{"id":15186,"date":"2010-03-31T10:03:01","date_gmt":"2010-03-31T15:03:01","guid":{"rendered":"http:\/\/blog.jackjia.com\/?p=15186"},"modified":"2010-03-31T10:03:01","modified_gmt":"2010-03-31T15:03:01","slug":"20100331%e5%88%a9%e7%8e%87%e5%9b%9e%e5%8d%87-%e6%96%ad%e4%be%9b%e6%8b%8d%e5%8d%96%e6%96%99%e8%b6%8b%e5%a2%9e","status":"publish","type":"post","link":"https:\/\/blog.jackjia.com\/?p=15186","title":{"rendered":"20100331\/\u5229\u7387\u56de\u5347 \u65ad\u4f9b\u62cd\u5356\u6599\u8d8b\u589e"},"content":{"rendered":"

\u4f9b\u697c\u538b\u529b\u5927 \u4e24\u6210\u4e1a\u4e3b\u8282\u8863\u7f29\u98df<\/strong><\/p>\n

(\u591a\u4f26\u591a30\u65e5\u52a0\u65b0\u793e\u7535)\u52a0\u62ff\u5927\u8c18\u8bae\u5c40(Conference Board of Canada)\u8868\u793a\uff0c\u52a0\u56fd\u4e94\u5206\u4e00\u623f\u5c4b\u4e1a\u4e3b\u4e3a\u4e86\u4f9b\u697c\uff0c\u8981\u5927\u5e45\u524a\u51cf\u57fa\u672c\u751f\u6d3b\u5f00\u652f\u3002\u73b0\u65f6\u6309\u63ed\u5229\u7387\u56de\u5347\uff0c\u4f9b\u697c\u6210\u672c\u4e0a\u6da8\uff0c\u5c06\u6765\u65e0\u6cd5\u8d1f\u62c5\u4f4f\u5c4b\u5f00\u652f\u7684\u52a0\u4eba\u5fc5\u4f1a\u66f4\u591a\u3002<\/p>\n

\u672c\u56fd\u6309\u63ed\u5229\u7387\u7ecf\u8fc7\u4e00\u4e2a\u65f6\u671f\u7684\u5386\u53f2\u5730\u4f4d\u540e\u5f00\u59cb\u56de\u5347\uff0c\u539f\u6765\u7684\u4f4e\u606f\u5438\u5f15\u8bb8\u591a\u56fd\u6c11\u6295\u8eab\u623f\u5730\u4ea7\u5e02\u573a\uff0c\u90e8\u5206\u4eba\u6309\u63ed\u6570\u989d\u4e4b\u9ad8\u8fbe\u5230\u5371\u9669\u6c34\u5e73\uff0c\u4e00\u65e6\u5229\u7387\u4e0a\u5347\uff0c\u53ef\u80fd\u65e0\u6cd5\u8d1f\u62c5\u4f9b\u697c\u7684\u5f00\u652f\u3002<\/p>\n

\u52a0\u62ff\u5927\u8c18\u8bae\u5c40\u5468\u4e8c\u8868\u793a\uff0c\u96be\u4ee5\u8d1f\u62c5\u7684\u4f4f\u623f\u5f00\u652f\uff0c\u662f\u6307\u623f\u5c4b\u5f00\u652f\u8d85\u8fc7\u4e1a\u4e3b\u7a0e\u524d\u6536\u5165\u7684\u4e09\u6210\uff0c\u8feb\u4f7f\u4e1a\u4e3b\u51cf\u5c11\u5176\u4ed6\u65b9\u9762\u7684\u5f00\u652f\uff0c\u7531\u6b64\u53ef\u80fd\u5bf9\u5065\u5eb7\u5e26\u6765\u8d1f\u9762\u5f71\u54cd\u3002<\/p>\n

\u8c18\u8bae\u5c40\u6559\u80b2\u53ca\u5065\u5eb7\u603b\u76d1\u9ea6\u51ef(Diana MacKay)\u8bf4\uff1a\u201c\u7ea6\u4e94\u5206\u4e00\u7684\u52a0\u62ff\u5927\u5bb6\u5ead\u6ca1\u6709\u8db3\u591f\u8d44\u6e90\uff0c\u540c\u65f6\u8d1f\u62c5\u4f18\u8d28\u5c45\u6240\u53ca\u5176\u4ed6\u6539\u5584\u5065\u5eb7\u7684\u5f00\u652f\uff0c\u4f8b\u5982\u8425\u517b\u98df\u54c1\u6216\u53c2\u52a0\u5eb7\u4e50\u6d3b\u52a8\u3002\u201d<\/p>\n

\u8c18\u8bae\u5c40\u6307\u51fa\uff0c\u76f8\u5173\u7684\u5065\u5eb7\u95ee\u9898\u6216\u4f1a\u5f71\u54cd\u7ecf\u6d4e\uff0c\u4f8b\u5982\u51cf\u4f4e\u751f\u4ea7\u529b\u3001\u9650\u5236\u56fd\u5bb6\u7684\u7ade\u4e89\u529b\uff0c\u548c\u95f4\u63a5\u63a8\u9ad8\u533b\u7597\u53ca\u798f\u5229\u6210\u672c\u3002<\/p>\n

\u8c18\u8bae\u5c40\u8fd8\u8bf4\uff0c\u73b0\u65f6\u5df2\u6709\u5927\u7ea625%\u7684\u672c\u56fd\u5bb6\u5ead\u8981\u4f9d\u8d56\u4f4f\u623f\u8865\u8d34\uff0c\u6216\u51fa\u73b0\u65e0\u6cd5\u8d1f\u62c5\u4f4f\u623f\u5f00\u652f\u7684\u60c5\u51b5\u3002\u9884\u8ba1\u8fd9\u4e2a\u6570\u5b57\u5c06\u4f1a\u4e0a\u5347\u3002<\/p>\n

\u7ecf\u6d4e\u5b66\u5bb6\u6700\u8fd1\u8b66\u544a\uff0c\u6309\u63ed\u5229\u7387\u5c06\u9010\u6b65\u56de\u5347\u3002\u5230\u4e86\u5468\u4e8c\u5168\u56fd\u6700\u5927\u7684\u94f6\u884c\u4e4b\u4e2d\uff0c6\u5bb6\u5df2\u5ba3\u5e03\u5c06\u90e8\u5206\u5229\u7387\u4e0a\u8c03\u903e\u534a\u4e2a\u767e\u5206\u70b9\u3002<\/p>\n

\u6e29\u5c3c\u8f9f\u5927\u5b66\u6559\u6388\u5361\u7279(Tom Carter)\u8bf4\uff0c\u8d2d\u623f\u540e\u8d44\u91d1\u7d27\u7ecc\u7684\u65b0\u4e1a\u4e3b\uff0c\u6700\u5bb9\u6613\u53d7\u6309\u63ed\u5229\u7387\u4e0a\u5347\u7684\u51b2\u51fb\uff0c\u4ed6\u4eec\u4e0d\u4e45\u4f1a\u53d1\u73b0\uff0c\u4f9b\u697c\u538b\u529b\u6108\u6765\u6108\u5927\u3002<\/p>\n

\u5361\u7279\u9884\u671f\uff0c\u672a\u67651\u5e74\u65e0\u6cd5\u507f\u8fd8\u8d37\u6b3e\u6216\u94f6\u884c\u6536\u697c\u7684\u60c5\u51b5\u4f1a\u589e\u52a0\uff0c\u4f46\u7edd\u5927\u591a\u6570\u4eba\u4ecd\u8282\u8863\u7f29\u98df\uff0c\u5c3d\u529b\u652f\u4ed8\u6309\u63ed\u6216\u79df\u91d1\uff0c\u5f71\u54cd\u6d88\u8d39\u8005\u6574\u4f53\u5f00\u652f\u3002<\/p>\n

\u4e3a\u9501\u5b9a\u4f4e\u606f\u517c\u8d76\u5408\u5e76\u7a0e\u524d\u4e70\u5c4b \u672a\u67653\u4e2a\u6708\u697c\u5e02\u52bf\u8d8b\u70bd\u70ed<\/strong><\/p>\n

\u3010\u660e\u62a5\u6e29\u534e\u534e\u4e13\u8baf\u3011\u4e3b\u8981\u94f6\u884c\u8c03\u9ad8\u90e8\u5206\u56fa\u5b9a\u5e74\u671f\u6309\u63ed\u5229\u7387\uff0c\u6709\u4e1a\u754c\u6307\u51fa\uff0c\u73b0\u5728\u6700\u5fc3\u6025\u7684\u662f\u90a3\u4e9b\u62ff\u4e86\u94f6\u884c\u201c\u9884\u5148\u6279\u6838\u6309\u63ed\u201d(pre-approved mortgage)\u3001\u8fd8\u672a\u4e70\u5230\u5408\u9002\u623f\u5b50\u7684\u4eba\uff0c\u56e0\u4e3a\u8fd9\u4e9b\u9884\u5148\u6279\u6838\u8ba1\u5212\u6240\u9501\u5b9a\u5229\u7387\u9650\u671f\u901a\u5e38\u4e3a90\u81f3120\u5929\uff0c\u52a0\u4e0a7\u67081\u65e5\u8981\u63a8\u884c\u5408\u5e76\u7a0e(HST)\u539f\u672c\u5df2\u4ee4\u697c\u5e02\u5347\u6e29\uff0c\u4e13\u5bb6\u9884\u6599\u672a\u67653\u4e2a\u6708\u697c\u5e02\u5c06\u4f1a\u975e\u5e38\u70bd\u70ed\u3002<\/p>\n

\u6309\u63ed\u673a\u6784Invis Inc\u7684\u8d44\u6df1\u6309\u63ed\u7ecf\u7eaa\u7a46\u7f55(Patrick Mulhern)\u8868\u793a\uff0c\u8fc7\u53bb\u4e00\u4e2a\u661f\u671f\uff0c\u4ed6\u529e\u516c\u5ba4\u6536\u5230\u7684\u5173\u4e8e\u6309\u63ed\u67e5\u8be2\uff0c\ue4eb\u5347\u4e86\u81f3\u5c1160%\uff0c\u4ed6\u8bf4\uff0c\u5176\u5b9e\u5927\u90e8\u5206\u5ba2\u6237\u90fd\u77e5\u9053\u52a0\u606f\u662f\u65e9\u665a\u7684\u4e8b\uff0c\u56e0\u4e3a\u73b0\u5728\u7684\u5229\u7387\u4e00\u76f4\u5904\u4e8e\u5386\u53f2\u6700\u4f4e\u4f4d\uff0c\u5927\u5bb6\u5fc3\u91cc\u90fd\u660e\u767d\uff0c\u5229\u606f\u662f\u7ec8\u4e8e\u90fd\u8981\u4e0a\u53bb\u7684\uff0c\u56e0\u6b64\u8fd9\u4e00\u6ce2\u52a0\u606f\u4e5f\u6ca1\u6709\u4ee4\u4eba\u592a\u610f\u5916\u3002<\/p>\n

\u4e0d\u8fc7\uff0c\u7a46\u7f55\u8bf4\uff0c\u5176\u5b9e\u73b0\u5728\u6700\u5fc3\u6025\u7684\u4eba\uff0c\u662f\u90a3\u4e9b\u672c\u6765\u5df2\u83b7\u5f97\u94f6\u884c\u4e86\u201c\u9884\u5148\u6279\u6838\u6309\u63ed\u201d\u7684\u4eba\u58eb\uff0c\u8fd9\u4e9b\u90fd\u662f\u6709\u610f\u8fdb\u573a\u4e70\u623f\u5b50\u7684\u4eba\uff0c\u800c\u4e00\u822c\u201c\u9884\u5148\u6279\u6838\u6309\u63ed\u201d\u6240\u9501\u5b9a\u7684\u5229\u7387\u6709\u6548\u671f\uff0c\u901a\u5e38\u662f90\u5929\u5230120\u5929\u5de6\u53f3\uff0c\u56e0\u6b64\u8fd9\u6279\u624b\u5934\u4e0a\u6709\u597d\u7684\u6309\u63ed\u5229\u7387\u8ba1\u5212\u3001\u53c8\u672a\u4e70\u5230\u5408\u9002\u623f\u5b50\u7684\u4eba\uff0c\u4ed6\u4eec\u4f1a\u66f4\u6709\u201c\u52a8\u529b\u201d(motivated)\u5728\u201c\u9884\u5148\u6279\u6838\u6309\u63ed\u201d\u671f\u9650\u5230\u8fbe\u4e4b\u524d\u4e70\u5230\u623f\u5b50\u3002<\/p>\n

\u6b64\u5916\uff0c7\u67081\u65e5\u5c06\u5b9e\u65bdHST\uff0c\u672c\u6765\u8fd9\u51e0\u4e2a\u6708\u90fd\u5df2\u7ecf\u4ee4\u697c\u5e02\u975e\u5e38\u6d3b\u8dc3\uff0c\u73b0\u5728\u52a0\u4e0a\u5229\u7387\u5173\u7cfb\uff0c\u9884\u6599\u672a\u67653\u4e2a\u6708\u697c\u5e02\u53ef\u80fd\u662f\u201c\u706b\u4e0a\u52a0\u6cb9\u201d\uff0c\u4ee5\u7a46\u7f55\u7684\u8bf4\u6cd5\uff0c\u5c31\u662f\u672a\u6765\u8fd9\u51e0\u4e2a\u6708\u697c\u5e02\u4f1a\u88ab\u5229\u7387\u7b49\u8fd9\u4e9b\u5916\u5728\u56e0\u7d20\u7275\ue2e5\u8d70\u3002<\/p>\n

\u5730\u4ea7\u7ecf\u7eaa\u9093\u8dc3\u8bf4\uff0c\u4ed6\u73b0\u5728\u89c2\u5bdf\u5230\u5e02\u573a\u6709\u4e24\u79cd\u60c5\u51b5\uff0c\u4e00\u79cd\u662f\u5df2\u4e0e\u94f6\u884c\u8c08\u59a5\u597d\u5229\u7387\uff0c\u518d\u4e0d\u4f7f\u7528\u5c31\u8981\u8fc7\u671f\uff0c\u73b0\u5728\u4e0d\u7528\u66f4\u5f85\u4f55\u65f6\u7684\u4eba\uff0c\u4ed6\u4eec\u4f1a\u66f4\u52a1\u5b9e\u7684\u53bb\u770b\u697c\uff0c\u4ece\u4e2d\u6311\u9009\u51fa\u5408\u610f\u7684\u623f\u5c4b\u3002\u4f46\u5f53\u7136\uff0c\u6c38\u8fdc\u4e5f\u6709\u4e00\u4e9b\u4eba\u8fd8\u5728\u7b49\uff0c\u4ed6\u4eec\u8ba4\u4e3a\u6709\u53ef\u80fd\u5229\u7387\u8c03\u9ad8\u540e\uff0c\u4e70\u697c\u7684\u4eba\u51cf\u5c11\u4e86\uff0c\u697c\u4ef7\u53ef\u80fd\u4f1a\u56de\u8dcc\uff0c\u90a3\u65f6\u518d\u6765\u4e70\u697c\uff0c\u5373\u4f7f\u8d1f\u62c5\u5229\u7387\u9ad8\u4e00\u4e9b\u7684\u6309\u63ed\uff0c\u53ef\u80fd\u4ecd\u662f\u5212\u7b97\u3002<\/p>\n

\u4e0d\u8fc7\uff0c\u9093\u8dc3\u8868\u793a\uff0c\u8ba4\u4e3a\u697c\u4ef7\u53ef\u80fd\u4f1a\u56de\u8dcc\u7684\u4e00\u6d3e\uff0c\u5176\u5b9e\u662f\u9762\u4e34\u4e86\u8bb8\u591a\u4e0d\u786e\u5b9a\u56e0\u7d20\uff0c\u9996\u5148\uff0c\u4ed6\u73b0\u5728\u8fd8\u672a\u611f\u53d7\u5230\u6709\u6b63\u5728\u6302\u724c\u5356\u697c\u7684\u5c4b\u4e3b\uff0c\u8ba4\u4e3a\u697c\u4ef7\u4f1a\u8dcc\u800c\u613f\u610f\u524a\u51cf\u4ef7\u683c\u7684\uff0c\u6240\u4ee5\uff0c\u5373\u4f7f\u5229\u7387\u8c03\u9ad8\uff0c\u662f\u5426\u4ee3\u8868\u697c\u4ef7\u4f1a\u8dcc\uff0c\u4ed6\u8ba4\u4e3a\u8fd9\u4e24\u8005\u5e76\u65e0\u76f4\u63a5\u5173\u8054\uff0c\u81f3\u5c11\u76ee\u524d\u6b62\uff0c\u5e02\u573a\u8fd8\u89c1\u4e0d\u5230\u8fd9\u4e24\u8005\u7684\u5173\u8054\u3002<\/p>\n

\u9093\u8dc3\u8bf4\uff0c\u90a3\u4e9b\u89c2\u671b\u7b49\u5f85\u697c\u4ef7\u56de\u8dcc\u7684\u4eba\uff0c\u771f\u6b63\u9700\u8981\u62c5\u5fc3\u7684\u662f\uff0c\u73b0\u5728\u4e0d\u5728\u5229\u7387\u4f4e\u65f6\u8d76\u5feb\u884c\u52a8\uff0c\u53d6\u5f97\u94f6\u884c\u7684\u201c\u9884\u5148\u6309\u63ed\u6279\u6838\u201d\uff0c\u6709\u53ef\u80fd\u5229\u7387\u4e00\u9ad8\uff0c\u4e14\u697c\u4ef7\u4e0d\u8dcc\uff0c\u81ea\u5df1\u53c8\u4e0d\u591f\u8d44\u683c\u7533\u8bf7\u5230\u8ba1\u5212\u4e2d\u7684\u6309\u63ed\u6570\u76ee\uff0c\u6700\u540e\u5c06\u9519\u5931\u5728\u8fd9\u6ce2\u697c\u4ef7\u53d8\u52a8\u4e2d\uff0c\u8ddd\u79bb\u62e5\u6709\u81ea\u4f4f\u623f\u5c4b\u7684\u76ee\u6807\uff0c\u53ea\u4f1a\u6108\u6765\u6108\u9065\u3002<\/p>\n

\u53e6\u5916\uff0c\u6709\u5730\u4ea7\u7ecf\u7eaa\u8ba4\u4e3a\uff0c\u522b\u5fd8\u4e86\u5408\u5e76\u7a0e\u5c06\u57287\u6708\u5b9e\u65bd\uff0c\u8003\u8651\u5229\u7387\u53ca\u5408\u5e76\u7a0e\u5c06\u5b9e\u65bd\u7b49\u56e0\u7d20\u4e0b\uff0c\u5df2\u4f5c\u597d\u6309\u63ed\u7684\u4e70\u5bb6\uff0c\u73b0\u5728\u4e0d\u4e70\u66f4\u5f85\u4f55\u65f6\u3002<\/p>\n

\u6025\u5546\u9501\u5b9a\u65e7\u5229\u7387\u7533\u8bf7\u500d\u589e<\/strong><\/p>\n

\u94f6\u884c\u8c03\u9ad8\u5b9a\u671f\u6309\u63ed\u5229\u7387\u6d88\u606f\u4f20\u51fa\u540e\uff0c\u6b63\u51c6\u5907\u7533\u8bf7\u6309\u63ed\u4eba\u58eb\u7eb7\u7eb7\u4e0e\u94f6\u884c\u6309\u63ed\u90e8\u95e8\u8054\u7edc\uff0c\u7d27\u6025\u5546\u5b9a\u6309\u63ed\u5408\u7ea6\uff0c\u6216\u662f\u5148\u9501\u6b7b\u65e7\u5229\u738790\u5929\u6216120\u5929\u518d\u8bf4\uff0c\u6709\u6309\u63ed\u7ecf\u7406\u6628\u65e5\u6574\u5929\u5fd9\u4e0d\u505c\uff0c\u684c\u4e0a\u540c\u65f6\u653e\ue2e520\u4efd\u65b0\u9001\u6309\u63ed\u5408\u7ea6\uff0c\u7533\u8bf7\u4eba\u5747\u5e0c\u671b\u62a2\u5728\u65b0\u5229\u7387\u6b63\u5f0f\u751f\u6548\u524d\u901a\u8fc7\u94f6\u884c\u5ba1\u6838\u3002<\/p>\n

\u52a0\u62ff\u5927\u7687\u5bb6\u94f6\u884c\u697c\u5b87\u6309\u63ed\u7ecf\u7406\u738b\u5b50\u4e91\u8bf4\uff0c\u524d\u65e5\u94f6\u884c\u8c03\u9ad8\u90e8\u5206\u5e74\u671f\u56fa\u5b9a\u6309\u63ed\u5229\u7387\u7684\u6d88\u606f\u51fa\u540e\uff0c\u4ed6\u5373\u5f00\u59cb\u63a5\u5230\u8bb8\u591a\u62c5\u5fc3\u5229\u7387\u8c03\u9ad8\u540e\u4f7f\u6309\u63ed\u652f\u51fa\u589e\u52a0\u7684\u7533\u8bf7\u4eba\uff0c\u4ed6\u4eec\u5f53\u4e2d\u6709\u7684\u5df2\u7ecf\u770b\u597d\u8981\u4e70\u7684\u697c\uff0c\u4e5f\u6709\u8fd8\u6ca1\u6709\u770b\u4e2d\u610f\u7684\uff0c\u6628\u65e5\u4ed6\u7684\u684c\u4e0a\u5df2\u5806\u79ef\u4e86\u7ea620\u4efd\u6309\u63ed\u7533\u8bf7\uff0c\u7533\u8bf7\u7a81\u7136\u6d8c\u73b0\u4e0a\u500d\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"

\u4f9b\u697c\u538b\u529b\u5927 \u4e24\u6210\u4e1a\u4e3b\u8282\u8863\u7f29\u98df (\u591a\u4f26\u591a30\u65e5\u52a0\u65b0\u793e\u7535)\u52a0\u62ff\u5927\u8c18\u8bae\u5c40(Conference Board of Canada)\u8868\u793a\uff0c\u52a0\u56fd\u4e94\u5206\u4e00\u623f\u5c4b\u4e1a\u4e3b\u4e3a\u4e86\u4f9b\u697c\uff0c\u8981\u5927\u5e45\u524a\u51cf\u57fa\u672c\u751f\u6d3b\u5f00\u652f\u3002\u73b0\u65f6\u6309\u63ed\u5229\u7387\u56de\u5347\uff0c\u4f9b\u697c\u6210\u672c\u4e0a\u6da8\uff0c\u5c06\u6765\u65e0\u6cd5\u8d1f\u62c5\u4f4f\u5c4b\u5f00\u652f\u7684\u52a0\u4eba\u5fc5\u4f1a\u66f4\u591a\u3002 \u672c\u56fd\u6309\u63ed\u5229\u7387\u7ecf\u8fc7\u4e00\u4e2a\u65f6\u671f\u7684\u5386\u53f2\u5730\u4f4d\u540e\u5f00\u59cb\u56de\u5347\uff0c\u539f\u6765…
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