\u7406\u8d22\u5468\u520a\u5468\u5b9c\u9759\/\u56e0\u4e3a\u623f\u8d37\u8fdd\u7ea6\u4e2a\u6848\u66b4\u589e\uff0c\u91d1\u878d\u673a\u6784\u8981\u5904\u7406\u8fd9\u9ebd\u591a\u623f\u5c4b\u4e5f\u611f\u5230\u5f88\u5934\u75db\uff0c\u65bc\u662f\u540c\u610f\u5c4b\u4e3b\u8d31\u4ef7\u51fa\u552e\uff0c\u7136\u540e\u52fe\u9500\u4e00\u5b9a\u6210\u6570\u7684\u623f\u8d37\u3002\u7f8e\u56fd\u7684\u65b0\u5c4b\u548c\u4e2d\u53e4\u5c4b\u4f59\u5c4b\u66b4\u589e\uff0c\u8d2d\u5c4b\u8005\u53ef\u4ee5\u597d\u597d\u7cbe\u6311\u7ec6\u6361\u4e00\u756a\u3002<\/p>\n
\u5728\u4e0a\u5e02\u7535\u5b50\u516c\u53f8\u62c5\u4efb\u7ecf\u7406\u7ea7\u804c\u52a1\u7684\u9648\u5148\u751f\u5728\u6d1b\u6749\u77f6\u6709\u680b\u623f\u5b50\u3002\u4f46\u5728\u770b\u5230\u529b\u9738\u96c6\u56e2\u521b\u529e\u4eba\u738b\u53c8\u66fe\u4ee5\u53ca\u524d\u4e2d\u56fd\u4fe1\u6258\u8463\u4e8b\u957f\u8f9c\u4ef2\u8c05\u5728\u906d\u5230\u8c03\u67e5\u540e\u7eb7\u7eb7\u907f\u8d70\u7f8e\u56fd\uff0c\u72e1\u5154\u4e09\u7a9f\u8ba9\u5a92\u4f53\u627e\u4e0d\u5230\u7684\u65b0\u95fb\u540e\uff0c\u4ed6\u5f00\u59cb\u89c9\u5f97\u53ea\u6709\u4e00\u680b\u623f\u5b50\u6216\u8bb8\u4e0d\u591f\uff0c\u6700\u8fd1\u62a5\u7eb8\u4e0a\u4e00\u76f4\u5728\u8c08\u8bba\u7f8e\u56fd\u623f\u5e02\u98ce\u66b4\uff0c\u4ed6\u5fc3\u60f3\u8fd9\u53ef\u80fd\u662f\u8d74\u7f8e\u7f6e\u4ea7\u7684\u597d\u65f6\u673a\u5427\u3002<\/p>\n
\u6ca1\u9519\uff0c\u6253\u7b97\u8d74\u7f8e\u7f6e\u4ea7\u7684\u4eba\u4e0d\u59a8\u8003\u8651\u4eca\u5e74\u5185\u8fdb\u573a\uff0c\u56e0\u4e3a\u7f8e\u56fd\u623f\u5e02\u5728\u8d70\u4e865\u5e74\u7684\u5927\u591a\u5934\u5e02\u573a\u4e4b\u540e\uff0c\u623f\u4ef7\u5df2\u81ea2006\u5e74\u4e2d\u5f00\u59cb\u8d70\u75b2\u30022\u6708\u65f6\u7684\u5168\u7f8e\u623f\u4ef7\u5df2\u81ea\u53bb\u5e747\u6708\u7684\u98a0\u5cf0\u4e0b\u6ed1\u4e86\u903e7%\uff0c\u75b2\u8f6f\u7684\u60c5\u5f62\u9884\u671f\u81f3\u5c11\u8fd8\u4f1a\u6301\u7eed\u5230\u5e74\u5e95\u3002\u540c\u65f6\uff0c\u7f8e\u56fd\u7684\u65b0\u5c4b\u548c\u4e2d\u53e4\u5c4b\u4f59\u5c4b\u66b4\u589e\uff0c\u52a0\u4e0a\u7f34\u4e0d\u51fa\u623f\u8d37\u800c\u88ab\u62cd\u5356\u7684\u623f\u5b50\u5927\u91cf\u91ca\u51fa\uff0c\u8d2d\u5c4b\u8005\u6b63\u597d\u53ef\u7cbe\u6311\u7ec6\u6361\u3002<\/p>\n
\u623f\u4ef7\u8f83\u53bb\u5e747\u6708\u4e0b\u6ed17.6%<\/p>\n
\u5168\u7f8e\u623f\u5730\u4ea7\u7ecf\u7eaa\u5546\u534f\u4f1a(NAR)\u62a5\u544a\u6307\u51fa\uff0c\u7f8e\u56fd2\u6708\u4efd\u623f\u5c4b\u552e\u4ef7\u7684\u4e2d\u4f4d\u4ef7\u6bd4\u4e00\u5e74\u524d\u8dcc\u4e861.3%\uff0c\u4e3a212,800\u7f8e\u5143(\u610f\u6307\u6709\u4e00\u534a\u7684\u623f\u4ef7\u5728\u8fd9\u4e2a\u4ef7\u4f4d\u4ee5\u4e0a\uff0c\u53e6\u4e00\u534a\u4e0d\u53ca\u8fd9\u4e2a\u4ef7\u4f4d)\u3002\u8fd9\u5df2\u662f\u623f\u4ef7\u8fde\u7eed\u7b2c7\u4e2a\u6708\u4f4e\u65bc\u4e00\u5e74\u524d\u6c34\u51c6\uff0c\u53ef\u89c1\u7f8e\u56fd\u623f\u5e02\u7684\u75b2\u8f6f\u7a0b\u5ea6\u3002\u867d\u7136\u4e0e\u53bb\u5e74\u540c\u671f\u76f8\u8f83\u7684\u8dcc\u5e45\u770b\u8d77\u6765\u5f88\u6e29\u548c\uff0c\u5374\u5df2\u81ea\u53bb\u5e747\u6708\u521b\u4e0b\u7684\u7eaa\u5f55\u9ad8\u5cf0\u4e0b\u6ed17.6%\u3002<\/p>\n
\u7f8e\u56fd\u623f\u5e02\u5728\u53bb\u5e74\u5e74\u4e2d\u51fa\u73b0\u76db\u6781\u800c\u8870\u7684\u8d25\u8c61\uff0c\u800c\u6b21\u7ea7\u623f\u8d37\u98ce\u66b4\u57282\u6708\u5e95\u6d6e\u4e0a?\u9762\uff0c\u5e76\u65bc3\u6708\u6076\u5316\uff0c\u66f4\u8ba9\u623f\u5e02\u96ea\u4e0a\u52a0\u971c\u3002\u6240\u8c13\u6b21\u7ea7\u623f\u8d37(subprime\u3000mortgage)\u662f\u6307\u501f\u7ed9\u4fe1\u7528\u8bc4\u7b49\u8f83\u5dee\u7684\u4eba\u7684\u623f\u8d37\u3002<\/p>\n
\u524d\u4e9b\u5e74\u4e70\u623f\u53d8\u6210\u7f8e\u56fd\u7684\u65b0\u56fd\u6c11\u8fd0\u52a8\uff0c\u4e0d\u7ba1\u6709\u94b1\u6ca1\u94b1\uff0c\u5927\u5bb6\u90fd\u80fd\u501f\u5230\u94b1\u53bb\u4e70\u4e0b\u81ea\u5df1\u7684\u68a6\u60f3\u5bb6\u56ed\u3002\u552f\u5229\u662f\u56fe\u7684\u94f6\u884c\u548c\u8d37\u6b3e\u4e1a\u8005\uff0c\u53ea\u8981\u662f\u4e0a\u95e8\u7684\u5ba2\u6237\u4e00\u5f8b\u6765\u8005\u4e0d\u62d2\uff0c\u751a\u81f3\u4e0d\u5fc5\u81ea\u5907\u5934\u671f\u6b3e\u53ca\u6536\u5165\u8bc1\u660e\uff0c\u90fd\u80fd\u7533\u8bf7\u5230\u623f\u8d37\uff0c\u5c24\u5176\u662f\u6b21\u7ea7\u623f\u8d37\uff0c\u6240\u4ee5\uff0c\u4e00\u65e6\u5931\u63a7\u7f34\u4e0d\u51fa\u8d37\u6b3e\u7684\u8fdd\u7ea6\u60c5\u51b5\u4e5f\u76f8\u7ee7\u7206\u4e86\u51fa\u6765\u3002<\/p>\n
\u7f8e\u56fd\u6d88\u8d39\u8005\u8054\u76df(Consumer Federation of\u3000America)\u623f\u5c4b\u7b56\u7565\u4e3b\u7ba1\u8d39\u96ea\u73ed\u8868\u793a\uff0c\u7f8e\u56fd\u6709\u8bb8\u591a\u5730\u533a\uff0c\u6b21\u7ea7\u623f\u8d37\u7684\u6bd4\u7387\u9ad8\u5f97\u79bb\u8c31\u3002\u4f8b\u5982\uff0c\u7231\u8377\u534e\u5dde\u7684\u8fbe\u6587\u6e2f\u90fd\u4f1a\u533a\uff0c2005\u5e74\u7684\u623f\u8d37\u9ad8\u8fbe47.6%\u5c5e\u65bc\u6b21\u7ea7\u623f\u8d37\u3002<\/p>\n
\u6b21\u7ea7\u623f\u8d37\u51fa\u72b6\u51b5\u5f85\u552e\u5c4b\u6fc0\u589e<\/p>\n
\u6709\u7684\u4e13\u5bb6\u4f30\u8ba1\uff0c\u5728\u8fd9\u6ce2\u98ce\u66b4\u4e2d\uff0c\u5168\u7f8e\u53ef\u80fd\u4f1a\u6709\u9ad8\u8fbe220\u4e07\u7684\u6b21\u7ea7\u623f\u8d37\u501f\u6b3e\u4eba\u7f34\u4e0d\u51fa\u8d37\u6b3e\uff0c\u800c\u4fdd\u4e0d\u4f4f\u4ed6\u4eec\u7684\u623f\u5b50\u3002\u8fd9\u4e9b\u623f\u5c4b\u90fd\u5c06\u88ab\u8d37\u6b3e\u673a\u6784\u6536\u56de\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u5728\u884c\u60c5\u6bd4\u8f83\u5dee\u7684\u5730\u533a\uff0c\u94f6\u884c\u4f1a\u5faa\u62cd\u5356\u7a0b\u5e8f\u4f4e\u4ef7\u5356\u6389\uff0c\u4f46\u82e5\u662f\u5e02\u51b5\u826f\u597d\u7684\u5730\u533a\uff0c\u94f6\u884c\u4e5f\u4f1a\u59d4\u6258\u4ef2\u4ecb\u4e1a\u8005\u5356\u6389\u3002\u4ee5\u5f80\uff0c\u5927\u7ea6\u670925%\u7684\u6b20\u7f34\u623f\u8d37\u6700\u540e\u4f1a\u88ab\u62cd\u5356\u6389\u3002<\/p>\n
\u4ee5\u524d\u884c\u60c5\u597d\u7684\u65f6\u5019\uff0c\u4ed8\u4e0d\u51fa\u623f\u8d37\u7684\u4eba\u53ef\u4ee5\u628a\u623f\u5b50\u5356\u6389\u6765\u507f\u8fd8\u3002\u5982\u4eca\u623f\u4ef7\u8dcc\u4e86\uff0c\u4e5f\u66f4\u96be\u8131\u624b\uff0c\u8bb8\u591a\u5c4b\u4e3b\u53ea\u597d\u4e24\u624b\u4e00\u644a\uff0c\u53eb\u94f6\u884c\u6765\u62ff\u94a5\u5319\u548c\u623f\u5951\u3002\u4e0d\u8fc7\uff0c\u56e0\u4e3a\u623f\u8d37\u8fdd\u7ea6\u4e2a\u6848\u66b4\u589e\uff0c\u91d1\u878d\u673a\u6784\u8981\u5904\u7406\u8fd9\u9ebd\u591a\u623f\u5c4b\u4e5f\u5f88\u5934\u75db\uff0c\u65bc\u662f\u540c\u610f\u5c4b\u4e3b\u8d31\u4ef7\u51fa\u552e\uff0c\u5e76\u52fe\u9500\u4e00\u5b9a\u6210\u6570\u623f\u8d37\u3002\u5982\u6b64\u4e00\u6765\uff0c\u5c4b\u4e3b\u89e3\u51b3\u4e86\u623f\u8d37\u8d1f\u62c5\uff0c\u94f6\u884c\u4e5f\u62ff\u56de\u5927\u591a\u6210\u6570\u7684\u8d37\u6b3e\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
\u7406\u8d22\u5468\u520a\u5468\u5b9c\u9759\/\u56e0\u4e3a\u623f\u8d37\u8fdd\u7ea6\u4e2a\u6848\u66b4\u589e\uff0c\u91d1\u878d\u673a\u6784\u8981\u5904\u7406\u8fd9\u9ebd\u591a\u623f\u5c4b\u4e5f\u611f\u5230\u5f88\u5934\u75db\uff0c\u65bc\u662f\u540c\u610f\u5c4b\u4e3b\u8d31\u4ef7\u51fa\u552e\uff0c\u7136\u540e\u52fe\u9500\u4e00\u5b9a\u6210\u6570\u7684\u623f\u8d37\u3002\u7f8e\u56fd\u7684\u65b0\u5c4b\u548c\u4e2d\u53e4\u5c4b\u4f59\u5c4b\u66b4\u589e\uff0c\u8d2d\u5c4b\u8005\u53ef\u4ee5\u597d\u597d\u7cbe\u6311\u7ec6\u6361\u4e00\u756a\u3002 \u5728\u4e0a\u5e02\u7535\u5b50\u516c\u53f8\u62c5\u4efb\u7ecf\u7406\u7ea7\u804c\u52a1\u7684\u9648\u5148\u751f\u5728\u6d1b\u6749\u77f6\u6709\u680b\u623f\u5b50\u3002\u4f46\u5728\u770b\u5230\u529b\u9738\u96c6\u56e2\u521b\u529e\u4eba\u738b\u53c8\u66fe\u4ee5\u53ca\u524d\u4e2d\u56fd\u4fe1\u6258\u8463\u4e8b\u957f\u8f9c\u4ef2\u8c05\u5728\u906d\u5230\u8c03\u67e5\u540e…
Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[10],"tags":[],"_links":{"self":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/1881"}],"collection":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1881"}],"version-history":[{"count":0,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=\/wp\/v2\/posts\/1881\/revisions"}],"wp:attachment":[{"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1881"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1881"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.jackjia.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1881"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}