\u4e16\u754c\u65e5\u62a5\/\u6d6e\u52a8\u5229\u7387\u623f\u8d37\uff08variable-rate mortgage\uff09\u4f18\u52bf\u5df2\u6210\u8fc7\u53bb\uff0c\u5982\u679c\u6c11\u4f17\u73b0\u5728\u8003\u91cf\u623f\u8d37\u6216\u66f4\u65b0\u623f\u8d37\uff0c\u9009\u62e9\u56db\u5e74\u671f\u56fa\u5b9a\u5229\u7387\uff08fixed-rate\uff09\u5b9e\u4e3a\u4e0a\u7b56\u3002<\/p>\n
\u773c\u4e0b\u5e02\u9762\u4e0a\u91d1\u878d\u673a\u6784\u63d0\u4f9b\u7684\u623f\u8d37\u6d6e\u52a8\u5229\u7387\u4e0e\u4f18\u60e0\u5229\u7387\uff08prime rate\uff093%\u51e0\u4e4e\u6ca1\u6709\u5dee\u5f02\uff0c\u4f20\u7edf\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u6240\u63d0\u4f9b\u7684\u6298\u6263\u4f18\u60e0\u73b0\u5df2\u88ab\u94f6\u884c\u53d6\u6d88\u3002\u94f6\u884c\u8ba4\u4e3a\uff0c\u6d6e\u52a8\u5229\u7387\u6ca1\u6709\u7ed9\u4ed6\u4eec\u8d5a\u8db3\u5e94\u8be5\u8d5a\u5230\u7684\u94b1\uff0c\u56e0\u6b64\u4ed6\u4eec\u591a\u6570\u60c5\u51b5\u4e0b\u90fd\u53d6\u6d88\u4e86\u5176\u6298\u6263\u4f18\u60e0\u3002\u5982\u679c\u6c11\u4f17\u5230\u5904\u8be2\u4ef7\uff0c\u6216\u6709\u53ef\u80fd\u53d1\u73b0\u73b0\u5728\u6d6e\u52a8\u5229\u7387\u4f1a\u6bd4\u4f18\u60e0\u5229\u7387\u4f4e0.2\u767e\u5206\u70b9\u3002<\/p>\n
\u773c\u4e0b\u623f\u8d37\u5982\u679c\u9009\u62e9\u56fa\u5b9a\u5229\u7387\uff0c\u53ef\u4ee5\u8bf4\u662f\u4e00\u9879\u660e\u667a\u9009\u62e9\u3002\u5728\u5168\u7403\u7ecf\u6d4e\u52a8\u8361\u548c\u7ecf\u6d4e\u6210\u957f\u4e4f\u529b\u5927\u80cc\u666f\u4e4b\u4e0b\uff0c\u5982\u679c\u9501\u5b9a\u5927\u7ea63%\u7684\u56db\u5e74\u671f\u56fa\u5b9a\u5229\u7387\uff0c\u5e94\u8be5\u6bd4\u8f83\u5212\u7b97\uff0c\u8fd9\u5c31\u662f\u8d44\u6df1\u623f\u8d37\u7ecf\u7eaa\u9ea6\u8d5b\u4e43\uff08Peter Majthenyi\uff09\u4e3a\u4ec0\u4e48\u73b0\u5728\u653e\u5f03\u5411\u5ba2\u6237\u63a8\u8350\u6d6e\u52a8\u5229\u7387\u7684\u539f\u56e0\u3002\u9ea6\u8d5b\u4e43\u8bf4\uff1a\u201c\u5341\u5e74\u4ee5\u6765\uff0c\u6211\u4e00\u76f4\u8bf4\u4e0d\u8981\u628a\u94b1\u6d6a\u8d39\u5728\u56fa\u5b9a\u5229\u7387\u623f\u8d37\u4e0a\uff0c\u4f46\u4eca\u65e5\u5766\u767d\u8bf4\uff0c\u5728\u6211\u80fd\u8ba9\u5ba2\u6237\u9501\u5b9a\u56db\u5e74\u56fa\u5b9a\u5229\u7387\u7684\u65f6\u5019\uff0c\u5c31\u4e0d\u4f1a\u63a8\u8350\u4ed6\u9009\u62e9\u6d6e\u52a8\u5229\u7387\u3002\u201d<\/p>\n
\u9ea6\u8d5b\u4e43\u79f0\u73b0\u5728\u662f\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u201c\u6682\u65f6\u7684\u8fc7\u6c14\u671f\u201d\uff0c\u56db\u5e74\u524d\uff0c\u4ed6\u7ecf\u624b\u7684\u623f\u8d3798%\u90fd\u662f\u6d6e\u52a8\u5229\u7387\uff0c\u73b0\u5728\u5374\u51e0\u4e4e\u6ca1\u6709\u4e00\u5b97\u623f\u8d37\u4f7f\u7528\u6d6e\u52a8\u5229\u7387\u3002<\/p>\n
\u6839\u636e\u201c\u52a0\u62ff\u5927\u6ce8\u518c\u623f\u8d37\u7ecf\u7eaa\u534f\u4f1a\u201d\uff08Canadian Association of Accredited Mortgage Professionals\uff09\u7684\u6570\u636e\uff0c\u56db\u5e74\u524d\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u5360\u623f\u8d37\u603b\u657021%\uff0c\u4eca\u5e74\u6625\u5b63\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u5360\u623f\u8d37\u603b\u6570\u7ea6\u4e09\u6210\uff0c\u6d6e\u52a8\u5229\u7387\u53ef\u83b7\u5f97\u4f4e\u4e8e\u4f18\u60e0\u5229\u73870.75\u767e\u5206\u70b9\u7684\u6298\u6263\u4f18\u60e0\uff0c\u53732.25%\uff0c\u800c\u56db\u5e74\u671f\u6216\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\uff08\u5728\u83b7\u5f97\u6298\u6263\u540e\uff09\u7ea6\u4e3a3%\u81f33.5%\u3002<\/p>\n
\u4e24\u8005\u76f8\u6bd4\uff0c\u81ea\u7136\u6d6e\u52a8\u5229\u7387\u8f83\u53d7\u6b22\u8fce\uff0c\u4f46\u8fd1\u65e5\u6709\u4e24\u4e2a\u65b0\u53d1\u5c55\u5bfc\u81f4\u4e86\u623f\u4ea7\u7ecf\u7eaa\u9ea6\u8d5b\u4e43\u505a\u6cd5\u4ea7\u751f\u4e86180\u5ea6\u7684\u6539\u53d8\u3002\u7b2c\u4e00\u4e2a\u5c31\u662f\u56fa\u5b9a\u5229\u7387\u623f\u8d37\u6210\u672c\u4e0b\u964d\uff1a\u7ecf\u6d4e\u5f62\u52bf\u53d8\u5316\uff0c\u503a\u5238\u53d7\u8ffd\u6367\u4ef7\u683c\u5347\u9ad8\uff0c\u503a\u5238\u6536\u76ca\u76f8\u5bf9\u51cf\u5c11\uff0c\u56e0\u503a\u5238\u8d70\u52bf\u51b3\u5b9a\u623f\u8d37\u5229\u7387\uff0c\u6240\u4ee5\u968f\u7740\u503a\u5238\u6536\u76ca\u51cf\u5c11\uff0c\u56fa\u5b9a\u671f\u9650\u7684\u623f\u8d37\u5229\u7387\u4e5f\u4e00\u8d77\u964d\u4f4e\uff1b\u7b2c\u4e8c\u4e2a\u5c31\u662f\u94f6\u884c\u6536\u56de\u4e86\u539f\u5148\u7ed9\u4e88\u9009\u62e9\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u7684\u6298\u6263\u4f18\u60e0\u3002<\/p>\n
\u9ea6\u8d5b\u4e43\u8bf4\uff1a\u201c\u94f6\u884c\u4e0d\u613f\u610f\u518d\u63a5\u7eb3\u6ca1\u6709\u591a\u5c11\u8d5a\u5934\u7684\u6d6e\u52a8\u5229\u7387\u623f\u8d37\uff0c\u4e8e\u662f\u4ed6\u4eec\u5c31\u6b64\u6253\u4f4f\uff0c\u4f46\u53c8\u5982\u4f55\u4f1a\u8d5a\u94b1\u5462\uff1f\u4ed6\u4eec\u5c31\u4e0d\u5f97\u4e0d\u589e\u52a0\u6bcf\u7b14\u623f\u8d37\u7684\u5229\u6da6\u3002\u201d<\/p>\n
\u5f88\u5c11\u623f\u8d37\u7ecf\u7eaa\u73b0\u5728\u80fd\u5411\u5ba2\u6237\u63a8\u9500\u4f4e\u4e8e\u4f18\u60e0\u5229\u73870.2\u767e\u5206\u70b9\u76842.8%\u6d6e\u52a8\u5229\u7387\u623f\u8d37\uff0c\u9ea6\u8d5b\u4e43\u8bf4\uff0c\u4ed6\u63a5\u89e6\u7684\u5f88\u591a\u5927\u578b\u91d1\u878d\u673a\u6784\u73b0\u5728\u90fd\u63d0\u4f9b\u4e0e\u4f18\u60e0\u5229\u7387\u4e00\u6837\u7684\u6d6e\u52a8\u5229\u7387\u623f\u8d37\uff0c\u4e0d\u8fc7\uff0c\u5c31\u5e02\u573a\u5883\u51b5\u7814\u5224\uff0c\u5e02\u573a\u4e0a\u6216\u8bb8\u8fd8\u662f\u80fd\u627e\u5230\u4f4e\u4e8e\u6216\u9ad8\u4e8e\u4f18\u60e0\u5229\u73870.2\u767e\u5206\u70b9\u7684\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u3002<\/p>\n
\u4e0e\u56db\u5e74\u671f\u6216\u4e94\u5e74\u671f\u56fa\u5b9a\u5229\u7387\u76f8\u6bd4\uff0c\u987e\u5ba2\u6216\u8bb8\u6682\u65f6\u80fd\u900f\u8fc7\u4f4e\u4e8e\u4f18\u60e0\u5229\u7387\u7684\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u8282\u7701\u4e00\u4e9b\u94b1\uff0c\u4f46\u662f\uff0c\u4e00\u65e6\u4e00\u5e74\u4e4b\u540e\u7ecf\u6d4e\u597d\u8f6c\uff0c\u6d6e\u52a8\u5229\u7387\u4f18\u52bf\u5c06\u968f\u4e4b\u4e27\u5931\uff0c\u5c4a\u65f6\u5f88\u96be\u9884\u6599\u5c1a\u6709\u591a\u5c11\u597d\u5904\u5728\u5176\u4e2d\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u4e16\u754c\u65e5\u62a5\/\u6d6e\u52a8\u5229\u7387\u623f\u8d37\uff08variable-rate mortgage\uff09\u4f18\u52bf\u5df2\u6210\u8fc7\u53bb\uff0c\u5982\u679c\u6c11\u4f17\u73b0\u5728\u8003\u91cf\u623f\u8d37\u6216\u66f4\u65b0\u623f\u8d37\uff0c\u9009\u62e9\u56db\u5e74\u671f\u56fa\u5b9a\u5229\u7387\uff08fixed-rate\uff09\u5b9e\u4e3a\u4e0a\u7b56\u3002 \u773c\u4e0b\u5e02\u9762\u4e0a\u91d1\u878d\u673a\u6784\u63d0\u4f9b\u7684\u623f\u8d37\u6d6e\u52a8\u5229\u7387\u4e0e\u4f18\u60e0\u5229\u7387\uff08prime rate\uff093%\u51e0\u4e4e\u6ca1\u6709\u5dee\u5f02\uff0c\u4f20\u7edf\u6d6e\u52a8\u5229\u7387\u623f\u8d37\u6240\u63d0\u4f9b\u7684\u6298\u6263\u4f18\u60e0\u73b0\u5df2\u88ab\u94f6\u884c…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/25466"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=25466"}],"version-history":[{"count":2,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/25466\/revisions"}],"predecessor-version":[{"id":25468,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/25466\/revisions\/25468"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=25466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=25466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=25466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}