\u7efc\u5408\u62a5\u9053\/\u6570\u767e\u4e07\u7684\u5b89\u7701\u8f66\u4e3b\u5c06\u9762\u4e34\u6c7d\u8f66\u4fdd\u8d39\u7684\u53cc\u4f4d\u6570\u589e\u957f\uff0c\u591a\u4f26\u591a\u5730\u533a\u8f66\u4e3b\u5e73\u5747\u7684\u4fdd\u8d39\u53ef\u80fd\u5c06\u589e\u957f14%\u3002<\/p>\n
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\u4f46\u662f\uff0c\u8fd9\u4e9b\u53ea\u662f\u5168\u7701\u7684\u5e73\u5747\u6570\uff0c\u5e76\u4e0d\u4ee3\u8868\u5927\u591a\u4f26\u591a\u5730\u533a\u5927\u90e8\u5206\u8f66\u4e3b\u53ef\u80fd\u5c06\u4ed8\u7684\u8d39\u7387\u3002<\/p>\n
\u300a\u591a\u4f26\u591a\u661f\u62a5\u300b\u7684\u8ba1\u7b97\u663e\u793a\uff0c\u591a\u4f26\u591a\u5730\u533a\u53d7\u4fdd\u4e8e17\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u8f66\u4e3b\uff0c\u5e73\u5747\u53ef\u80fd\u9762\u4e3414%\u7684\u52a0\u4ef7\uff0c\u800c\u5168\u7701\u7684\u5e73\u5747\u589e\u5e45\u4e3a9.1%\u3002<\/p>\n
\u4f46\u662f\uff0c\u4e00\u4e9b\u591a\u4f26\u591a\u5730\u533a\u7684\u8f66\u4e3b\uff0c\u53d6\u51b3\u4e8e\u4ed6\u4eec\u7684\u627f\u4fdd\u516c\u53f8\u3001\u4ed6\u4eec\u7684\u9a7e\u9a76\u8bb0\u5f55\uff0c\u4ee5\u53ca\u4ed6\u4eec\u6240\u5904\u7684\u793e\u533a\uff0c\u53ef\u80fd\u9762\u4e3430%\u4ee5\u4e0a\u7684\u589e\u5e45\u3002<\/p>\n
Co-operators General Insurance Co.\u7684\u6c99\u5c14\u66fc\uff08Leonard Sharman\uff09\u8868\u793a\uff1a\u201c\u5728\u5b89\u7701\uff0c\u9020\u6210\u4fdd\u8d39\u4e0a\u6da8\u7684\u4e00\u5927\u539f\u56e0\uff0c\u662f\u4ea4\u901a\u610f\u5916\u798f\u5229\u7684\u5f00\u652f\uff0c\u5728\u5927\u591a\u4f26\u591a\u5730\u533a\u66f4\u662f\u5982\u6b64\u3002\u50cf\u8bc4\u4f30\u3001\u533b\u7597\u5eb7\u590d\u3001\u7269\u7406\u6cbb\u7597\u7684\u5f00\u652f\u7b49\uff0c\u4e00\u76f4\u5728\u5927\u5e45\u5ea6\u98d9\u6da8\uff0c\u5728\u5927\u591a\u4f26\u591a\u5730\u533a\u6700\u4e3a\u660e\u663e\u3002\u201d<\/p>\n
\u52a0\u4ef7\u505c\u4e0d\u4e86<\/p>\n
\u81ea\u53bb\u5e74\u4e2d\u671f\u4ee5\u6765\uff0c\u4ed6\u7684\u516c\u53f8\u5df2\u83b7\u5f97\u4e00\u51718.57%\u7684\u4e24\u6b21\u52a0\u4ef7\u3002\u4f46\u5176\u5728\u5927\u591a\u4f26\u591a\u5730\u533a\u7684\u52a0\u4ef7\u5e45\u5ea6\u4e3a11%\u548c14%\u3002\u4ed6\u8fd8\u8b66\u544a\u79f0\uff0c3\u6708\u4efd\u8fd8\u5c06\u52a0\u4ef7\u3002\u52a0\u62ff\u5927\u4fdd\u9669\u5c40\uff08Insurance Bureau of Canada\uff09\u4e3b\u5e2d\u5f17\u683c\u9f99\uff08Don Forgeron\uff09\u8868\u793a\uff1a\u201c\uff08\u9762\u5bf9\u65e5\u76ca\u4e0a\u5347\u7684\u6cbb\u7597\u53ca\u8d54\u507f\u9700\u6c42\uff09\uff0c\u5404\u4fdd\u9669\u516c\u53f8\u6b63\u5728\u5404\u663e\u795e\u901a\uff0c\u5c06\u8fd9\u4e9b\u6210\u672c\u8f6c\u5ac1\u7ed9\u6d88\u8d39\u8005\u3002\u201d<\/p>\n
\u867d\u7136\u5b89\u7701\u8d22\u653f\u5385\u957f\u9093\u80af\uff08Dwight Duncan\uff09\u53ef\u671b\u5728\u6570\u65e5\u6216\u6570\u5468\u5185\u5ba3\u5e03\u5bf9\u6c7d\u8f66\u4fdd\u9669\u653f\u7b56\u7684\u6539\u9769\uff0c\u4f46\u4e0d\u4f1a\u662f\u5728\u672c\u5468\u3002\u4e00\u540d\u53d1\u8a00\u4eba\u79f0\uff0c\u4ed6\u5468\u56db\u7684\u79cb\u5b63\u9884\u7b97\u66f4\u65b0\u6848\uff0c\u662f\u76ee\u524d\u7684\u9996\u8981\u4efb\u52a1\u3002<\/p>\n
\u5b89\u7701\u91d1\u878d\u670d\u52a1\u59d4\u5458\u4f1a\uff08Financial Services Commission of Ontario\uff09\u5728\u5176\u6700\u65b0\u7684\u5b63\u5ea6\u58f0\u660e\u4e2d\u8868\u793a\uff0c\u5df2\u6279\u51c6\u670d\u52a1\u5b89\u77011\/3\u5730\u533a\u7684\u4fdd\u9669\u5546\u63d0\u9ad8\u4fdd\u8d39\u5e73\u57476.2%\u3002<\/p>\n
\u4f46\u662f\uff0c\u8fd9\u5bf9\u4e8e17\u5bb6\u4fdd\u9669\u5546\u6765\u8bf4\uff0c\u8fd9\u53ea\u662f\u6700\u65b0\u7684\u8d39\u7387\u8c03\u6574\u3002\u5982\u679c\u7b97\u516512\u4e2a\u6708\u4ee5\u6765\u83b7\u6279\u7684\u52a0\u4ef7\u5e45\u5ea6\uff0c\u5728\u5e74\u5ea6\u7eed\u4fdd\u65f6\uff0c\u5347\u5e45\u5c06\u4e3a9.1%\u3002<\/p>\n
\u4f30\u8ba1\u5927\u591a\u4f26\u591a\u5730\u533a\u7684\u589e\u5e45\u4e3a\u768414%\uff0c\u300a\u661f\u62a5\u300b\u662f\u5c069.1%\u7684\u5168\u7701\u6570\u5b57\uff0c\u52a0\u4e0aCo-operators\u5468\u4e00\u62ab\u9732\u5176\u591a\u4f26\u591a\u53d7\u4fdd\u4eba\u5e94\u4ed8\u7684\u76f8\u540c\u989d\u5916\u90e8\u5206\uff0c\u800c\u5f97\u51fa\u7684\u3002<\/p>\n
\u53bb\u5e74\uff0c\u5927\u591a\u4f26\u591a\u5730\u533a\u6c7d\u8f66\u4fdd\u8d39\u5e73\u5747\u6bcf\u8f66\u4e3a1,682\u5143\u3002\u52a0\u4e0a14%\u7684\u5347\u5e45\uff0c\u5c06\u53d8\u62101,917\u5143\u3002<\/p>\n
\u8bb0\u5f55\u5dee\u4fdd\u8d39\u6da8\u5e45\u51e0\u8fd130%<\/p>\n
\u670d\u52a1\u7ea627%\u8f66\u4e3b\u7684\u4fdd\u9669\u5546\uff0c\u5df2\u83b7\u51c6\u5728\u5168\u7701\u8303\u56f4\u5185\u5b9e\u65bd\u53cc\u4f4d\u6570\u52a0\u4ef7\u3002\u4ed6\u4eec\u5305\u62ecAXA Insurance \uff08Canada\uff09\u768412.2%\uff1bKingsway General Insurance \uff08\u6700\u8fd1\u6539\u540d\u4e3aJevco Insurance\uff09\u768421.2%\uff1bState Farm Mutual Automobile Insurance\u768412.5%\uff1b\u4ee5\u53caWawanesa Mutual Insurance Co.\u768415.1%\u3002<\/p>\n
\u53d7\u4fdd\u4e8ePembridge Insurance Co. Ltd.\u7684\u8f66\u4e3b\uff0c\u56e0\u4e3a\u90fd\u6709\u591a\u9879\u610f\u5916\u53ca\u9a7e\u9a76\u8fdd\u89c4\u8bb0\u5f55\u5728\u8eab\uff0c\u5c06\u770b\u5230\u4ed6\u4eec\u7684\u4fdd\u8d39\u5e73\u5747\u4e0a\u6da818.8%\u3002<\/p>\n
\u6839\u636eCo-operators\u7684\u7ecf\u5386\uff0c\u8fd9\u53ef\u80fd\u610f\u5473\u7740\u591a\u4f26\u591a\u5730\u533a\u9a7e\u9a76\u8bb0\u5f55\u4e0d\u826f\u7684\u53f8\u673a\uff0c\u5e73\u5747\u4fdd\u8d39\u6da8\u5e45\u5c06\u63a5\u8fd130%\u3002 <\/p>\n
Pembridge\u4e00\u540d\u53d1\u8a00\u4eba\u8868\u793a\uff0c\u4ed6\u65e0\u6cd5\u627e\u5230\u9ad8\u5c42\u884c\u653f\u4eba\u5458\u6765\u8bc1\u5b9e\u5177\u4f53\u7684\u6570\u5b57\u3002<\/p>\n
\u540c\u65f6\uff0c\u9a7e\u9a76\u8bb0\u5f55\u5b8c\u7f8e\u65e0\u7455\u7684\u53f8\u673a\uff0c\u4ea6\u9762\u5bf9\u989d\u5916\u7684\u8981\u6c42\uff0c\u624d\u80fd\u4fdd\u4f4f\u4ed6\u4eec\u5728Economical Mutual Insurance Co.\u7684\u4f18\u60e0\u4fdd\u8d39\u3002\u8be5\u516c\u53f8\u5df2\u901a\u77e5\u4fdd\u9669\u7ecf\u7eaa\uff0c\u62e5\u6709\u65e7\u8f66\u7684\u8f66\u4e3b\u5fc5\u987b\u66f4\u65b0\uff0c\u5e76\u8ba9\u5168\u5bb6\u6240\u6709\u7684\u53f8\u673a\u90fd\u7b7e\u7f72\u4fdd\u9669\u7533\u8bf7\u8868\uff0c\u4ee5\u786e\u4fdd\u6240\u6709\u5728\u6863\u7684\u8d44\u6599\u4fdd\u6301\u6700\u65b0\u3002<\/p>\n
\u5b89\u7701\u4fdd\u9669\u7ecf\u7eaa\u534f\u4f1a\uff08Insurance Brokers Association of Ontario\uff09\u884c\u653f\u603b\u88c1\u5361\u7f57\u5c14\uff08Randy Carroll\uff09\u8868\u793a\uff0c\u5927\u90e8\u5206\u7ecf\u7eaa\u5b81\u613f\u4e0d\u8981\u8ba9\u4ed6\u4eec\u7684\u5ba2\u6237\u7ecf\u53d7\u8fd9\u4e9b\u4e0d\u4fbf\u3002\u4f46\u4ed6\u79f0\u4ed6\u4eec\u53d7\u5230\u5176\u4ed6\u4fdd\u9669\u516c\u53f8\u7684\u538b\u529b\uff0c\u79f0\u4e0d\u8981\u5c06Economical Mutual Insurance Co.\u7684\u987e\u5ba2\u8f6c\u5230\u4ed6\u4eec\u7684\u516c\u53f8\uff0c\u56e0\u4e3a\u8fd9\u5bb6\u627f\u4fdd6.2%\u5b89\u7701\u53f8\u673a\u7684\u4fdd\u9669\u5546\uff0c\u53bb\u5e74\u8499\u53d7\u4e86\u4e1a\u754c\u6700\u4e25\u91cd\u7684\u4e8f\u635f\u3002<\/p>\n
Economical Mutual Insurance Co.\u603b\u88c1\u534e\u5c14\u5b9d\uff08Noel Walpole\uff09\u8868\u793a\uff0c\u4ed6\u7684\u516c\u53f8\u5b81\u613f\u4e0d\u8981\u6c42\u53d7\u4fdd\u4eba\u586b\u5199\u4e00\u4efd\u5168\u65b0\u7684\u7533\u8bf7\u8868\u3002\u4f46\u4e0d\u5e78\u7684\u662f\uff0c\u89c4\u7ba1\u673a\u6784\u5df2\u82b1\u4e86\u6570\u5468\u65f6\u95f4\u6279\u51c6\u4e86\u4e00\u4e2a\u66f4\u77ed\u7684\u3001\u66f4\u6709\u6548\u7684\u65b9\u6cd5\u6765\u66f4\u65b0\u5ba2\u6237\u8d44\u6599\u3002<\/p>\n
InsuranceHotline.com\u7684\u603b\u7ecf\u7406\u97e6\u6839\uff08Andrew Wicken\uff09\u8868\u793a\uff0c\u4ed6\u65e0\u6cd5\u4fdd\u8bc1\uff0c\u901a\u8fc7\u4ed6\u7684\u7f51\u7ad9\u5bfb\u627e\u6700\u4f4e\u6c7d\u8f66\u4fdd\u8d39\u7684\u53f8\u673a\uff0c\u76ee\u524d\u4f1a\u627e\u5230\u7701\u94b1\u7684\u4e70\u5356\u3002\u8d44\u6599\u6765\u6e90\uff1a\u661f\u62a5<\/p>\n
\u5728\u91ce\u515a\u8981\u6c42\u7acb\u6cd5\u964d\u4f4e\u8f66\u4fdd<\/strong><\/p>\n \u7efc\u5408\u62a5\u9053\/\u5728\u300a\u661f\u62a5\u300b\u53d1\u8868\u5b89\u7701\u6c7d\u8f66\u4fdd\u9669\u5c06\u51fa\u73b0\u53cc\u4f4d\u6570\u98d9\u6da8\u7684\u62a5\u544a\u540e\uff0c\u5b89\u7701\u53cd\u5bf9\u515a\u9886\u8896\u5468\u4e8c\u9ad8\u8c03\u547c\u5401\u653f\u5e9c\u7acb\u6cd5\uff0c\u904f\u6b62\u6c7d\u8f66\u4fdd\u9669\u4fdd\u8d39\u75af\u6da8\u7684\u52bf\u5934\u3002<\/p>\n \u5b89\u7701\u4fdd\u5b88\u515a\u515a\u9886\u80e1\u8fbe\u514b\uff08Tim Hudak\uff09\u8868\u793a\uff0c\u4ed6\u5e0c\u671b\u7701\u5e9c\u63a8\u51fa\u80fd\u591f\u964d\u4f4e\u6c7d\u8f66\u4fdd\u9669\u8d39\u7387\u7684\u7acb\u6cd5\u3002\u4ed6\u5f3a\u8c03\u79f0\u4e0d\u662f\u201c\u51bb\u7ed3\u201d\uff0c\u800c\u662f\u201c\u964d\u4f4e\u201d\u3002\u4ed6\u6307\u51fa\uff0c\u5728\u9ea6\u575a\u8fea\u9886\u5bfc\u4e0b\uff0c\u867d\u7136\u8fd8\u5728\u7ecf\u6d4e\u8870\u9000\u65f6\u671f\uff0c\u4fdd\u8d39\u8fd8\u4e0a\u6da814%\u523030%\uff0c\u4ee4\u5b89\u7701\u6c11\u4f17\u4e0d\u582a\u91cd\u8d1f\u3002\u65b0\u6c11\u4e3b\u515a\u7701\u8bae\u5458\u8c22\u83b2\u5a1c\u4e1d\uff08France Gelinas\uff09\u8868\u793a\uff0c\u5b89\u7701\u6b63\u5904\u8870\u9000\u4e4b\u4e2d\uff0c\u8bb8\u591a\u6c11\u4f17\u751f\u6d3b\u8fd8\u96be\u4ee5\u4e3a\u7ee7\uff0c\u73b0\u65f6\u6279\u51c6\u6c7d\u8f66\u4fdd\u8d39\u53cc\u4f4d\u6570\u589e\u957f\uff0c\u662f\u9519\u8bef\u7684\u65f6\u95f4\u3002<\/p>\n \u5979\u6307\u51fa\uff0c\u5351\u8bd7\u3001\u6c99\u65af\u5361\u5ddd\u3001\u7f05\u5c3c\u5410\u5df4\u548c\u9b41\u5317\u514b\u7701\u90fd\u6709\u5207\u5b9e\u53ef\u884c\u7684\u516c\u8425\u6c7d\u8f66\u4fdd\u9669\u7cfb\u7edf\uff0c\u201c\u5b89\u7701\u4e3a\u751a\u4e48\u4e0d\u80fd\u9ad8\u77bb\u8fdc\u77a9\uff1f\u201d<\/p>\n \u65b0\u6c11\u4e3b\u515a\u7701\u8bae\u5458\u666e\u5c14\uff08Michael Prue\uff09\u6307\u51fa\uff0c\u5b89\u7701\u7684\u6c7d\u8f66\u4fdd\u9669\u5236\u5ea6\u663e\u7136\u6beb\u65e0\u610f\u4e49\uff0c\u800c\u4e14\u884c\u4e0d\u901a\u3002\u201c\u6b64\u4efb\u653f\u5e9c\u662f\u5426\u5e94\u8be5\u5229\u7528\u5371\u673a\uff0c\u5bf9\u5b89\u7701\u7834\u8d25\u4e0d\u582a\u7684\u6c7d\u8f66\u4fdd\u9669\u5236\u5ea6\u5c55\u5f00\u5168\u9762\u68c0\u8ba8\uff0c\u5bf9\u4e00\u4e2a\u6bcf\u4f4d\u53f8\u673a\u90fd\u77e5\u9053\u884c\u4e0d\u901a\u7684\u7cfb\u7edf\u91cd\u65b0\u601d\u8003\uff1f\u201d<\/p>\n 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Sharman)\u6307\u51fa\uff0c\u5b89\u7701\u7684\u6c7d\u8f66\u4fdd\u8d39\u589e\u52a0\uff0c\u4e3b\u8981\u662f\u56e0\u4e3a\u4fdd\u9669\u516c\u53f8\u652f\u4ed8\u7684\u8f66\u7978\u798f\u5229\u5f00\u652f\u589e\u52a0\u3002\u5979\u8bf4\uff0c\u6bd4\u5982\u50cf\u53d7\u4f24\u8bc4\u4f30\u3001\u533b\u7597\u5eb7\u590d\u3001\u7269\u7406\u6cbb\u7597\u7b49\u5f00\u652f\u6025\u5267\u4e0a\u6da8\uff0c\u800c\u4e14\u5927\u591a\u5730\u533a\u8fd9\u4e9b\u5f00\u652f\u7684\u4e0a\u6da8\u5e45\u5ea6\u6700\u5927\u3002<\/p>\n \u4fdd\u9669\u516c\u53f8\u62b1\u6028\u8bf4\uff0c\u5f88\u591a\u65f6\u5019\u4ed6\u4eec\u8981\u5904\u7406\u5f88\u8f7b\u5fae\u7684\u8eab\u4f53\u64e6\u4f24\u6216\u522e\u4f24\uff0c\u8981\u5bf9\u5b83\u505a\u51fa\u8bc4\u4f30\u3002\u4e3a\u4e86\u5e94\u4ed8\u8fd9\u4e9b\u591a\u4f59\u7684\u8981\u6c42\uff0c\u4ed6\u4eec\u552f\u4e00\u7684\u529e\u6cd5\u5c31\u662f\u8c03\u9ad8\u4fdd\u8d39\u3002<\/p>\n \u9ea6\u575a\u8fea\u4e0d\u8ba4\u8f66\u4fdd\u8d39\u4e0a\u6da8\u5931\u63a7<\/p>\n 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Gelinas)\u8868\u793a\uff0c\u7701\u6c11\u4ecd\u5904\u4e8e\u7ecf\u6d4e\u8870\u9000\u4e2d\uff0c\u5f88\u591a\u4eba\u4ecd\u5728\u751f\u5b58\u4e2d\u6323\u624e\uff0c\u8fd9\u65f6\u5019\u628a\u8f66\u4fdd\u8d39\u4e0a\u6da8\u53cc\u4f4d\u6570\u7684\u767e\u5206\u6bd4\uff0c\u5b8c\u5168\u6ca1\u6709\u610f\u4e49\u3002<\/p>\n \u4fdd\u5b88\u515a\u7701\u8bae\u5458\u517c\u515a\u9886\u80e1\u8fbe\u514b(Tim Hudark)\u8868\u793a\uff0c\u4ed6\u5e0c\u671b\u7701\u5e9c\u63d0\u51fa\u8bae\u6848\u4ee4\u8f66\u4fdd\u8d39\u4e0b\u964d\u3002\u4ed6\u8bf4\uff0c\u5728\u9ea6\u575a\u8fea\u7684\u7ba1\u6cbb\u4e0b\uff0c\u4fdd\u8d39\u5728\u7ecf\u6d4e\u8870\u9000\u671f\u8fd8\u589e\u52a014%\u81f330%\uff0c\u7701\u6c11\u6839\u672c\u8d1f\u62c5\u4e0d\u8d77\u3002<\/p>\n \u6709\u6d88\u8d39\u8005\u6743\u529b\u673a\u6784\u547c\u5401\u5e02\u6c11\u8981\u201c\u56db\u5904\u4f30\u4ef7\u201d\u3002Insurance Consumer Advocate\u673a\u6784\u7684\u53d1\u8a00\u4ebaLee 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