e741\u6708\u4efd\u7684\u524d\u4e24\u5468\u5171\u67091506\u7b14\u5730\u4ea7\u4ea4\u6613\u900f\u8fc7\u591a\u4f26\u591a\u5730\u4ea7\u6c42\u552e\u7f51\uff08MLS\uff09\u6210\u4ea4\uff0c\u4e0e2011\u5e74\u540c\u671f\u76f8\u8f83\u6210\u957f6%\uff1b\u81f3\u4e8e\u6302\u724c\u6c42\u552e\u623f\u5c4b\u6570\u91cf\u540c\u6bd4\u867d\u7136\u4e5f\u5448\u73b0\u6210\u957f\uff0c\u4f46\u6bd4\u7387\u7565\u964d3.7%\u3002<\/p>\n

\u591a\u4f26\u591a\u5730\u4ea7\u5c40\u4e3b\u5e2d\u53f2\u5c14\u6587\uff08Richard Silver\uff0917\u65e5\u6307\u51fa\uff0c\u5e02\u573a\u5e76\u672a\u56e0\u5723\u8bde\u53ca\u65b0\u5e74\u5047\u671f\u800c\u505c\u6ede\uff0c\u53cd\u800c\u6301\u7eed\u589e\u957f\uff0c\u5356\u5bb6\u5e02\u573a\u5219\u7ef4\u6301\u539f\u72b6\uff0c\u4e5f\u7531\u4e8e\u623f\u5e02\u4ea4\u6613\u7ade\u4e89\u70ed\u7edc\uff0c\u5bfc\u81f4\u5927\u591a\u5730\u533a\u7684\u4e70\u5bb6\u81ea\u4e00\u5e74\u524d\u8d77\uff0c\u4fbf\u6301\u7eed\u5c06\u623f\u4ef7\u5411\u4e0a\u63a8\u9ad8\u3002<\/p>\n

2012\u5e741\u6708\u524d\u4e24\u5468\uff0c\u5927\u591a\u5730\u533a\u5e73\u5747\u6210\u4ea4\u623f\u4ef7\u4e3a44\u4e074473\u5143\uff0c2011\u5e74\u540c\u671f\u76f8\u8f83\u4e0a\u6da88.5%\u3002<\/p>\n

\u4e0e2011\u5e74\u540c\u671f\u76f8\u8f83\uff0c2012\u5e741\u6708\u524d\u4e24\u5468\u591a\u4f26\u591a\u5e02\u4ee5\u5916\u7684\u5927\u591a\u5730\u533a\uff08905\u533a\u7801\uff09\uff0c\u72ec\u7acb\u5c4b\u6210\u4ea4\u91cf\u6210\u957f13%\u3001\u534a\u72ec\u7acb\u5c4b\u6210\u4ea4\u91cf\u6210\u957f22%\u3001\u9547\u5c4b\u6210\u4ea4\u91cf\u6210\u957f30%\uff1b\u591a\u4f26\u591a\u5e02\u7684\u72ec\u7acb\u5c4b\u3001\u534a\u72ec\u7acb\u5c4b\u548c\u9547\u5c4b\u7684\u6210\u4ea4\u91cf\u5206\u522b\u4e0b\u964d\u4e864%\u300122%\u548c13%\uff0c\u800c\u516c\u5bd3\u6210\u4ea4\u91cf\u4e0a\u53471%\u3002<\/p>\n

\u4e0e\u53bb\u5e74\u76f8\u6bd4\uff0c\u5927\u591a\u5730\u533a\u5e73\u5747\u623f\u4ef7\u8d70\u52bf\u6700\u5f3a\u52b2\u7684\uff0c\u662f\u591a\u4f26\u591a\u5e02\u7684\u72ec\u7acb\u5c4b\uff0c\u623f\u4ef7\u4e0a\u626c22%\uff1b\u5176\u6b21\u662f\u591a\u4f26\u591a\u5e02\u4ee5\u5916\u5927\u591a\u5730\u533a\u7684\u9547\u5c4b\uff0c\u5e73\u5747\u623f\u4ef7\u4e0a\u6da817%\uff1b\u800c\u591a\u4f26\u591a\u5e02\u7684\u534a\u72ec\u7acb\u5c4b\u53cd\u800c\u4ef7\u683c\u4e0b\u964d1%\u3002<\/p>\n

2012\u5e741\u6708\u524d\u4e24\u5468\u623f\u5c4b\u4ea4\u6613\u8d44\u6599\u663e\u793a\uff0c\u4ecd\u4ee5\u591a\u4f26\u591a\u5e02\u72ec\u7acb\u5c4b\u7684\u5e73\u5747\u4ef770\u4e075509\u5143\u4e3a\u6700\u9ad8\uff1b\u591a\u4f26\u591a\u5e02\u4ee5\u5916\u5927\u591a\u5730\u533a\u7684\u516c\u5bd3\u5e73\u5747\u4ef7\u4e5f\u5df2\u8fbe26\u4e071045\u5143\u3002<\/p>\n

\u6b64\u5916\uff0c\u4ee52012\u5e741\u6708\u524d\u4e24\u5468\u4e0e2011\u5e74\u540c\u671f\u6bd4\u8f83\uff0c\u591a\u4f26\u591a\u5e02\u623f\u5c4b\u5e73\u5747\u4ea4\u6613\u4ef7\u683c\u4e3a46\u4e077152\u5143\uff0c\u8f83\u53bb\u5e7441\u4e076647\u5143\uff0c\u4e00\u5e74\u5185\u5df2\u4e0a\u6da8\u7ea65\u4e071000\u5143\uff1b\u591a\u4f26\u591a\u5e02\u4ee5\u5916\u7684\u5927\u591a\u5730\u533a\u5e73\u5747\u623f\u4ef7\u4e3a43\u4e071000\u4f59\u5143\uff0c\u4e0e\u53bb\u5e74\u540c\u671f\u5e73\u5747\u623f\u4ef740\u4e079000\u4f59\u5143\u76f8\u8f83\uff0c\u4e00\u5e74\u5185\u4e5f\u4e0a\u6da82\u4e07\u4f59\u5143\u3002<\/p>\n

\u4eca\u5e74\u99962\u5468 \u5927\u591a\u533a\u623f\u5c4b\u4ef7\u91cf\u7eed\u9f50\u5347<\/strong><\/p>\n

\u660e\u62a5\/\u867d\u7136\u6b27\u6d32\u7684\u503a\u52a1\u5371\u673a\u4ecd\u672a\u6d88\u6563\uff0c\u7ecf\u6d4e\u524d\u666f\u5c1a\u672a\u660e\u6717\uff0c\u4f46\u5927\u591a\u4f26\u591a\u5730\u533a\u7684\u623f\u5c4b\u9500\u552e\u4ecd\u7136\u662f\u706b\u7206\u5f02\u5e38\u3002\u636e\u5927\u591a\u533a\u5730\u4ea7\u5c40\u7edf\u8ba1\u6570\u5b57\u663e\u793a\uff0c\u4eca\u5e741\u6708\u7684\u524d\u534a\u4e2a\u6708\uff0c\u5927\u591a\u533a\u7684\u623f\u5c4b\u9500\u552e\u91cf\u5c31\u6bd4\u53bb\u5e74\u540c\u671f\u4e0a\u53476%\u3002<\/p>\n

\u7edf\u8ba1\u663e\u793a\uff0c\u4eca\u5e741\u6708\u7684\u524d\u534a\u4e2a\u6708\uff0c\u5927\u591a\u533a\u5185\u901a\u8fc7\u5730\u4ea7\u5c40\u4ea4\u6613\u7f51\u7ad9\u5b8c\u6210\u7684\u623f\u5c4b\u4ea4\u6613\u51711506\u95f4\u3002\u591a\u4f26\u591a\u5730\u4ea7\u5c40\u4e3b\u5e2d\u5e2d\u5c14\u7ef4(Richard Silver)\u8868\u793a\uff1a\u201c\u5373\u4f7f\u662f\u5728\u5723\u8bde\u5047\u671f\u8fc7\u540e\uff0c\u9500\u552e\u4ecd\u7136\u65fa\u76db\uff0c\u5448\u73b0\u51fa\u660e\u663e\u7684\u5356\u5bb6\u5e02\u573a\u3002\u4e70\u5bb6\u4e4b\u95f4\u7ee7\u7eed\u5b58\u5728\u6fc0\u70c8\u7684\u7ade\u4e89\uff0c\u4ee4\u5927\u591a\u533a\u7684\u5c4b\u4ef7\u8282\u8282\u6500\u5347\u3002\u201d<\/p>\n

2012\u5e74\u5934\u4e24\u5468\u7684\u623f\u5c4b\u5747\u4ef7\u4e3a44.45\u4e07\u5143\uff0c\u6bd4\u53bb\u5e74\u540c\u671f\u4e0a\u53478.5%.<\/p>\n

\u591a\u5e02\u5730\u4ea7\u5c40\u5e02\u573a\u5206\u6790\u9ad8\u7ea7\u7ecf\u7406\u9ed8\u745f(Jason Mercer)\u8868\u793a\uff1a\u201c\u8fd9\u79cd\u5c4b\u4ef7\u4e0a\u6da8\u7684\u60c5\u5f62\uff0c\u51fa\u73b0\u5728\u6240\u6709\u7684\u623f\u5c4b\u7c7b\u578b\u4e0a\uff0c\u8fd9\u4e0e\u53bb\u5e74\u7684\u60c5\u51b5\u6709\u5dee\u5f02\u3002\u591a\u4f26\u591a\u5e02\u9500\u552e\u4ef7\u683c\u589e\u957f\u6700\u8fc5\u901f\u7684\u662f\u534a\u72ec\u7acb\u5c4b\uff0c\u5728416\u5730\u533a\u5185\uff0c\u534a\u72ec\u7acb\u5c4b\u7684\u5e73\u5747\u552e\u4ef7\u5e74\u589e\u957f22%\u3002\u800c\u53bb\u5e74\u7684\u65f6\u5019\uff0c\u5168\u72ec\u7acb\u5c4b\u552e\u4ef7\u589e\u957f\u6700\u5feb\u3002\u201d<\/p>\n

\u4e70\u623f\u9700\u4e86\u89e3\u5e02\u573a\u8861\u91cf\u8377\u5305\u518d\u51fa\u624b<\/strong><\/p>\n

\u4e16\u754c\u65e5\u62a5\/\u9996\u6b21\u4e70\u623f\u8005\u4f1a\u610f\u8bc6\u5230\uff0c\u5c31\u50cf\u4eba\u751f\u4e2d\u7ecf\u5386\u7684\u5176\u4ed6\u91cc\u7a0b\u7891\u4e00\u6837\uff0c\u5728\u8d2d\u623f\u65f6\u5fc5\u987b\u4ed4\u7ec6\u8003\u91cf\u591a\u4e2a\u56e0\u7d20\u3002<\/p>\n

\u77e5\u6653\u623f\u4ea7\u73b0\u72b6\uff0c\u662f\u8d2d\u623f\u7b2c\u4e00\u4e2a\u597d\u8d77\u6b65\u3002\u591a\u4f26\u591a\u73b0\u5728\u7684\u4e8c\u624b\u623f\u5e02\u573a\u5bf9\u9996\u6b21\u8d2d\u623f\u8005\u6bd4\u8f83\u6709\u5229\u3002\u7ecf\u6d4e\u5883\u51b5\u597d\u8f6c\uff0c\u5c31\u4e1a\u7a33\u5b9a\u589e\u957f\uff0c\u5931\u4e1a\u7387\u6301\u7eed\u964d\u4f4e\uff0c\u6536\u5165\u7a33\u6b65\u4e0a\u5347\uff0c\u8d2d\u623f\u878d\u8d44\u6761\u4ef6\u4e5f\u6bd4\u8f83\u6709\u5229\uff0c\u4e94\u5e74\u524d\u7684\u56fa\u5b9a\u623f\u8d37\u5229\u7387\u4f4d\u4e8e\u5386\u53f2\u6700\u4f4e\u4f4d\uff0c\u8fd9\u4e9b\u90fd\u662f\u5927\u591a\u5730\u533a\u623f\u5e02\u7684\u5229\u597d\u56e0\u7d20\u3002<\/p>\n

\u8fd9\u4e9b\u5916\u90e8\u57fa\u672c\u56e0\u7d20\u56fa\u7136\u8981\u88ab\u8d2d\u623f\u8005\u7eb3\u5165\u8003\u91cf\u8303\u56f4\uff0c\u4f46\u4ed4\u7ec6\u68c0\u67e5\u5176\u81ea\u8eab\u7684\u8d22\u653f\u5883\u51b5\u4e5f\u662f\u975e\u5e38\u91cd\u8981\u7684\uff0c\u5373\u8d2d\u623f\u8005\u8981\u786e\u5b9a\u81ea\u5df1\u6709\u80fd\u529b\u8d2d\u4e70\u4f55\u79cd\u4ef7\u4f4d\u7684\u623f\u5c4b\u3002\u91d1\u878d\u673a\u6784\u900f\u8fc7\u8ba1\u7b97\u8d2d\u623f\u8005\u7684\u6bdb\u8d1f\u503a\u6bd4\u7387\uff08Gross Debt Service ration\uff09\uff0c\u5e2e\u52a9\u5176\u786e\u5b9a\u5927\u6982\u6709\u80fd\u529b\u627f\u62c5\u4f55\u79cd\u4ef7\u4f4d\u7684\u623f\u5c4b\u3002\u6240\u8c13\u7684\u6bdb\u8d1f\u503a\u6bd4\u7387\u5c31\u662f\u623f\u8d37\u6bcf\u6708\u4f9b\u6b3e\u3001\u7a0e\u8d1f\u3001\u6c34\u7535\u8d39\u548c\u516c\u5bd3\u7ba1\u7406\u8d39\uff08\u5982\u679c\u8d2d\u4e70\u7684\u662f\u516c\u5bd3\uff09\u3002\u539f\u5219\u4e0a\u8bb2\uff0c\u8d2d\u623f\u8005\u7684\u6bdb\u8d1f\u503a\u6bd4\u7387\u4e0d\u5e94\u8d85\u8fc7\u5176\u6bcf\u6708\u6bdb\u6536\u5165\u768432%\u3002\u8d37\u6b3e\u673a\u6784\u4e5f\u4f1a\u900f\u8fc7\u8ba1\u7b97\u8d2d\u623f\u8005\u7684\u603b\u8d1f\u503a\u6bd4\u7387\uff08Total Debt Service ration\uff09\uff0c\u6765\u6838\u67e5\u5176\u8d22\u52a1\u5883\u51b5\u3002\u603b\u8d1f\u503a\u6bd4\u7387\u662f\u6307\u8d2d\u623f\u8005\u6bcf\u6708\u623f\u8d37\u4f9b\u6b3e\u3001\u6c7d\u8f66\u8d37\u6b3e\u3001\u4fe1\u8d37\u9650\u989d\u3001\u4fe1\u7528\u5361\u5361\u503a\u7b49\uff0c\u539f\u5219\u4e0a\u8bb2\uff0c\u8d2d\u623f\u8005\u7684\u603b\u8d1f\u503a\u6bd4\u7387\u4e0d\u5e94\u8d85\u8fc7\u5176\u6bcf\u6708\u6bdb\u6536\u5165\u768440%\u3002\u6d88\u8d39\u8005\u5728\u8d2d\u623f\u4e4b\u524d\uff0c\u53ef\u4ee5\u591a\u8c18\u8be2\u51e0\u5bb6\u91d1\u878d\u673a\u6784\u7684\u8d37\u6b3e\u6761\u4ef6\u3002<\/p>\n

\u5728\u51b3\u5b9a\u6253\u7b97\u8d2d\u4e70\u623f\u5c4b\u7684\u4ef7\u4f4d\u65f6\uff0c\u6d88\u8d39\u8005\u4e0d\u8981\u5fd8\u8bb0\u8ba1\u7b97\u623f\u5c4b\u68c0\u9a8c\u8d39\u3001\u5f8b\u5e08\u8d39\u548c\u5176\u4ed6\u6742\u8d39\u3002<\/p>\n

\u4e00\u65e6\u6253\u7b97\u67e5\u627e\u8981\u8d2d\u4e70\u7684\u623f\u5c4b\uff0c\u6d88\u8d39\u8005\u5c31\u8981\u8ba1\u5212\u96c7\u8bf7\u4e00\u540d\u4e13\u4e1a\u623f\u4ea7\u7ecf\u7eaa\uff0c\u53cc\u65b9\u7b7e\u5b9a\u4e66\u9762\u7684\u623f\u4ea7\u4ee3\u7406\u59d4\u6258\u4e66\u3002\u5173\u4e8e\u623f\u4ea7\u4ee3\u7406\u65b9\u9762\u66f4\u591a\u7684\u8d44\u8baf\uff0c\u6d88\u8d39\u8005\u53ef\u767b\u5f55BRAFirst.com\u7f51\u7ad9\u67e5\u8be2\u3002<\/p>\n

\u5728\u7f29\u5c0f\u6253\u7b97\u8d2d\u4e70\u7684\u623f\u5c4b\u7c7b\u578b\u4e4b\u524d\uff0c\u6d88\u8d39\u8005\u53ef\u4ee5\u5728\u591a\u4e2a\u793e\u533a\u6bd4\u7167\u4e0d\u540c\u7684\u623f\u5c4b\u7c7b\u578b\u3002\u623f\u4ea7\u7ecf\u7eaa\u5728\u8fd9\u65b9\u9762\u62e5\u6709\u7279\u5b9a\u7684\u4f18\u52bf\uff0c\u4ed6\u4eec\u62e5\u6709\u5404\u4e2a\u793e\u533a\u623f\u5e02\u5883\u51b5\u7684\u8d44\u8baf\u3001\u67d0\u793e\u533a\u5c06\u6765\u5f00\u53d1\u8ba1\u5212\u548c\u623f\u5c4b\u6240\u5728\u793e\u533a\u7684\u9644\u5e26\u4fbf\u5229\u8bbe\u65bd\u7b49\u7efc\u5408\u8d44\u8baf\u3002<\/p>\n

\u623f\u4ea7\u7ecf\u7eaa\u4e5f\u53ef\u4ee5\u5411\u8d2d\u623f\u8005\u63d0\u4f9b\u80fd\u591f\u4fc3\u8fdb\u9996\u6b21\u8d2d\u623f\u8005\u5b9e\u73b0\u8d2d\u623f\u76ee\u6807\u7684\u653f\u5e9c\u9879\u76ee\uff0c\u8b6c\u59825%\u7684\u9996\u4ed8\u3001RRSP\u8d2d\u623f\u8005\u8ba1\u5212\uff08RRSP Homebuyers’ Plan\uff09\u3001\u9996\u6b21\u8d2d\u623f\u8005\u4fe1\u8d37\u4f18\u60e0\u3001\u623f\u5c4b\u8f6c\u8ba9\u7a0e\u51cf\u514d\u7b49\u653f\u5e9c\u653f\u7b56\u3002<\/p>\n

\u4e00\u65e6\u8d2d\u623f\u8005\u770b\u4e2d\u67d0\u4e00\u623f\u5c4b\uff0c\u623f\u4ea7\u7ecf\u7eaa\u5c31\u53ef\u51ed\u7c4d\u81ea\u5df1\u7684\u8c08\u5224\u6280\u672f\uff0c\u5e2e\u52a9\u6d88\u8d39\u8005\u4e70\u5230\u5408\u7b97\u7684\u623f\u5c4b\u3002\u623f\u4ea7\u7ecf\u7eaa\u7684\u4e13\u4e1a\u6280\u672f\u548c\u77e5\u8bc6\uff0c\u53ef\u4ee5\u8ba9\u6d88\u8d39\u8005\u5728\u505a\u51fa\u4eba\u751f\u6700\u5927\u51b3\u5b9a\u4e4b\u4e00\u65f6\u5927\u53d7\u88e8\u76ca\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

-\u4f4e\u606f\u4e3e\u63aa\u6700\u957f\u53ef\u8fbe\u4e24\u5e74 \u592e\u884c\u4e00\u5982\u6240\u6599\u7ef4\u6301\u4f4e\u5229\u7387 -\u8d39\u62c9\u9016\uff1a\u5fc5\u8981\u65f6\u5c06\u518d\u5e72\u9884\u623f\u5e02 -\u5927\u591a\u533a\u4e0a\u534a\u6708\u623f\u4ef7 \u540c\u6bd4\u6da88.5% -\u4eca\u5e74\u99962\u5468 \u5927\u591a\u533a\u623f\u5c4b\u4ef7\u91cf\u7eed\u9f50\u5347 -\u4e70\u623f\u9700\u4e86\u89e3\u5e02\u573a\u8861\u91cf\u8377\u5305\u518d\u51fa\u624b \u4f4e\u606f\u4e3e\u63aa\u6700\u957f\u53ef\u8fbe\u4e24\u5e74 \u592e\u884c\u4e00\u5982\u6240\u6599\u7ef4\u6301\u4f4e\u5229\u7387 \u52a0\u901a\u793e\/\u52a0\u62ff\u5927\u592e\u884c\u5468\u4e8c\u5ba3\u5e03\uff0c\u7ef4\u6301\u57fa\u51c6\u5229\u7387\u57281\u5398\u606f\u6c34\u5e73\uff0c\u4f46\u627f\u8ba4\u8fd9\u5c06\u52a9\u957f\u5bb6\u5ead…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/27143"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=27143"}],"version-history":[{"count":1,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/27143\/revisions"}],"predecessor-version":[{"id":27144,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/27143\/revisions\/27144"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=27143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=27143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=27143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}